First Bancorp (FBP) — Defensive Interval Ratio
First Bancorp (FBP) has a Defensive Interval Ratio of 90 days as of September 2025. Defensive assets of $4.17 Billion (cash $-, short-term investments $4.11 Billion, receivables $66.11 Million) cover 90 days of daily cash needs of $46.19 Million/day. Check how tangible is First Bancorp's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Bancorp Defensive Interval Ratio (1990–2024)
This chart shows how First Bancorp's Defensive Interval Ratio has evolved across 35 annual periods from 1990 to 2024. As of September 2025, the ratio stands at 90 days, meaning defensive assets of $4.17 Billion can fund 90 days of operations without new revenue. Also explore First Bancorp equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Bancorp (1990–2024)
The table below presents the year-by-year Defensive Interval Ratio for First Bancorp from 1990 to 2024, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FBP stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 100 days | $4.64 Billion | $46.22 Million/day | $- | $4.57 Billion | ▼ -17 days |
| 2023 | 117 days | $5.31 Billion | $45.36 Million/day | $- | $5.23 Billion | ▼ -4 days |
| 2022 | 121 days | $5.59 Billion | $46.37 Million/day | $- | $5.52 Billion | ▼ -11929 days |
| 2021 | 12049 days | $7.09 Billion | $588.64K/day | $- | $6.46 Billion | ▲ +11947 days |
| 2020 | 102 days | $4.44 Billion | $43.55 Million/day | $- | $4.37 Billion | ▲ +21 days |
| 2019 | 81 days | $2.14 Billion | $26.38 Million/day | $- | $2.09 Billion | ▼ -3 days |
| 2018 | 85 days | $2.15 Billion | $25.41 Million/day | $- | $1.77 Billion | ▲ +13 days |
| 2017 | 72 days | $1.86 Billion | $25.94 Million/day | $- | $1.55 Billion | ▲ +2 days |
| 2016 | 69 days | $1.83 Billion | $26.36 Million/day | $- | $1.55 Billion | ▲ +13 days |
| 2015 | 56 days | $1.59 Billion | $28.21 Million/day | $- | $1.31 Billion | ▼ -6386 days |
| 2014 | 6442 days | $2.03 Billion | $315.58K/day | $- | $1.98 Billion | ▲ +6394 days |
| 2013 | 48 days | $1.44 Billion | $29.89 Million/day | $- | $1.14 Billion | ▲ +10 days |
| 2012 | 38 days | $1.17 Billion | $30.36 Million/day | $- | $876.44 Million | ▼ -4 days |
| 2011 | 42 days | $1.29 Billion | $30.37 Million/day | $- | $992.11 Million | ▲ +38 days |
| 2010 | 4 days | $167.04 Million | $37.39 Million/day | $- | $107.98 Million | ▲ +2 days |
| 2009 | 2 days | $102.41 Million | $46.08 Million/day | $- | $22.55 Million | ▼ 0 days |
| 2008 | 3 days | $119.50 Million | $45.62 Million/day | $- | $20.93 Million | ▼ -13 days |
| 2007 | 15 days | $604.99 Million | $39.43 Million/day | $- | $497.01 Million | ▼ -4178 days |
| 2006 | 4193 days | $203.44 Billion | $48.51 Million/day | $- | $203.33 Billion | ▲ +4167 days |
| 2005 | 26 days | $1.33 Billion | $50.80 Million/day | $- | $1.22 Billion | ▲ +1 days |
| 2004 | 26 days | $877.26 Million | $34.34 Million/day | $- | $820.16 Million | ▼ -7 days |
| 2003 | 33 days | $1.01 Billion | $31.04 Million/day | $- | $970.94 Million | ▲ +19 days |
| 2002 | 13 days | $312.94 Million | $23.70 Million/day | $- | $273.66 Million | ▲ +10 days |
| 2001 | 4 days | $72.20 Million | $20.58 Million/day | $- | $34.56 Million | ▲ +1 days |
| 2000 | 2 days | $29.99 Million | $14.44 Million/day | $- | $2.02 Million | ▲ +1 days |
| 1999 | 2 days | $17.92 Million | $11.42 Million/day | $- | $- | ▲ +0 days |
| 1998 | 1 days | $10.70 Million | $9.55 Million/day | $- | $- | ▼ -1 days |
| 1997 | 2 days | $13.00 Million | $7.66 Million/day | $- | $- | ▲ +0 days |
| 1996 | 1 days | $9.20 Million | $6.32 Million/day | $- | $- | ▼ -1 days |
| 1995 | 2 days | $12.80 Million | $5.40 Million/day | $- | $- | ▲ +0 days |
| 1994 | 2 days | $10.80 Million | $5.21 Million/day | $- | $- | ▲ +0 days |
| 1993 | 2 days | $9.20 Million | $4.65 Million/day | $- | $- | ▼ -1 days |
| 1992 | 3 days | $13.10 Million | $4.41 Million/day | $- | $- | ▼ 0 days |
| 1991 | 3 days | $14.70 Million | $4.34 Million/day | $- | $- | ▼ -1 days |
| 1990 | 5 days | $20.00 Million | $4.24 Million/day | $- | $- | — |