Shriram Finance Limited (SHRIRAMFIN) — Financial Flexibility Index
Shriram Finance Limited (SHRIRAMFIN) has a Financial Flexibility Index of -0.02x as of September 2025. Free cash flow of Rs-40.91 Billion (operating CF Rs-41.98 Billion minus capex Rs1.07 Billion) represents 0% of total liabilities (Rs2.39 Trillion). Check SHRIRAMFIN capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Shriram Finance Limited Financial Flexibility Index (2004–2026)
Historical Financial Flexibility Index trend for Shriram Finance Limited across 23 annual periods. See SHRIRAMFIN working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Shriram Finance Limited (2004–2026)
Year-by-year free cash flow to debt coverage for Shriram Finance Limited. For the full company profile including market capitalisation, see Shriram Finance Limited market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.07x | Rs191.17 Billion | Rs189.25 Billion | Rs2.55 Trillion | ▲ +140.9% |
| 2025 | -0.18x | Rs-434.60 Billion | Rs-436.83 Billion | Rs2.37 Trillion | ▼ -18.0% |
| 2024 | -0.16x | Rs-308.36 Billion | Rs-311.01 Billion | Rs1.99 Trillion | ▼ -48.6% |
| 2023 | -0.10x | Rs-174.29 Billion | Rs-176.25 Billion | Rs1.67 Trillion | ▼ -37.6% |
| 2022 | -0.08x | Rs-88.23 Billion | Rs-88.59 Billion | Rs1.16 Trillion | ▼ -94.9% |
| 2021 | -0.04x | Rs-42.13 Billion | Rs-42.39 Billion | Rs1.08 Trillion | ▼ -21.9% |
| 2020 | -0.03x | Rs-30.74 Billion | Rs-31.31 Billion | Rs961.23 Billion | ▲ +50.3% |
| 2019 | -0.06x | Rs-57.59 Billion | Rs-58.37 Billion | Rs894.56 Billion | ▲ +50.9% |
| 2018 | -0.13x | Rs-99.47 Billion | Rs-100.13 Billion | Rs758.98 Billion | ▼ -212.9% |
| 2017 | -0.04x | Rs-26.44 Billion | Rs-26.62 Billion | Rs631.19 Billion | ▲ +55.7% |
| 2016 | -0.09x | Rs-54.71 Billion | Rs-55.07 Billion | Rs578.38 Billion | ▲ +47.7% |
| 2015 | -0.18x | Rs-95.66 Billion | Rs-96.11 Billion | Rs528.88 Billion | ▼ -101.3% |
| 2014 | -0.09x | Rs-39.37 Billion | Rs-40.55 Billion | Rs438.12 Billion | ▲ +56.4% |
| 2013 | -0.21x | Rs-83.15 Billion | Rs-83.59 Billion | Rs403.12 Billion | ▼ -285.6% |
| 2012 | -0.05x | Rs-16.59 Billion | Rs-16.87 Billion | Rs310.05 Billion | ▼ -73.8% |
| 2011 | -0.03x | Rs-8.37 Billion | Rs-8.48 Billion | Rs272.00 Billion | ▼ -181.5% |
| 2010 | 0.04x | Rs8.74 Billion | Rs8.68 Billion | Rs231.34 Billion | ▲ +156.3% |
| 2009 | -0.07x | Rs-15.21 Billion | Rs-15.55 Billion | Rs226.73 Billion | ▲ +80.8% |
| 2008 | -0.35x | Rs-57.50 Billion | Rs-58.03 Billion | Rs164.52 Billion | ▼ -33.7% |
| 2007 | -0.26x | Rs-25.48 Billion | Rs-25.64 Billion | Rs97.49 Billion | ▲ +31.0% |
| 2006 | -0.38x | Rs-19.80 Billion | Rs-19.91 Billion | Rs52.31 Billion | ▼ -21.6% |
| 2005 | -0.31x | Rs-5.55 Billion | Rs-5.57 Billion | Rs17.84 Billion | ▼ -38.8% |
| 2004 | -0.22x | Rs-2.55 Billion | Rs-2.78 Billion | Rs11.37 Billion | — |