U-Haul Holding Company (UHAL) — Cash Flow-to-Debt Ratio
U-Haul Holding Company (UHAL) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of $240.60 Million could theoretically repay 0% of its total liabilities ($13.87 Billion) in one year. See U-Haul Holding Company free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
U-Haul Holding Company Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for U-Haul Holding Company across 32 annual periods. Also explore UHAL year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for U-Haul Holding Company (1994–2025)
Year-by-year debt coverage analysis for U-Haul Holding Company. For market capitalisation and broader financial context, see U-Haul Holding Company (UHAL) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | $1.45 Billion | $12.98 Billion | ▼ -8.3% |
| 2024 | 0.12x | $1.45 Billion | $11.89 Billion | ▼ -18.1% |
| 2023 | 0.15x | $1.73 Billion | $11.60 Billion | ▼ -13.0% |
| 2022 | 0.17x | $1.95 Billion | $11.35 Billion | ▲ +9.5% |
| 2021 | 0.16x | $1.54 Billion | $9.80 Billion | ▲ +34.3% |
| 2020 | 0.12x | $1.08 Billion | $9.22 Billion | ▼ -1.9% |
| 2019 | 0.12x | $975.58 Million | $8.20 Billion | ▼ -6.7% |
| 2018 | 0.13x | $936.33 Million | $7.34 Billion | ▼ -15.1% |
| 2017 | 0.15x | $1.02 Billion | $6.79 Billion | ▼ -14.8% |
| 2016 | 0.18x | $1.04 Billion | $5.90 Billion | ▲ +8.9% |
| 2015 | 0.16x | $808.19 Million | $4.99 Billion | ▲ +2.1% |
| 2014 | 0.16x | $709.50 Million | $4.47 Billion | ▼ -2.2% |
| 2013 | 0.16x | $661.53 Million | $4.08 Billion | ▼ -11.7% |
| 2012 | 0.18x | $664.61 Million | $3.62 Billion | ▲ +2.1% |
| 2011 | 0.18x | $572.79 Million | $3.18 Billion | ▲ +32.7% |
| 2010 | 0.14x | $399.87 Million | $2.95 Billion | ▲ +53.2% |
| 2009 | 0.09x | $274.96 Million | $3.11 Billion | ▼ -17.4% |
| 2008 | 0.11x | $329.29 Million | $3.07 Billion | ▼ -14.3% |
| 2007 | 0.13x | $350.72 Million | $2.80 Billion | ▲ +23.5% |
| 2006 | 0.10x | $270.51 Million | $2.67 Billion | ▲ +16.7% |
| 2005 | 0.09x | $220.72 Million | $2.54 Billion | ▲ +722.2% |
| 2004 | -0.01x | $-40.33 Million | $2.89 Billion | ▼ -165.6% |
| 2003 | 0.02x | $74.53 Million | $3.50 Billion | ▼ -45.4% |
| 2002 | 0.04x | $130.49 Million | $3.35 Billion | ▼ -3.4% |
| 2001 | 0.04x | $126.05 Million | $3.13 Billion | ▼ -56.9% |
| 2000 | 0.09x | $237.66 Million | $2.54 Billion | ▲ +44.9% |
| 1999 | 0.06x | $159.55 Million | $2.47 Billion | ▼ -6.4% |
| 1998 | 0.07x | $159.90 Million | $2.32 Billion | ▼ -22.4% |
| 1997 | 0.09x | $188.18 Million | $2.12 Billion | ▲ +27.2% |
| 1996 | 0.07x | $151.90 Million | $2.17 Billion | ▼ -42.8% |
| 1995 | 0.12x | $234.40 Million | $1.92 Billion | ▲ +2.2% |
| 1994 | 0.12x | $202.32 Million | $1.69 Billion | — |