Shriram Finance Limited (SHRIRAMFIN) — Cash Flow-to-Debt Ratio
Shriram Finance Limited (SHRIRAMFIN) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-41.98 Billion could theoretically repay 0% of its total liabilities (Rs2.39 Trillion) in one year. See Shriram Finance Limited financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Shriram Finance Limited Cash Flow-to-Debt Ratio (2004–2026)
Historical debt coverage capacity for Shriram Finance Limited across 23 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Shriram Finance Limited.
Annual Cash Flow-to-Debt Ratio for Shriram Finance Limited (2004–2026)
Year-by-year debt coverage analysis for Shriram Finance Limited. Check SHRIRAMFIN cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.07x | Rs189.25 Billion | Rs2.55 Trillion | ▲ +140.2% |
| 2025 | -0.18x | Rs-436.83 Billion | Rs2.37 Trillion | ▼ -17.6% |
| 2024 | -0.16x | Rs-311.01 Billion | Rs1.99 Trillion | ▼ -48.2% |
| 2023 | -0.11x | Rs-176.25 Billion | Rs1.67 Trillion | ▼ -38.6% |
| 2022 | -0.08x | Rs-88.59 Billion | Rs1.16 Trillion | ▼ -94.5% |
| 2021 | -0.04x | Rs-42.39 Billion | Rs1.08 Trillion | ▼ -20.4% |
| 2020 | -0.03x | Rs-31.31 Billion | Rs961.23 Billion | ▲ +50.1% |
| 2019 | -0.07x | Rs-58.37 Billion | Rs894.56 Billion | ▲ +50.5% |
| 2018 | -0.13x | Rs-100.13 Billion | Rs758.98 Billion | ▼ -212.9% |
| 2017 | -0.04x | Rs-26.62 Billion | Rs631.19 Billion | ▲ +55.7% |
| 2016 | -0.10x | Rs-55.07 Billion | Rs578.38 Billion | ▲ +47.6% |
| 2015 | -0.18x | Rs-96.11 Billion | Rs528.88 Billion | ▼ -96.4% |
| 2014 | -0.09x | Rs-40.55 Billion | Rs438.12 Billion | ▲ +55.4% |
| 2013 | -0.21x | Rs-83.59 Billion | Rs403.12 Billion | ▼ -281.0% |
| 2012 | -0.05x | Rs-16.87 Billion | Rs310.05 Billion | ▼ -74.5% |
| 2011 | -0.03x | Rs-8.48 Billion | Rs272.00 Billion | ▼ -183.1% |
| 2010 | 0.04x | Rs8.68 Billion | Rs231.34 Billion | ▲ +154.7% |
| 2009 | -0.07x | Rs-15.55 Billion | Rs226.73 Billion | ▲ +80.6% |
| 2008 | -0.35x | Rs-58.03 Billion | Rs164.52 Billion | ▼ -34.1% |
| 2007 | -0.26x | Rs-25.64 Billion | Rs97.49 Billion | ▲ +30.9% |
| 2006 | -0.38x | Rs-19.91 Billion | Rs52.31 Billion | ▼ -22.0% |
| 2005 | -0.31x | Rs-5.57 Billion | Rs17.84 Billion | ▼ -27.4% |
| 2004 | -0.24x | Rs-2.78 Billion | Rs11.37 Billion | — |