Sezzle Inc. Financial Flexibility Index

Latest as of June 2026: 0.24x

Sezzle Inc. financial flexibility index. Sezzle Inc. (SEZL) has a Financial Flexibility Index of 0.24x as of June 2026. Free cash flow of $52.66 Million (operating CF $52.25 Million minus capex $414.00K) represents 0% of total liabilities ($223.50 Million). See SEZL free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.24x
Free Cash Flow / Total Liabilities

Free Cash Flow

$52.66 Million
Operating CF − Capex

Total Liabilities

$223.50 Million
USD

Capital Expenditures

$414.00K
USD

Financial Flexibility Index of Sezzle Inc. (2017–2025)

Financial flexibility index of Sezzle Inc. from 2017 to 2025. Historical Financial Flexibility Index trend for Sezzle Inc. across 9 annual periods. Check Sezzle Inc. (SEZL) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Sezzle Inc. Financial Flexibility Index by Year (2017–2025)

Sezzle Inc. financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for Sezzle Inc.. For the full cash flow conversion analysis, see cash efficiency ratio of Sezzle Inc..

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.92x $211.46 Million $209.91 Million $230.42 Million ▲ +74.6%
2024 0.53x $110.66 Million $40.90 Million $210.54 Million ▲ +511.7%
2023 -0.13x $-24.32 Million $-25.69 Million $190.55 Million ▼ -319.6%
2022 0.06x $9.52 Million $8.51 Million $163.73 Million ▲ +115.3%
2021 -0.38x $-70.71 Million $-72.13 Million $185.61 Million ▼ -80.9%
2020 -0.21x $-24.04 Million $-24.78 Million $114.15 Million ▲ +60.4%
2019 -0.53x $-19.79 Million $-19.92 Million $37.22 Million ▲ +34.3%
2018 -0.81x $-5.86 Million $-6.23 Million $7.24 Million ▲ +85.4%
2017 -5.55x $-891.34K $-900.20K $160.57K —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities