Sezzle Inc. (SEZL) — Financial Flexibility Index

Latest as of March 2026: 0.35x

Sezzle Inc. (SEZL) has a Financial Flexibility Index of 0.35x as of March 2026. Free cash flow of $89.33 Million (operating CF $88.98 Million minus capex $351.00K) represents 0% of total liabilities ($257.58 Million). Check SEZL capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.35x
Free Cash Flow / Total Liabilities

Free Cash Flow

$89.33 Million
Operating CF − Capex

Total Liabilities

$257.58 Million
USD

Capital Expenditures

$351.00K
USD

Sezzle Inc. Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Sezzle Inc. across 9 annual periods. See Sezzle Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Sezzle Inc. (2017–2025)

Year-by-year free cash flow to debt coverage for Sezzle Inc.. For the full company profile including market capitalisation, see market cap of Sezzle Inc..

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.92x $211.46 Million $209.91 Million $230.42 Million ▲ +74.6%
2024 0.53x $110.66 Million $40.90 Million $210.54 Million ▲ +511.7%
2023 -0.13x $-24.32 Million $-25.69 Million $190.55 Million ▼ -319.6%
2022 0.06x $9.52 Million $8.51 Million $163.73 Million ▲ +115.3%
2021 -0.38x $-70.71 Million $-72.13 Million $185.61 Million ▼ -80.9%
2020 -0.21x $-24.04 Million $-24.78 Million $114.15 Million ▲ +60.4%
2019 -0.53x $-19.79 Million $-19.92 Million $37.22 Million ▲ +34.3%
2018 -0.81x $-5.86 Million $-6.23 Million $7.24 Million ▲ +85.4%
2017 -5.55x $-891.34K $-900.20K $160.57K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities