Bayfirst Financial Corp (BAFN) — Defensive Interval Ratio
Bayfirst Financial Corp (BAFN) has a Defensive Interval Ratio of 42 days as of December 2025. Defensive assets of $37.78 Million (cash $-, short-term investments $29.36 Million, receivables $8.42 Million) cover 42 days of daily cash needs of $898.88K/day. Check Bayfirst Financial Corp (BAFN) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bayfirst Financial Corp Defensive Interval Ratio (1991–2025)
This chart shows how Bayfirst Financial Corp's Defensive Interval Ratio has evolved across 17 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 42 days, meaning defensive assets of $37.78 Million can fund 42 days of operations without new revenue. Also explore BAFN net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Bayfirst Financial Corp (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bayfirst Financial Corp from 1991 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BAFN market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 42 days | $37.78 Million | $898.88K/day | $- | $29.36 Million | ▲ +36 days |
| 2024 | 6 days | $18.04 Million | $3.13 Million/day | $- | $8.88 Million | ▼ -86 days |
| 2023 | 92 days | $2.48 Million | $27.02K/day | $- | $-4.65 Million | ▼ -2585 days |
| 2022 | 2677 days | $46.80 Million | $17.48K/day | $- | $42.35 Million | ▼ -35903 days |
| 2021 | 38579 days | $34.46 Million | $893.15/day | $- | $30.89 Million | ▲ +37246 days |
| 2020 | 1333 days | $7.30 Million | $5.48K/day | $- | $0.00 | ▼ -2186 days |
| 2019 | 3519 days | $2.12 Million | $603.21/day | $- | $- | ▲ +3502 days |
| 2018 | 17 days | $1.75 Million | $103.47K/day | $- | $- | ▼ -34878 days |
| 2014 | 34895 days | $226.00K | $6.48/day | $- | $- | ▲ +15970 days |
| 2013 | 18925 days | $179.61K | $9.49/day | $- | $- | ▲ +17872 days |
| 1997 | 1053 days | $242.00 Million | $229.86K/day | $- | $238.80 Million | ▲ +470 days |
| 1996 | 583 days | $219.00 Million | $375.89K/day | $- | $216.00 Million | ▼ -31 days |
| 1995 | 614 days | $179.00 Million | $291.51K/day | $- | $176.10 Million | ▲ +67 days |
| 1994 | 547 days | $131.40 Million | $240.27K/day | $- | $128.90 Million | ▲ +7 days |
| 1993 | 540 days | $117.40 Million | $217.53K/day | $- | $115.10 Million | ▼ -190 days |
| 1992 | 730 days | $115.60 Million | $158.36K/day | $- | $113.50 Million | ▲ +323 days |
| 1991 | 407 days | $46.50 Million | $114.25K/day | $- | $45.00 Million | — |