First BanCorp. Financial Flexibility Index
First BanCorp. financial flexibility index. First BanCorp. (FBP) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $98.44 Million (operating CF $93.41 Million minus capex $5.04 Million) represents 0% of total liabilities ($17.26 Billion). See First BanCorp. free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First BanCorp. (1990–2025)
Financial flexibility index of First BanCorp. from 1990 to 2025. Historical Financial Flexibility Index trend for First BanCorp. across 36 annual periods. Check earnings quality score of First BanCorp. to evaluate the quality of earnings relative to operating cash generation.
First BanCorp. Financial Flexibility Index by Year (1990–2025)
First BanCorp. financial flexibility index by year from 1990 to 2025. Year-by-year free cash flow to debt coverage for First BanCorp.. For the full cash flow conversion analysis, see FBP operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $456.10 Million | $445.07 Million | $17.17 Billion | ▲ +13.1% |
| 2024 | 0.02x | $414.16 Million | $404.15 Million | $17.62 Billion | ▲ +6.1% |
| 2023 | 0.02x | $385.56 Million | $362.96 Million | $17.41 Billion | ▼ -16.8% |
| 2022 | 0.03x | $460.94 Million | $440.49 Million | $17.31 Billion | ▲ +20.5% |
| 2021 | 0.02x | $413.07 Million | $399.72 Million | $18.68 Billion | ▲ +16.4% |
| 2020 | 0.02x | $313.81 Million | $297.74 Million | $16.52 Billion | ▼ -37.7% |
| 2019 | 0.03x | $316.76 Million | $294.28 Million | $10.38 Billion | ▲ +0.7% |
| 2018 | 0.03x | $308.84 Million | $288.32 Million | $10.20 Billion | ▲ +28.2% |
| 2017 | 0.02x | $245.38 Million | $235.96 Million | $10.39 Billion | ▲ +14.1% |
| 2016 | 0.02x | $209.80 Million | $199.43 Million | $10.14 Billion | ▼ -17.9% |
| 2015 | 0.03x | $274.35 Million | $261.89 Million | $10.88 Billion | ▼ -2.7% |
| 2014 | 0.03x | $286.62 Million | $264.35 Million | $11.06 Billion | ▼ -16.1% |
| 2013 | 0.03x | $353.47 Million | $341.69 Million | $11.44 Billion | ▲ +49.0% |
| 2012 | 0.02x | $240.79 Million | $228.85 Million | $11.61 Billion | ▲ +42.2% |
| 2011 | 0.01x | $170.30 Million | $156.92 Million | $11.68 Billion | ▼ -21.3% |
| 2010 | 0.02x | $269.16 Million | $237.17 Million | $14.54 Billion | ▲ +17.8% |
| 2009 | 0.02x | $283.52 Million | $243.25 Million | $18.03 Billion | ▲ +35.2% |
| 2008 | 0.01x | $208.74 Million | $175.91 Million | $17.94 Billion | ▲ +115.9% |
| 2007 | 0.01x | $84.94 Million | $60.29 Million | $15.77 Billion | ▼ -67.3% |
| 2006 | 0.02x | $308.33 Million | $279.41 Million | $18.72 Billion | ▼ -22.1% |
| 2005 | 0.02x | $395.89 Million | $366.97 Million | $18.72 Billion | ▲ +66.0% |
| 2004 | 0.01x | $183.38 Million | $158.89 Million | $14.40 Billion | ▼ -23.9% |
| 2003 | 0.02x | $193.69 Million | $182.26 Million | $11.58 Billion | ▼ -28.1% |
| 2002 | 0.02x | $205.81 Million | $191.39 Million | $8.85 Billion | ▲ +3.2% |
| 2001 | 0.02x | $171.29 Million | $157.38 Million | $7.59 Billion | ▼ -9.8% |
| 2000 | 0.03x | $137.23 Million | $118.07 Million | $5.49 Billion | ▼ -16.9% |
| 1999 | 0.03x | $133.21 Million | $115.15 Million | $4.43 Billion | ▲ +6.0% |
| 1998 | 0.03x | $106.40 Million | $95.50 Million | $3.75 Billion | ▼ -4.8% |
| 1997 | 0.03x | $92.20 Million | $85.50 Million | $3.09 Billion | ▼ -5.0% |
| 1996 | 0.03x | $82.60 Million | $66.40 Million | $2.63 Billion | ▼ -68.5% |
| 1995 | 0.10x | $225.20 Million | $212.60 Million | $2.26 Billion | ▲ +294.1% |
| 1994 | -0.05x | $-105.40 Million | $-114.00 Million | $2.05 Billion | ▼ -238.4% |
| 1993 | 0.04x | $67.50 Million | $59.70 Million | $1.82 Billion | ▲ +392.7% |
| 1992 | -0.01x | $-22.80 Million | $-27.70 Million | $1.80 Billion | ▼ -172.9% |
| 1991 | 0.02x | $31.70 Million | $29.70 Million | $1.82 Billion | ▲ +79.0% |
| 1990 | 0.01x | $17.90 Million | $13.50 Million | $1.84 Billion | — |