NSTS Bancorp Inc (NSTS) — Defensive Interval Ratio
NSTS Bancorp Inc (NSTS) has a Defensive Interval Ratio of 187 days as of December 2025. Defensive assets of $79.64 Million (cash $-, short-term investments $78.72 Million, receivables $925.00K) cover 187 days of daily cash needs of $425.96K/day. Check NSTS Bancorp Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
NSTS Bancorp Inc Defensive Interval Ratio (2019–2025)
This chart shows how NSTS Bancorp Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 187 days, meaning defensive assets of $79.64 Million can fund 187 days of operations without new revenue. Also explore NSTS Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for NSTS Bancorp Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for NSTS Bancorp Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NSTS Bancorp Inc market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 187 days | $79.64 Million | $425.96K/day | $- | $78.72 Million | ▲ +183 days |
| 2024 | 4 days | $1.87 Million | $452.24K/day | $- | $1.00 Million | ▼ -9 days |
| 2023 | 13 days | $5.02 Million | $390.24K/day | $- | $4.26 Million | ▼ -280 days |
| 2022 | 293 days | $122.06 Million | $416.52K/day | $- | $121.20 Million | ▲ +80 days |
| 2021 | 214 days | $101.59 Million | $475.79K/day | $- | $100.95 Million | ▲ +32 days |
| 2020 | 182 days | $82.29 Million | $453.14K/day | $- | $81.62 Million | ▲ +33 days |
| 2019 | 149 days | $69.21 Million | $465.02K/day | $- | $68.57 Million | — |