Bayfirst Financial Corp (BAFN) — Financial Flexibility Index

Latest as of September 2025: 0.04x

Bayfirst Financial Corp (BAFN) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of $47.32 Million (operating CF $47.31 Million minus capex $10.00K) represents 0% of total liabilities ($1.26 Billion). Also explore Bayfirst Financial Corp (BAFN) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$47.32 Million
Operating CF − Capex

Total Liabilities

$1.26 Billion
USD

Capital Expenditures

$10.00K
USD

Bayfirst Financial Corp Financial Flexibility Index (1991–2024)

Historical Financial Flexibility Index trend for Bayfirst Financial Corp across 16 annual periods. Check asset allocation strategy of Bayfirst Financial Corp to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bayfirst Financial Corp (1991–2024)

Year-by-year free cash flow to debt coverage for Bayfirst Financial Corp. For the full company profile including market capitalisation, see Bayfirst Financial Corp market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.33x $392.22 Million $390.53 Million $1.18 Billion ▼ -26.7%
2023 0.45x $462.38 Million $454.80 Million $1.02 Billion ▼ -14.1%
2022 0.53x $448.31 Million $440.25 Million $847.01 Million ▲ +279.4%
2021 0.14x $114.51 Million $101.21 Million $820.80 Million ▲ +296.3%
2020 -0.07x $-104.75 Million $-107.80 Million $1.47 Billion ▼ -9.3%
2019 -0.07x $-31.22 Million $-38.53 Million $479.91 Million ▼ -275.4%
2018 0.04x $12.13 Million $7.34 Million $327.19 Million ▲ +2034.1%
2014 0.00x $-144.76K $-1.95 Million $75.52 Million ▼ -149.0%
2013 0.00x $279.66K $257.68K $71.48 Million ▼ -67.9%
1997 0.01x $6.10 Million $5.90 Million $500.40 Million ▲ +23.4%
1996 0.01x $4.60 Million $3.80 Million $465.80 Million ▼ -32.6%
1995 0.01x $6.20 Million $5.90 Million $422.90 Million ▼ -67.5%
1994 0.05x $16.50 Million $16.30 Million $365.50 Million ▲ +248.3%
1993 -0.03x $-10.00 Million $-10.20 Million $328.50 Million ▼ -145.1%
1992 0.07x $3.90 Million $3.30 Million $57.80 Million ▲ +155.8%
1991 0.03x $1.10 Million $900.00K $41.70 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities