Navient Corp (NAVI) — Cash Flow-to-Debt Ratio
Navient Corp (NAVI) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $174.00 Million could theoretically repay 0% of its total liabilities ($46.28 Billion) in one year. See financial agility of Navient Corp to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Navient Corp Cash Flow-to-Debt Ratio (2000–2025)
Historical debt coverage capacity for Navient Corp across 20 annual periods. For the full cash flow conversion analysis, see how efficiently does Navient Corp generate cash.
Annual Cash Flow-to-Debt Ratio for Navient Corp (2000–2025)
Year-by-year debt coverage analysis for Navient Corp. Check NAVI cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $441.00 Million | $46.28 Billion | ▲ +2.0% |
| 2024 | 0.01x | $459.00 Million | $49.15 Billion | ▼ -19.0% |
| 2023 | 0.01x | $676.00 Million | $58.62 Billion | ▲ +156.4% |
| 2022 | 0.00x | $305.00 Million | $67.82 Billion | ▼ -50.0% |
| 2021 | 0.01x | $702.00 Million | $78.00 Billion | ▼ -22.5% |
| 2020 | 0.01x | $987.00 Million | $84.97 Billion | ▲ +4.4% |
| 2019 | 0.01x | $1.02 Billion | $91.55 Billion | ▼ -1.8% |
| 2018 | 0.01x | $1.14 Billion | $100.63 Billion | ▲ +9.2% |
| 2017 | 0.01x | $1.16 Billion | $111.51 Billion | ▼ -10.2% |
| 2016 | 0.01x | $1.36 Billion | $117.41 Billion | ▼ -21.3% |
| 2015 | 0.01x | $1.91 Billion | $130.11 Billion | ▲ +25.4% |
| 2014 | 0.01x | $1.66 Billion | $142.15 Billion | ▼ -9.9% |
| 2013 | 0.01x | $2.00 Billion | $153.90 Billion | ▼ -24.9% |
| 2012 | 0.02x | $2.64 Billion | $152.40 Billion | ▲ +5.6% |
| 2011 | 0.02x | $3.08 Billion | $188.09 Billion | ▲ +126.5% |
| 2006 | 0.01x | $808.42 Million | $111.77 Billion | ▼ -33.5% |
| 2003 | 0.01x | $674.45 Million | $61.98 Billion | ▼ -27.0% |
| 2002 | 0.01x | $762.64 Million | $51.18 Billion | ▼ -9.1% |
| 2001 | 0.02x | $839.39 Million | $51.20 Billion | ▲ +3.8% |
| 2000 | 0.02x | $744.65 Million | $47.16 Billion | — |