Bayfirst Financial Corp Financial Flexibility Index
Bayfirst Financial Corp financial flexibility index. Bayfirst Financial Corp (BAFN) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of $47.32 Million (operating CF $47.31 Million minus capex $10.00K) represents 0% of total liabilities ($1.26 Billion). See Bayfirst Financial Corp (BAFN) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bayfirst Financial Corp (1991–2024)
Financial flexibility index of Bayfirst Financial Corp from 1991 to 2024. Historical Financial Flexibility Index trend for Bayfirst Financial Corp across 16 annual periods. Check cash flow quality index of Bayfirst Financial Corp to evaluate the quality of earnings relative to operating cash generation.
Bayfirst Financial Corp Financial Flexibility Index by Year (1991–2024)
Bayfirst Financial Corp financial flexibility index by year from 1991 to 2024. Year-by-year free cash flow to debt coverage for Bayfirst Financial Corp. For the full cash flow conversion analysis, see Bayfirst Financial Corp (BAFN) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.33x | $392.22 Million | $390.53 Million | $1.18 Billion | ▼ -26.7% |
| 2023 | 0.45x | $462.38 Million | $454.80 Million | $1.02 Billion | ▼ -14.1% |
| 2022 | 0.53x | $448.31 Million | $440.25 Million | $847.01 Million | ▲ +279.4% |
| 2021 | 0.14x | $114.51 Million | $101.21 Million | $820.80 Million | ▲ +296.3% |
| 2020 | -0.07x | $-104.75 Million | $-107.80 Million | $1.47 Billion | ▼ -9.3% |
| 2019 | -0.07x | $-31.22 Million | $-38.53 Million | $479.91 Million | ▼ -275.4% |
| 2018 | 0.04x | $12.13 Million | $7.34 Million | $327.19 Million | ▲ +2034.1% |
| 2014 | 0.00x | $-144.76K | $-1.95 Million | $75.52 Million | ▼ -149.0% |
| 2013 | 0.00x | $279.66K | $257.68K | $71.48 Million | ▼ -67.9% |
| 1997 | 0.01x | $6.10 Million | $5.90 Million | $500.40 Million | ▲ +23.4% |
| 1996 | 0.01x | $4.60 Million | $3.80 Million | $465.80 Million | ▼ -32.6% |
| 1995 | 0.01x | $6.20 Million | $5.90 Million | $422.90 Million | ▼ -67.5% |
| 1994 | 0.05x | $16.50 Million | $16.30 Million | $365.50 Million | ▲ +248.3% |
| 1993 | -0.03x | $-10.00 Million | $-10.20 Million | $328.50 Million | ▼ -145.1% |
| 1992 | 0.07x | $3.90 Million | $3.30 Million | $57.80 Million | ▲ +155.8% |
| 1991 | 0.03x | $1.10 Million | $900.00K | $41.70 Million | — |