Bayfirst Financial Corp (BAFN) — Financial Flexibility Index
Bayfirst Financial Corp (BAFN) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of $47.32 Million (operating CF $47.31 Million minus capex $10.00K) represents 0% of total liabilities ($1.26 Billion). Check Bayfirst Financial Corp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bayfirst Financial Corp Financial Flexibility Index (1991–2024)
Historical Financial Flexibility Index trend for Bayfirst Financial Corp across 16 annual periods. See working capital position of Bayfirst Financial Corp to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bayfirst Financial Corp (1991–2024)
Year-by-year free cash flow to debt coverage for Bayfirst Financial Corp. For the full company profile including market capitalisation, see BAFN company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.33x | $392.22 Million | $390.53 Million | $1.18 Billion | ▼ -26.7% |
| 2023 | 0.45x | $462.38 Million | $454.80 Million | $1.02 Billion | ▼ -14.1% |
| 2022 | 0.53x | $448.31 Million | $440.25 Million | $847.01 Million | ▲ +279.4% |
| 2021 | 0.14x | $114.51 Million | $101.21 Million | $820.80 Million | ▲ +296.3% |
| 2020 | -0.07x | $-104.75 Million | $-107.80 Million | $1.47 Billion | ▼ -9.3% |
| 2019 | -0.07x | $-31.22 Million | $-38.53 Million | $479.91 Million | ▼ -275.4% |
| 2018 | 0.04x | $12.13 Million | $7.34 Million | $327.19 Million | ▲ +2034.1% |
| 2014 | 0.00x | $-144.76K | $-1.95 Million | $75.52 Million | ▼ -149.0% |
| 2013 | 0.00x | $279.66K | $257.68K | $71.48 Million | ▼ -67.9% |
| 1997 | 0.01x | $6.10 Million | $5.90 Million | $500.40 Million | ▲ +23.4% |
| 1996 | 0.01x | $4.60 Million | $3.80 Million | $465.80 Million | ▼ -32.6% |
| 1995 | 0.01x | $6.20 Million | $5.90 Million | $422.90 Million | ▼ -67.5% |
| 1994 | 0.05x | $16.50 Million | $16.30 Million | $365.50 Million | ▲ +248.3% |
| 1993 | -0.03x | $-10.00 Million | $-10.20 Million | $328.50 Million | ▼ -145.1% |
| 1992 | 0.07x | $3.90 Million | $3.30 Million | $57.80 Million | ▲ +155.8% |
| 1991 | 0.03x | $1.10 Million | $900.00K | $41.70 Million | — |