NSTS Bancorp Inc (NSTS) — Defensive Interval Ratio
NSTS Bancorp Inc (NSTS) has a Defensive Interval Ratio of 175 days as of June 2026. Defensive assets of $75.51 Million (cash $-, short-term investments $74.63 Million, receivables $881.00K) cover 175 days of daily cash needs of $430.36K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
NSTS Bancorp Inc Defensive Interval Ratio (2019–2025)
This chart shows how NSTS Bancorp Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of June 2026, the ratio stands at 175 days, meaning defensive assets of $75.51 Million can fund 175 days of operations without new revenue. For the complete balance sheet picture, see total assets of NSTS Bancorp Inc.
Annual Defensive Interval Ratio for NSTS Bancorp Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for NSTS Bancorp Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See NSTS Bancorp Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | $2.54 Million | $425.96K/day | $- | $1.61 Million | ▲ +2 days |
| 2024 | 4 days | $1.87 Million | $452.24K/day | $- | $1.00 Million | ▼ -9 days |
| 2023 | 13 days | $5.02 Million | $390.24K/day | $- | $4.26 Million | ▼ -280 days |
| 2022 | 293 days | $122.06 Million | $416.52K/day | $- | $121.20 Million | ▲ +80 days |
| 2021 | 214 days | $101.59 Million | $475.79K/day | $- | $100.95 Million | ▲ +32 days |
| 2020 | 182 days | $82.29 Million | $453.14K/day | $- | $81.62 Million | ▲ +33 days |
| 2019 | 149 days | $69.21 Million | $465.02K/day | $- | $68.57 Million | — |