Shriram Finance Limited (SHRIRAMFIN) — Financial Flexibility Index
Shriram Finance Limited (SHRIRAMFIN) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-40.91 Billion (operating CF Rs-41.98 Billion minus capex Rs1.07 Billion) represents 0% of total liabilities (Rs2.39 Trillion). Check cash flow reinvestment rate of Shriram Finance Limited to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Shriram Finance Limited Financial Flexibility Index (2004–2026)
Historical Financial Flexibility Index trend for Shriram Finance Limited across 23 annual periods. For the full cash flow conversion analysis, see SHRIRAMFIN cash flow conversion.
Annual Financial Flexibility Index for Shriram Finance Limited (2004–2026)
Year-by-year free cash flow to debt coverage for Shriram Finance Limited. Explore Shriram Finance Limited cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.07x | Rs191.17 Billion | Rs189.25 Billion | Rs2.55 Trillion | ▲ +140.9% |
| 2025 | -0.18x | Rs-434.60 Billion | Rs-436.83 Billion | Rs2.37 Trillion | ▼ -18.0% |
| 2024 | -0.16x | Rs-308.36 Billion | Rs-311.01 Billion | Rs1.99 Trillion | ▼ -48.6% |
| 2023 | -0.10x | Rs-174.29 Billion | Rs-176.25 Billion | Rs1.67 Trillion | ▼ -37.6% |
| 2022 | -0.08x | Rs-88.23 Billion | Rs-88.59 Billion | Rs1.16 Trillion | ▼ -94.9% |
| 2021 | -0.04x | Rs-42.13 Billion | Rs-42.39 Billion | Rs1.08 Trillion | ▼ -21.9% |
| 2020 | -0.03x | Rs-30.74 Billion | Rs-31.31 Billion | Rs961.23 Billion | ▲ +50.3% |
| 2019 | -0.06x | Rs-57.59 Billion | Rs-58.37 Billion | Rs894.56 Billion | ▲ +50.9% |
| 2018 | -0.13x | Rs-99.47 Billion | Rs-100.13 Billion | Rs758.98 Billion | ▼ -212.9% |
| 2017 | -0.04x | Rs-26.44 Billion | Rs-26.62 Billion | Rs631.19 Billion | ▲ +55.7% |
| 2016 | -0.09x | Rs-54.71 Billion | Rs-55.07 Billion | Rs578.38 Billion | ▲ +47.7% |
| 2015 | -0.18x | Rs-95.66 Billion | Rs-96.11 Billion | Rs528.88 Billion | ▼ -101.3% |
| 2014 | -0.09x | Rs-39.37 Billion | Rs-40.55 Billion | Rs438.12 Billion | ▲ +56.4% |
| 2013 | -0.21x | Rs-83.15 Billion | Rs-83.59 Billion | Rs403.12 Billion | ▼ -285.6% |
| 2012 | -0.05x | Rs-16.59 Billion | Rs-16.87 Billion | Rs310.05 Billion | ▼ -73.8% |
| 2011 | -0.03x | Rs-8.37 Billion | Rs-8.48 Billion | Rs272.00 Billion | ▼ -181.5% |
| 2010 | 0.04x | Rs8.74 Billion | Rs8.68 Billion | Rs231.34 Billion | ▲ +156.3% |
| 2009 | -0.07x | Rs-15.21 Billion | Rs-15.55 Billion | Rs226.73 Billion | ▲ +80.8% |
| 2008 | -0.35x | Rs-57.50 Billion | Rs-58.03 Billion | Rs164.52 Billion | ▼ -33.7% |
| 2007 | -0.26x | Rs-25.48 Billion | Rs-25.64 Billion | Rs97.49 Billion | ▲ +31.0% |
| 2006 | -0.38x | Rs-19.80 Billion | Rs-19.91 Billion | Rs52.31 Billion | ▼ -21.6% |
| 2005 | -0.31x | Rs-5.55 Billion | Rs-5.57 Billion | Rs17.84 Billion | ▼ -38.8% |
| 2004 | -0.22x | Rs-2.55 Billion | Rs-2.78 Billion | Rs11.37 Billion | — |