Navient Corp (NAVI) — Net Asset Quality Index

Latest as of December 2025: 4.9%

Navient Corp (NAVI) has a Net Asset Quality Index of 4.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $48.68 Billion minus total liabilities of $46.28 Billion yields net assets of $2.40 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See NAVI cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Quality Index

4.9%
Equity / Total Assets

Net Assets

$2.40 Billion
USD

Total Assets

$48.68 Billion
USD

Total Liabilities

$46.28 Billion
USD

Navient Corp Net Asset Quality Index Over Time (2000–2025)

This chart shows how Navient Corp's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 4.9%, representing net assets of $2.40 Billion against total assets of $48.68 Billion USD. Explore how efficiently does Navient Corp generate cash to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Navient Corp (2000–2025)

The table below presents the year-by-year Net Asset Quality Index for Navient Corp from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Navient Corp (NAVI) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 4.9% $2.40 Billion $48.68 Billion $46.28 Billion ▼ -0.2 pp
2024 5.1% $2.64 Billion $51.79 Billion $49.15 Billion ▲ +0.6 pp
2023 4.5% $2.76 Billion $61.38 Billion $58.62 Billion ▲ +0.3 pp
2022 4.2% $2.98 Billion $70.80 Billion $67.82 Billion ▲ +1.0 pp
2021 3.2% $2.61 Billion $80.61 Billion $78.00 Billion ▲ +0.4 pp
2020 2.8% $2.45 Billion $87.41 Billion $84.97 Billion ▼ -0.7 pp
2019 3.5% $3.35 Billion $94.90 Billion $91.55 Billion ▲ +0.1 pp
2018 3.4% $3.55 Billion $104.18 Billion $100.63 Billion ▲ +0.4 pp
2017 3.0% $3.48 Billion $114.99 Billion $111.51 Billion ▼ 0.0 pp
2016 3.1% $3.72 Billion $121.14 Billion $117.41 Billion ▲ +0.1 pp
2015 2.9% $3.93 Billion $134.05 Billion $130.11 Billion ▲ +0.1 pp
2014 2.9% $4.20 Billion $146.35 Billion $142.15 Billion ▼ -0.7 pp
2013 3.5% $5.64 Billion $159.54 Billion $153.90 Billion ▼ -12.4 pp
2012 15.9% $28.86 Billion $181.26 Billion $152.40 Billion ▲ +13.2 pp
2011 2.7% $5.25 Billion $193.34 Billion $188.09 Billion ▲ +0.3 pp
2010 2.4% $5.01 Billion $205.31 Billion $200.30 Billion ▼ -0.7 pp
2009 3.1% $5.28 Billion $169.99 Billion $164.71 Billion ▲ +0.1 pp
2008 3.0% $5.01 Billion $168.77 Billion $163.76 Billion ▼ -0.4 pp
2007 3.4% $5.23 Billion $155.56 Billion $150.33 Billion ▼ -0.4 pp
2006 3.8% $4.37 Billion $116.14 Billion $111.77 Billion ▼ -0.1 pp
2005 3.8% $3.80 Billion $99.34 Billion $95.54 Billion ▲ +0.1 pp
2004 3.8% $3.17 Billion $84.09 Billion $80.92 Billion ▼ -0.3 pp
2003 4.1% $2.63 Billion $64.61 Billion $61.98 Billion ▲ +0.3 pp
2002 3.8% $2.00 Billion $53.18 Billion $51.18 Billion ▲ +0.6 pp
2001 3.2% $1.67 Billion $52.87 Billion $51.20 Billion ▼ -0.2 pp
2000 3.3% $1.63 Billion $48.79 Billion $47.16 Billion
pp = percentage points