U-Haul Holding Company (UHAL) — Defensive Interval Ratio
U-Haul Holding Company (UHAL) has a Defensive Interval Ratio of 1252 days as of December 2025. Defensive assets of $2.67 Billion (cash $-, short-term investments $2.50 Billion, receivables $172.65 Million) cover 1252 days of daily cash needs of $2.14 Million/day. See how liquid is U-Haul Holding Company's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
U-Haul Holding Company Defensive Interval Ratio (1994–2025)
This chart shows how U-Haul Holding Company's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of December 2025, the ratio stands at 1252 days, meaning defensive assets of $2.67 Billion can fund 1252 days of operations without new revenue. See UHAL net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for U-Haul Holding Company (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for U-Haul Holding Company from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see U-Haul Holding Company stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 208 days | $986.42 Million | $4.74 Million/day | $- | $710.70 Million | ▲ +34 days |
| 2024 | 174 days | $801.26 Million | $4.61 Million/day | $- | $527.41 Million | ▼ -26 days |
| 2023 | 199 days | $925.30 Million | $4.64 Million/day | $- | $687.50 Million | ▲ +130 days |
| 2022 | 70 days | $308.11 Million | $4.43 Million/day | $- | $30.92 Million | ▲ +19 days |
| 2021 | 50 days | $231.66 Million | $4.62 Million/day | $- | $7.23 Million | ▲ +19 days |
| 2020 | 31 days | $228.45 Million | $7.31 Million/day | $- | $7.00 Million | ▼ -6 days |
| 2019 | 37 days | $261.22 Million | $7.02 Million/day | $- | $5.55 Million | ▼ -1 days |
| 2018 | 38 days | $237.16 Million | $6.17 Million/day | $- | $10.35 Million | ▼ -13 days |
| 2017 | 51 days | $279.40 Million | $5.43 Million/day | $- | $15.15 Million | ▼ -4 days |
| 2016 | 56 days | $295.74 Million | $5.33 Million/day | $- | $34.80 Million | ▼ -23 days |
| 2015 | 78 days | $379.40 Million | $4.84 Million/day | $- | $47.74 Million | ▲ +18 days |
| 2014 | 61 days | $244.02 Million | $4.03 Million/day | $- | $44.70 Million | ▼ -14 days |
| 2013 | 74 days | $305.36 Million | $4.12 Million/day | $- | $43.57 Million | ▼ -84 days |
| 2012 | 158 days | $664.37 Million | $4.21 Million/day | $- | $50.24 Million | ▼ -60 days |
| 2011 | 218 days | $1.07 Billion | $4.89 Million/day | $- | $861.68 Million | ▼ -3 days |
| 2010 | 221 days | $969.73 Million | $4.39 Million/day | $- | $776.80 Million | ▼ -4 days |
| 2009 | 225 days | $963.44 Million | $4.28 Million/day | $- | $746.65 Million | ▼ -11 days |
| 2008 | 236 days | $1.02 Billion | $4.30 Million/day | $- | $819.38 Million | ▲ +100 days |
| 2007 | 136 days | $1.05 Billion | $7.68 Million/day | $- | $860.50 Million | ▼ -19 days |
| 2006 | 155 days | $1.14 Billion | $7.32 Million/day | $- | $905.32 Million | ▼ -10 days |
| 2005 | 165 days | $877.74 Million | $5.31 Million/day | $- | $635.18 Million | ▲ +131 days |
| 2004 | 34 days | $268.39 Million | $7.92 Million/day | $- | $- | ▼ -194 days |
| 2003 | 228 days | $283.31 Million | $1.24 Million/day | $- | $- | ▼ -144 days |
| 2002 | 372 days | $282.15 Million | $759.27K/day | $- | $- | ▼ -74 days |
| 2001 | 446 days | $281.17 Million | $630.29K/day | $- | $- | ▲ +21 days |
| 2000 | 425 days | $247.86 Million | $582.89K/day | $- | $- | ▼ -172 days |
| 1999 | 597 days | $390.96 Million | $654.53K/day | $- | $- | ▲ +48 days |
| 1998 | 550 days | $317.62 Million | $577.84K/day | $- | $- | ▲ +91 days |
| 1997 | 458 days | $238.52 Million | $520.42K/day | $- | $- | ▼ -207 days |
| 1996 | 665 days | $340.56 Million | $511.89K/day | $- | $- | ▲ +7 days |
| 1995 | 659 days | $300.24 Million | $455.90K/day | $- | $- | ▼ -2156 days |
| 1994 | 2815 days | $204.81 Million | $72.76K/day | $- | $- | — |