U-Haul Holding Company (UHAL) — Free Cash Flow Generation Index

Latest as of December 2025: 8.96x

U-Haul Holding Company (UHAL) has a Free Cash Flow Generation Index of 8.96x as of December 2025. Free cash flow of $2.16 Billion represents 9% of operating cash flow ($240.60 Million). Read how much debt does U-Haul Holding Company carry for a breakdown of total debt and financial obligations.

FCF Generation Index

8.96x
Free Cash Flow / Operating CF

Free Cash Flow

$2.16 Billion
USD

Operating Cash Flow

$240.60 Million
USD

Capital Expenditures

$1.91 Billion
USD

U-Haul Holding Company Free Cash Flow Generation Index (1994–2025)

Historical FCF Generation Index trend for U-Haul Holding Company across 31 annual periods. Explore UHAL capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for U-Haul Holding Company (1994–2025)

Year-by-year Free Cash Flow Generation Index for U-Haul Holding Company. For the full company profile including market capitalisation, see UHAL stock market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 -1.37x $-2.00 Billion $1.45 Billion $3.45 Billion ▼ -29.6%
2024 -1.06x $-1.54 Billion $1.45 Billion $2.99 Billion ▼ -84.4%
2023 -0.57x $-994.29 Million $1.73 Billion $2.72 Billion ▼ -487.9%
2022 -0.10x $-190.30 Million $1.95 Billion $2.14 Billion ▼ -259.8%
2021 0.06x $93.92 Million $1.54 Billion $1.44 Billion ▲ +105.3%
2020 -1.15x $-1.23 Billion $1.08 Billion $2.31 Billion ▼ -25.1%
2019 -0.92x $-894.38 Million $975.58 Million $1.87 Billion ▼ -101.5%
2018 -0.46x $-426.06 Million $936.33 Million $1.36 Billion ▼ -16.2%
2017 -0.39x $-399.44 Million $1.02 Billion $1.42 Billion ▲ +12.9%
2016 -0.45x $-468.17 Million $1.04 Billion $1.51 Billion ▼ -19.7%
2015 -0.38x $-303.71 Million $808.19 Million $1.11 Billion ▲ +8.0%
2014 -0.41x $-289.86 Million $709.50 Million $999.37 Million ▼ -4973.1%
2013 0.01x $5.55 Million $661.53 Million $655.98 Million ▼ -92.6%
2012 0.11x $74.81 Million $664.61 Million $589.80 Million ▼ -30.2%
2011 0.16x $92.38 Million $572.79 Million $480.42 Million ▼ -54.1%
2010 0.35x $140.38 Million $399.87 Million $259.49 Million ▲ +179.3%
2009 -0.44x $-121.73 Million $274.96 Million $396.69 Million ▲ +39.5%
2008 -0.73x $-240.92 Million $329.29 Million $570.21 Million ▲ +13.8%
2007 -0.85x $-297.62 Million $350.72 Million $648.34 Million ▼ -210.7%
2006 -0.27x $-73.87 Million $270.51 Million $344.38 Million ▲ +6.2%
2005 -0.29x $-64.27 Million $220.72 Million $284.97 Million ▲ +88.6%
2003 -2.55x $-190.39 Million $74.53 Million $264.92 Million ▼ -129.3%
2002 -1.11x $-145.39 Million $130.49 Million $275.89 Million ▲ +41.2%
2001 -1.89x $-238.80 Million $126.05 Million $364.86 Million ▼ -150.0%
2000 -0.76x $-180.06 Million $237.66 Million $417.72 Million ▲ +13.2%
1999 -0.87x $-139.28 Million $159.55 Million $298.83 Million ▲ +39.9%
1998 -1.45x $-232.40 Million $159.90 Million $392.30 Million ▼ -1635.2%
1997 -0.08x $-15.76 Million $188.18 Million $203.94 Million ▲ +91.4%
1996 -0.97x $-147.28 Million $151.90 Million $299.18 Million ▼ -7.1%
1995 -0.91x $-212.16 Million $234.40 Million $446.57 Million ▲ +44.2%
1994 -1.62x $-328.38 Million $202.32 Million $530.70 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).