Sezzle Inc. (SEZL) — Defensive Interval Ratio

Latest as of June 2026: 1114 days

Sezzle Inc. (SEZL) has a Defensive Interval Ratio of 1114 days as of June 2026. Defensive assets of $310.16 Million (cash $-, short-term investments $-, receivables $310.16 Million) cover 1114 days of daily cash needs of $278.53K/day.

Defensive Interval Ratio

1114 days
Days of operational coverage

Defensive Assets

$310.16 Million
Cash + ST Investments + Receivables

Daily Cash Need

$278.53K
Current Liabilities ÷ 365

Current Liabilities

$101.66 Million
USD

Sezzle Inc. Defensive Interval Ratio (2017–2025)

This chart shows how Sezzle Inc.'s Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of June 2026, the ratio stands at 1114 days, meaning defensive assets of $310.16 Million can fund 1114 days of operations without new revenue. For the complete balance sheet picture, see SEZL asset base.

Annual Defensive Interval Ratio for Sezzle Inc. (2017–2025)

The table below presents the year-by-year Defensive Interval Ratio for Sezzle Inc. from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Sezzle Inc. (SEZL) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1062 days $261.08 Million $245.93K/day $- $- ▲ +493 days
2024 568 days $164.56 Million $289.53K/day $- $- ▲ +311 days
2023 258 days $132.20 Million $513.06K/day $- $- ▼ -95 days
2022 353 days $95.89 Million $271.77K/day $- $- ▼ -119 days
2021 472 days $139.07 Million $294.68K/day $- $- ▲ +33 days
2020 439 days $82.21 Million $187.32K/day $- $- ▼ -157 days
2019 596 days $25.50 Million $42.77K/day $- $- ▼ -37 days
2018 633 days $4.96 Million $7.84K/day $- $- ▲ +149 days
2017 484 days $212.98K $439.92/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)