NSTS Bancorp Inc (NSTS) — Cash Flow-to-Debt Ratio
NSTS Bancorp Inc (NSTS) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of $2.92 Million could theoretically repay 0% of its total liabilities ($189.79 Million) in one year. See financial flexibility index of NSTS Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
NSTS Bancorp Inc Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for NSTS Bancorp Inc across 7 annual periods. For the full cash flow conversion analysis, see NSTS operating cash flow.
Annual Cash Flow-to-Debt Ratio for NSTS Bancorp Inc (2019–2025)
Year-by-year debt coverage analysis for NSTS Bancorp Inc. Check NSTS cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $4.05 Million | $186.67 Million | ▼ -53.5% |
| 2024 | 0.05x | $9.43 Million | $202.20 Million | ▲ +1840.0% |
| 2023 | 0.00x | $431.00K | $179.23 Million | ▼ -85.2% |
| 2022 | 0.02x | $2.99 Million | $183.66 Million | ▲ +231.4% |
| 2021 | 0.00x | $1.45 Million | $295.69 Million | ▲ +254.8% |
| 2020 | 0.00x | $-620.00K | $195.49 Million | ▼ -134.5% |
| 2019 | 0.01x | $1.74 Million | $189.78 Million | — |