Sezzle Inc. (SEZL) — Cash Flow-to-Debt Ratio
Sezzle Inc. (SEZL) has a Cash Flow-to-Debt Ratio of 0.23x as of June 2026, meaning its operating cash flow of $52.25 Million could theoretically repay 0% of its total liabilities ($223.50 Million) in one year. See Sezzle Inc. (SEZL) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sezzle Inc. Cash Flow-to-Debt Ratio (2017–2025)
Historical debt coverage capacity for Sezzle Inc. across 9 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Sezzle Inc..
Annual Cash Flow-to-Debt Ratio for Sezzle Inc. (2017–2025)
Year-by-year debt coverage analysis for Sezzle Inc.. Check SEZL cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.91x | $209.91 Million | $230.42 Million | ▲ +368.9% |
| 2024 | 0.19x | $40.90 Million | $210.54 Million | ▲ +244.1% |
| 2023 | -0.13x | $-25.69 Million | $190.55 Million | ▼ -359.3% |
| 2022 | 0.05x | $8.51 Million | $163.73 Million | ▲ +113.4% |
| 2021 | -0.39x | $-72.13 Million | $185.61 Million | ▼ -79.1% |
| 2020 | -0.22x | $-24.78 Million | $114.15 Million | ▲ +59.4% |
| 2019 | -0.54x | $-19.92 Million | $37.22 Million | ▲ +37.8% |
| 2018 | -0.86x | $-6.23 Million | $7.24 Million | ▲ +84.7% |
| 2017 | -5.61x | $-900.20K | $160.57K | — |