Navient Corp Defensive Interval Ratio
Navient Corp defensive interval ratio. Navient Corp (NAVI) has a Defensive Interval Ratio of 143 days as of June 2026. Defensive assets of $1.65 Billion (cash $-, short-term investments $-, receivables $1.65 Billion) cover 143 days of daily cash needs of $11.55 Million/day. See NAVI working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Navient Corp (2012–2025)
Defensive interval ratio of Navient Corp from 2012 to 2025. This chart shows how Navient Corp's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 143 days, meaning defensive assets of $1.65 Billion can fund 143 days of operations without new revenue. Check NAVI asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Navient Corp Defensive Interval Ratio by Year (2012–2025)
Navient Corp defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Navient Corp from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Navient Corp asset portfolio.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 120 days | $1.67 Billion | $13.90 Million/day | $- | $- | ▼ -26 days |
| 2024 | 146 days | $1.90 Billion | $13.01 Million/day | $- | $- | ▲ +119 days |
| 2023 | 27 days | $350.00 Million | $13.04 Million/day | $- | $-1.95 Billion | ▼ -172 days |
| 2022 | 198 days | $2.70 Billion | $13.60 Million/day | $- | $452.00 Million | ▼ -78 days |
| 2021 | 276 days | $2.87 Billion | $10.39 Million/day | $- | $462.00 Million | ▲ +138 days |
| 2020 | 138 days | $2.50 Billion | $18.12 Million/day | $- | $- | ▲ +49 days |
| 2019 | 89 days | $2.33 Billion | $26.18 Million/day | $- | $- | ▼ -33 days |
| 2018 | 122 days | $2.83 Billion | $23.28 Million/day | $- | $470.00 Million | ▲ +47 days |
| 2017 | 75 days | $2.46 Billion | $32.83 Million/day | $- | $2.00 Million | ▲ +10 days |
| 2016 | 65 days | $2.49 Billion | $38.52 Million/day | $- | $3.00 Million | ▲ +5 days |
| 2015 | 60 days | $2.92 Billion | $48.62 Million/day | $- | $5.00 Million | ▼ -21 days |
| 2014 | 81 days | $3.77 Billion | $46.43 Million/day | $- | $6.00 Million | ▼ 0 days |
| 2013 | 82 days | $4.45 Billion | $54.54 Million/day | $- | $109.00 Million | ▼ -11 days |
| 2012 | 92 days | $5.01 Billion | $54.40 Million/day | $- | $5.01 Billion | — |