First BanCorp. (FBP) — Financial Flexibility Index
First BanCorp. (FBP) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $98.44 Million (operating CF $93.41 Million minus capex $5.04 Million) represents 0% of total liabilities ($17.26 Billion). Check FBP total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First BanCorp. Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for First BanCorp. across 36 annual periods. For the full cash flow conversion analysis, see FBP cash generation efficiency.
Annual Financial Flexibility Index for First BanCorp. (1990–2025)
Year-by-year free cash flow to debt coverage for First BanCorp.. Explore First BanCorp. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $456.10 Million | $445.07 Million | $17.17 Billion | ▲ +13.1% |
| 2024 | 0.02x | $414.16 Million | $404.15 Million | $17.62 Billion | ▲ +6.1% |
| 2023 | 0.02x | $385.56 Million | $362.96 Million | $17.41 Billion | ▼ -16.8% |
| 2022 | 0.03x | $460.94 Million | $440.49 Million | $17.31 Billion | ▲ +20.5% |
| 2021 | 0.02x | $413.07 Million | $399.72 Million | $18.68 Billion | ▲ +16.4% |
| 2020 | 0.02x | $313.81 Million | $297.74 Million | $16.52 Billion | ▼ -37.7% |
| 2019 | 0.03x | $316.76 Million | $294.28 Million | $10.38 Billion | ▲ +0.7% |
| 2018 | 0.03x | $308.84 Million | $288.32 Million | $10.20 Billion | ▲ +28.2% |
| 2017 | 0.02x | $245.38 Million | $235.96 Million | $10.39 Billion | ▲ +14.1% |
| 2016 | 0.02x | $209.80 Million | $199.43 Million | $10.14 Billion | ▼ -17.9% |
| 2015 | 0.03x | $274.35 Million | $261.89 Million | $10.88 Billion | ▼ -2.7% |
| 2014 | 0.03x | $286.62 Million | $264.35 Million | $11.06 Billion | ▼ -16.1% |
| 2013 | 0.03x | $353.47 Million | $341.69 Million | $11.44 Billion | ▲ +49.0% |
| 2012 | 0.02x | $240.79 Million | $228.85 Million | $11.61 Billion | ▲ +42.2% |
| 2011 | 0.01x | $170.30 Million | $156.92 Million | $11.68 Billion | ▼ -21.3% |
| 2010 | 0.02x | $269.16 Million | $237.17 Million | $14.54 Billion | ▲ +17.8% |
| 2009 | 0.02x | $283.52 Million | $243.25 Million | $18.03 Billion | ▲ +35.2% |
| 2008 | 0.01x | $208.74 Million | $175.91 Million | $17.94 Billion | ▲ +115.9% |
| 2007 | 0.01x | $84.94 Million | $60.29 Million | $15.77 Billion | ▼ -67.3% |
| 2006 | 0.02x | $308.33 Million | $279.41 Million | $18.72 Billion | ▼ -22.1% |
| 2005 | 0.02x | $395.89 Million | $366.97 Million | $18.72 Billion | ▲ +66.0% |
| 2004 | 0.01x | $183.38 Million | $158.89 Million | $14.40 Billion | ▼ -23.9% |
| 2003 | 0.02x | $193.69 Million | $182.26 Million | $11.58 Billion | ▼ -28.1% |
| 2002 | 0.02x | $205.81 Million | $191.39 Million | $8.85 Billion | ▲ +3.2% |
| 2001 | 0.02x | $171.29 Million | $157.38 Million | $7.59 Billion | ▼ -9.8% |
| 2000 | 0.03x | $137.23 Million | $118.07 Million | $5.49 Billion | ▼ -16.9% |
| 1999 | 0.03x | $133.21 Million | $115.15 Million | $4.43 Billion | ▲ +6.0% |
| 1998 | 0.03x | $106.40 Million | $95.50 Million | $3.75 Billion | ▼ -4.8% |
| 1997 | 0.03x | $92.20 Million | $85.50 Million | $3.09 Billion | ▼ -5.0% |
| 1996 | 0.03x | $82.60 Million | $66.40 Million | $2.63 Billion | ▼ -68.5% |
| 1995 | 0.10x | $225.20 Million | $212.60 Million | $2.26 Billion | ▲ +294.1% |
| 1994 | -0.05x | $-105.40 Million | $-114.00 Million | $2.05 Billion | ▼ -238.4% |
| 1993 | 0.04x | $67.50 Million | $59.70 Million | $1.82 Billion | ▲ +392.7% |
| 1992 | -0.01x | $-22.80 Million | $-27.70 Million | $1.80 Billion | ▼ -172.9% |
| 1991 | 0.02x | $31.70 Million | $29.70 Million | $1.82 Billion | ▲ +79.0% |
| 1990 | 0.01x | $17.90 Million | $13.50 Million | $1.84 Billion | — |