NSTS Bancorp Inc (NSTS) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.02x

NSTS Bancorp Inc (NSTS) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of $3.21 Million could theoretically repay 0% of its total liabilities ($186.67 Million) in one year. See NSTS FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

$3.21 Million
USD

Total Liabilities

$186.67 Million
USD

Data as of

Dec 2025
Most recent filing

NSTS Bancorp Inc Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for NSTS Bancorp Inc across 7 annual periods. Also explore NSTS Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for NSTS Bancorp Inc (2019–2025)

Year-by-year debt coverage analysis for NSTS Bancorp Inc. For market capitalisation and broader financial context, see market cap of NSTS Bancorp Inc.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.02x $4.05 Million $186.67 Million ▼ -53.5%
2024 0.05x $9.43 Million $202.20 Million ▲ +1840.0%
2023 0.00x $431.00K $179.23 Million ▼ -85.2%
2022 0.02x $2.99 Million $183.66 Million ▲ +231.4%
2021 0.00x $1.45 Million $295.69 Million ▲ +254.8%
2020 0.00x $-620.00K $195.49 Million ▼ -134.5%
2019 0.01x $1.74 Million $189.78 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.