First BanCorp. (FBP) — Cash Flow-to-Debt Ratio
First BanCorp. (FBP) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $93.41 Million could theoretically repay 0% of its total liabilities ($17.26 Billion) in one year. See financial agility of First BanCorp. to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First BanCorp. Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for First BanCorp. across 36 annual periods. For the full cash flow conversion analysis, see FBP cash flow metrics.
Annual Cash Flow-to-Debt Ratio for First BanCorp. (1990–2025)
Year-by-year debt coverage analysis for First BanCorp.. Check First BanCorp. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | $445.07 Million | $17.17 Billion | ▲ +13.1% |
| 2024 | 0.02x | $404.15 Million | $17.62 Billion | ▲ +10.0% |
| 2023 | 0.02x | $362.96 Million | $17.41 Billion | ▼ -18.1% |
| 2022 | 0.03x | $440.49 Million | $17.31 Billion | ▲ +18.9% |
| 2021 | 0.02x | $399.72 Million | $18.68 Billion | ▲ +18.7% |
| 2020 | 0.02x | $297.74 Million | $16.52 Billion | ▼ -36.4% |
| 2019 | 0.03x | $294.28 Million | $10.38 Billion | ▲ +0.3% |
| 2018 | 0.03x | $288.32 Million | $10.20 Billion | ▲ +24.5% |
| 2017 | 0.02x | $235.96 Million | $10.39 Billion | ▲ +15.4% |
| 2016 | 0.02x | $199.43 Million | $10.14 Billion | ▼ -18.3% |
| 2015 | 0.02x | $261.89 Million | $10.88 Billion | ▲ +0.7% |
| 2014 | 0.02x | $264.35 Million | $11.06 Billion | ▼ -19.9% |
| 2013 | 0.03x | $341.69 Million | $11.44 Billion | ▲ +51.6% |
| 2012 | 0.02x | $228.85 Million | $11.61 Billion | ▲ +46.7% |
| 2011 | 0.01x | $156.92 Million | $11.68 Billion | ▼ -17.7% |
| 2010 | 0.02x | $237.17 Million | $14.54 Billion | ▲ +20.9% |
| 2009 | 0.01x | $243.25 Million | $18.03 Billion | ▲ +37.6% |
| 2008 | 0.01x | $175.91 Million | $17.94 Billion | ▲ +156.4% |
| 2007 | 0.00x | $60.29 Million | $15.77 Billion | ▼ -74.4% |
| 2006 | 0.01x | $279.41 Million | $18.72 Billion | ▼ -23.9% |
| 2005 | 0.02x | $366.97 Million | $18.72 Billion | ▲ +77.6% |
| 2004 | 0.01x | $158.89 Million | $14.40 Billion | ▼ -29.9% |
| 2003 | 0.02x | $182.26 Million | $11.58 Billion | ▼ -27.3% |
| 2002 | 0.02x | $191.39 Million | $8.85 Billion | ▲ +4.4% |
| 2001 | 0.02x | $157.38 Million | $7.59 Billion | ▼ -3.7% |
| 2000 | 0.02x | $118.07 Million | $5.49 Billion | ▼ -17.3% |
| 1999 | 0.03x | $115.15 Million | $4.43 Billion | ▲ +2.1% |
| 1998 | 0.03x | $95.50 Million | $3.75 Billion | ▼ -7.9% |
| 1997 | 0.03x | $85.50 Million | $3.09 Billion | ▲ +9.6% |
| 1996 | 0.03x | $66.40 Million | $2.63 Billion | ▼ -73.2% |
| 1995 | 0.09x | $212.60 Million | $2.26 Billion | ▲ +269.4% |
| 1994 | -0.06x | $-114.00 Million | $2.05 Billion | ▼ -269.2% |
| 1993 | 0.03x | $59.70 Million | $1.82 Billion | ▲ +313.0% |
| 1992 | -0.02x | $-27.70 Million | $1.80 Billion | ▼ -194.5% |
| 1991 | 0.02x | $29.70 Million | $1.82 Billion | ▲ +122.4% |
| 1990 | 0.01x | $13.50 Million | $1.84 Billion | — |