NSTS Bancorp Inc Financial Flexibility Index

Latest as of June 2026: 0.02x

NSTS Bancorp Inc financial flexibility index. NSTS Bancorp Inc (NSTS) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $2.93 Million (operating CF $2.92 Million minus capex $16.00K) represents 0% of total liabilities ($189.79 Million). See NSTS FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$2.93 Million
Operating CF − Capex

Total Liabilities

$189.79 Million
USD

Capital Expenditures

$16.00K
USD

Financial Flexibility Index of NSTS Bancorp Inc (2019–2025)

Financial flexibility index of NSTS Bancorp Inc from 2019 to 2025. Historical Financial Flexibility Index trend for NSTS Bancorp Inc across 7 annual periods. Check NSTS Bancorp Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

NSTS Bancorp Inc Financial Flexibility Index by Year (2019–2025)

NSTS Bancorp Inc financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for NSTS Bancorp Inc. For the full cash flow conversion analysis, see NSTS cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $4.16 Million $4.05 Million $186.67 Million ▼ -53.8%
2024 0.05x $9.75 Million $9.43 Million $202.20 Million ▲ +812.8%
2023 0.01x $947.00K $431.00K $179.23 Million ▼ -69.7%
2022 0.02x $3.20 Million $2.99 Million $183.66 Million ▲ +223.6%
2021 0.01x $1.59 Million $1.45 Million $295.69 Million ▲ +304.2%
2020 0.00x $-516.00K $-620.00K $195.49 Million ▼ -127.0%
2019 0.01x $1.86 Million $1.74 Million $189.78 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities