Shriram Finance Limited (SHRIRAMFIN) — Defensive Interval Ratio
Shriram Finance Limited (SHRIRAMFIN) has a Defensive Interval Ratio of 11179 days as of September 2025. Defensive assets of Rs102.29 Billion (cash Rs102.02 Billion, short-term investments Rs-, receivables Rs268.20 Million) cover 11179 days of daily cash needs of Rs9.15 Million/day. Check SHRIRAMFIN tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Shriram Finance Limited Defensive Interval Ratio (2006–2025)
This chart shows how Shriram Finance Limited's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of September 2025, the ratio stands at 11179 days, meaning defensive assets of Rs102.29 Billion can fund 11179 days of operations without new revenue. Also explore Shriram Finance Limited net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Shriram Finance Limited (2006–2025)
The table below presents the year-by-year Defensive Interval Ratio for Shriram Finance Limited from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SHRIRAMFIN market cap overview.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 127 days | Rs197.45 Billion | Rs1.55 Billion/day | Rs104.60 Billion | Rs90.31 Billion | ▼ -2568 days |
| 2024 | 2695 days | Rs63.95 Billion | Rs23.73 Million/day | Rs59.97 Billion | Rs63.80 Million | ▼ -10360 days |
| 2023 | 13055 days | Rs112.02 Billion | Rs8.58 Million/day | Rs97.75 Billion | Rs9.81 Billion | ▼ -18893 days |
| 2022 | 31948 days | Rs145.33 Billion | Rs4.55 Million/day | Rs105.62 Billion | Rs37.73 Billion | ▲ +12129 days |
| 2021 | 19820 days | Rs138.74 Billion | Rs7.00 Million/day | Rs109.65 Billion | Rs28.50 Billion | ▲ +13043 days |
| 2020 | 6776 days | Rs26.63 Billion | Rs3.93 Million/day | Rs30.45 Billion | Rs-4.09 Billion | ▲ +6353 days |
| 2019 | 424 days | Rs2.39 Billion | Rs5.65 Million/day | Rs- | Rs2.00 Billion | ▼ -65 days |
| 2018 | 488 days | Rs32.25 Billion | Rs66.03 Million/day | Rs- | Rs3.74 Billion | ▲ +133 days |
| 2017 | 356 days | Rs37.49 Billion | Rs105.36 Million/day | Rs- | Rs15.80 Billion | ▲ +306 days |
| 2016 | 49 days | Rs4.47 Billion | Rs90.24 Million/day | Rs- | Rs4.20 Billion | ▲ +30 days |
| 2015 | 20 days | Rs1.53 Billion | Rs77.56 Million/day | Rs- | Rs- | ▼ -19 days |
| 2014 | 39 days | Rs2.17 Billion | Rs56.13 Million/day | Rs- | Rs- | ▼ -370 days |
| 2013 | 409 days | Rs24.40 Billion | Rs59.69 Million/day | Rs- | Rs- | ▲ +218 days |
| 2012 | 191 days | Rs65.94 Billion | Rs346.04 Million/day | Rs- | Rs33.94 Billion | ▼ -1086 days |
| 2011 | 1276 days | Rs245.39 Billion | Rs192.29 Million/day | Rs- | Rs- | ▼ -127 days |
| 2010 | 1403 days | Rs179.65 Billion | Rs128.06 Million/day | Rs- | Rs179.65 Billion | ▲ +1354 days |
| 2009 | 49 days | Rs3.43 Billion | Rs69.91 Million/day | Rs- | Rs- | ▼ -6 days |
| 2008 | 55 days | Rs2.45 Billion | Rs44.65 Million/day | Rs- | Rs- | ▼ -111 days |
| 2007 | 166 days | Rs4.19 Billion | Rs25.31 Million/day | Rs- | Rs- | ▼ -2758 days |
| 2006 | 2924 days | Rs52.93 Billion | Rs18.10 Million/day | Rs- | Rs- | — |