First BanCorp. Defensive Interval Ratio
First BanCorp. defensive interval ratio. First BanCorp. (FBP) has a Defensive Interval Ratio of 17620 days as of March 2026. Defensive assets of $4.34 Billion (cash $-, short-term investments $4.28 Billion, receivables $67.72 Million) cover 17620 days of daily cash needs of $246.58K/day. See First BanCorp. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First BanCorp. (1990–2025)
Defensive interval ratio of First BanCorp. from 1990 to 2025. This chart shows how First BanCorp.'s Defensive Interval Ratio has evolved across 36 annual periods from 1990 to 2025. As of March 2026, the ratio stands at 17620 days, meaning defensive assets of $4.34 Billion can fund 17620 days of operations without new revenue. Check FBP asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
First BanCorp. Defensive Interval Ratio by Year (1990–2025)
First BanCorp. defensive interval ratio by year from 1990 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First BanCorp. from 1990 to 2025, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see FBP current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6430 days | $1.90 Billion | $294.83K/day | $- | $1.82 Billion | ▲ +6330 days |
| 2024 | 100 days | $4.64 Billion | $46.22 Million/day | $- | $4.57 Billion | ▼ -17 days |
| 2023 | 117 days | $5.31 Billion | $45.36 Million/day | $- | $5.23 Billion | ▼ -4 days |
| 2022 | 121 days | $5.59 Billion | $46.37 Million/day | $- | $5.52 Billion | ▼ -11929 days |
| 2021 | 12049 days | $7.09 Billion | $588.64K/day | $- | $6.46 Billion | ▲ +11947 days |
| 2020 | 102 days | $4.44 Billion | $43.55 Million/day | $- | $4.37 Billion | ▲ +21 days |
| 2019 | 81 days | $2.14 Billion | $26.38 Million/day | $- | $2.09 Billion | ▼ -3 days |
| 2018 | 85 days | $2.15 Billion | $25.41 Million/day | $- | $1.77 Billion | ▲ +13 days |
| 2017 | 72 days | $1.86 Billion | $25.94 Million/day | $- | $1.55 Billion | ▲ +2 days |
| 2016 | 69 days | $1.83 Billion | $26.36 Million/day | $- | $1.55 Billion | ▲ +13 days |
| 2015 | 56 days | $1.59 Billion | $28.21 Million/day | $- | $1.31 Billion | ▼ -6386 days |
| 2014 | 6442 days | $2.03 Billion | $315.58K/day | $- | $1.98 Billion | ▲ +6394 days |
| 2013 | 48 days | $1.44 Billion | $29.89 Million/day | $- | $1.14 Billion | ▲ +10 days |
| 2012 | 38 days | $1.17 Billion | $30.36 Million/day | $- | $876.44 Million | ▼ -4 days |
| 2011 | 42 days | $1.29 Billion | $30.37 Million/day | $- | $992.11 Million | ▲ +38 days |
| 2010 | 4 days | $167.04 Million | $37.39 Million/day | $- | $107.98 Million | ▲ +2 days |
| 2009 | 2 days | $102.41 Million | $46.08 Million/day | $- | $22.55 Million | ▼ 0 days |
| 2008 | 3 days | $119.50 Million | $45.62 Million/day | $- | $20.93 Million | ▼ -13 days |
| 2007 | 15 days | $604.99 Million | $39.43 Million/day | $- | $497.01 Million | ▼ -4178 days |
| 2006 | 4193 days | $203.44 Billion | $48.51 Million/day | $- | $203.33 Billion | ▲ +4167 days |
| 2005 | 26 days | $1.33 Billion | $50.80 Million/day | $- | $1.22 Billion | ▲ +1 days |
| 2004 | 26 days | $877.26 Million | $34.34 Million/day | $- | $820.16 Million | ▼ -7 days |
| 2003 | 33 days | $1.01 Billion | $31.04 Million/day | $- | $970.94 Million | ▲ +19 days |
| 2002 | 13 days | $312.94 Million | $23.70 Million/day | $- | $273.66 Million | ▲ +10 days |
| 2001 | 4 days | $72.20 Million | $20.58 Million/day | $- | $34.56 Million | ▲ +1 days |
| 2000 | 2 days | $29.99 Million | $14.44 Million/day | $- | $2.02 Million | ▲ +1 days |
| 1999 | 2 days | $17.92 Million | $11.42 Million/day | $- | $- | ▲ +0 days |
| 1998 | 1 days | $10.70 Million | $9.55 Million/day | $- | $- | ▼ -1 days |
| 1997 | 2 days | $13.00 Million | $7.66 Million/day | $- | $- | ▲ +0 days |
| 1996 | 1 days | $9.20 Million | $6.32 Million/day | $- | $- | ▼ -1 days |
| 1995 | 2 days | $12.80 Million | $5.40 Million/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $10.80 Million | $5.21 Million/day | $- | $- | ▲ +0 days |
| 1993 | 2 days | $9.20 Million | $4.65 Million/day | $- | $- | ▼ -1 days |
| 1992 | 3 days | $13.10 Million | $4.41 Million/day | $- | $- | ▼ 0 days |
| 1991 | 3 days | $14.70 Million | $4.34 Million/day | $- | $- | ▼ -1 days |
| 1990 | 5 days | $20.00 Million | $4.24 Million/day | $- | $- | — |