Sezzle Inc. (SEZL) — Financial Flexibility Index
Sezzle Inc. (SEZL) has a Financial Flexibility Index of 0.24x as of June 2026. Free cash flow of $52.66 Million (operating CF $52.25 Million minus capex $414.00K) represents 0% of total liabilities ($223.50 Million). Check SEZL total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sezzle Inc. Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Sezzle Inc. across 9 annual periods. For the full cash flow conversion analysis, see SEZL cash flow metrics.
Annual Financial Flexibility Index for Sezzle Inc. (2017–2025)
Year-by-year free cash flow to debt coverage for Sezzle Inc.. Explore SEZL operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.92x | $211.46 Million | $209.91 Million | $230.42 Million | ▲ +74.6% |
| 2024 | 0.53x | $110.66 Million | $40.90 Million | $210.54 Million | ▲ +511.7% |
| 2023 | -0.13x | $-24.32 Million | $-25.69 Million | $190.55 Million | ▼ -319.6% |
| 2022 | 0.06x | $9.52 Million | $8.51 Million | $163.73 Million | ▲ +115.3% |
| 2021 | -0.38x | $-70.71 Million | $-72.13 Million | $185.61 Million | ▼ -80.9% |
| 2020 | -0.21x | $-24.04 Million | $-24.78 Million | $114.15 Million | ▲ +60.4% |
| 2019 | -0.53x | $-19.79 Million | $-19.92 Million | $37.22 Million | ▲ +34.3% |
| 2018 | -0.81x | $-5.86 Million | $-6.23 Million | $7.24 Million | ▲ +85.4% |
| 2017 | -5.55x | $-891.34K | $-900.20K | $160.57K | — |