NSTS Bancorp Inc (NSTS) — Financial Flexibility Index
NSTS Bancorp Inc (NSTS) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $2.93 Million (operating CF $2.92 Million minus capex $16.00K) represents 0% of total liabilities ($189.79 Million). Check how aggressively does NSTS Bancorp Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
NSTS Bancorp Inc Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for NSTS Bancorp Inc across 7 annual periods. For the full cash flow conversion analysis, see NSTS Bancorp Inc operating cash flow efficiency.
Annual Financial Flexibility Index for NSTS Bancorp Inc (2019–2025)
Year-by-year free cash flow to debt coverage for NSTS Bancorp Inc. Explore NSTS Bancorp Inc (NSTS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $4.16 Million | $4.05 Million | $186.67 Million | ▼ -53.8% |
| 2024 | 0.05x | $9.75 Million | $9.43 Million | $202.20 Million | ▲ +812.8% |
| 2023 | 0.01x | $947.00K | $431.00K | $179.23 Million | ▼ -69.7% |
| 2022 | 0.02x | $3.20 Million | $2.99 Million | $183.66 Million | ▲ +223.6% |
| 2021 | 0.01x | $1.59 Million | $1.45 Million | $295.69 Million | ▲ +304.2% |
| 2020 | 0.00x | $-516.00K | $-620.00K | $195.49 Million | ▼ -127.0% |
| 2019 | 0.01x | $1.86 Million | $1.74 Million | $189.78 Million | — |