First BanCorp. (FBP) — Financial Flexibility Index
First BanCorp. (FBP) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $120.01 Million (operating CF $114.84 Million minus capex $5.17 Million) represents 0% of total liabilities ($17.12 Billion). Check First BanCorp. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First BanCorp. Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for First BanCorp. across 36 annual periods. See working capital to net assets of First BanCorp. to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First BanCorp. (1990–2025)
Year-by-year free cash flow to debt coverage for First BanCorp.. For the full company profile including market capitalisation, see FBP market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $456.10 Million | $445.07 Million | $17.17 Billion | ▲ +13.1% |
| 2024 | 0.02x | $414.16 Million | $404.15 Million | $17.62 Billion | ▲ +6.1% |
| 2023 | 0.02x | $385.56 Million | $362.96 Million | $17.41 Billion | ▼ -16.8% |
| 2022 | 0.03x | $460.94 Million | $440.49 Million | $17.31 Billion | ▲ +20.5% |
| 2021 | 0.02x | $413.07 Million | $399.72 Million | $18.68 Billion | ▲ +16.4% |
| 2020 | 0.02x | $313.81 Million | $297.74 Million | $16.52 Billion | ▼ -37.7% |
| 2019 | 0.03x | $316.76 Million | $294.28 Million | $10.38 Billion | ▲ +0.7% |
| 2018 | 0.03x | $308.84 Million | $288.32 Million | $10.20 Billion | ▲ +28.2% |
| 2017 | 0.02x | $245.38 Million | $235.96 Million | $10.39 Billion | ▲ +14.1% |
| 2016 | 0.02x | $209.80 Million | $199.43 Million | $10.14 Billion | ▼ -17.9% |
| 2015 | 0.03x | $274.35 Million | $261.89 Million | $10.88 Billion | ▼ -2.7% |
| 2014 | 0.03x | $286.62 Million | $264.35 Million | $11.06 Billion | ▼ -16.1% |
| 2013 | 0.03x | $353.47 Million | $341.69 Million | $11.44 Billion | ▲ +49.0% |
| 2012 | 0.02x | $240.79 Million | $228.85 Million | $11.61 Billion | ▲ +42.2% |
| 2011 | 0.01x | $170.30 Million | $156.92 Million | $11.68 Billion | ▼ -21.3% |
| 2010 | 0.02x | $269.16 Million | $237.17 Million | $14.54 Billion | ▲ +17.8% |
| 2009 | 0.02x | $283.52 Million | $243.25 Million | $18.03 Billion | ▲ +35.2% |
| 2008 | 0.01x | $208.74 Million | $175.91 Million | $17.94 Billion | ▲ +115.9% |
| 2007 | 0.01x | $84.94 Million | $60.29 Million | $15.77 Billion | ▼ -67.3% |
| 2006 | 0.02x | $308.33 Million | $279.41 Million | $18.72 Billion | ▼ -22.1% |
| 2005 | 0.02x | $395.89 Million | $366.97 Million | $18.72 Billion | ▲ +66.0% |
| 2004 | 0.01x | $183.38 Million | $158.89 Million | $14.40 Billion | ▼ -23.9% |
| 2003 | 0.02x | $193.69 Million | $182.26 Million | $11.58 Billion | ▼ -28.1% |
| 2002 | 0.02x | $205.81 Million | $191.39 Million | $8.85 Billion | ▲ +3.2% |
| 2001 | 0.02x | $171.29 Million | $157.38 Million | $7.59 Billion | ▼ -9.8% |
| 2000 | 0.03x | $137.23 Million | $118.07 Million | $5.49 Billion | ▼ -16.9% |
| 1999 | 0.03x | $133.21 Million | $115.15 Million | $4.43 Billion | ▲ +6.0% |
| 1998 | 0.03x | $106.40 Million | $95.50 Million | $3.75 Billion | ▼ -4.8% |
| 1997 | 0.03x | $92.20 Million | $85.50 Million | $3.09 Billion | ▼ -5.0% |
| 1996 | 0.03x | $82.60 Million | $66.40 Million | $2.63 Billion | ▼ -68.5% |
| 1995 | 0.10x | $225.20 Million | $212.60 Million | $2.26 Billion | ▲ +294.1% |
| 1994 | -0.05x | $-105.40 Million | $-114.00 Million | $2.05 Billion | ▼ -238.4% |
| 1993 | 0.04x | $67.50 Million | $59.70 Million | $1.82 Billion | ▲ +392.7% |
| 1992 | -0.01x | $-22.80 Million | $-27.70 Million | $1.80 Billion | ▼ -172.9% |
| 1991 | 0.02x | $31.70 Million | $29.70 Million | $1.82 Billion | ▲ +79.0% |
| 1990 | 0.01x | $17.90 Million | $13.50 Million | $1.84 Billion | — |