Exzeo Group, Inc. (XZO) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.24x

Exzeo Group, Inc. (XZO) has a Cash Flow-to-Debt Ratio of 0.24x as of March 2026, meaning its operating cash flow of $25.47 Million could theoretically repay 0% of its total liabilities ($104.83 Million) in one year. Explore Exzeo Group, Inc. strategic investment ratio to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.24x
Operating CF / Total Liabilities

Operating Cash Flow

$25.47 Million
USD

Total Liabilities

$104.83 Million
USD

Data as of

Mar 2026
Most recent filing

Exzeo Group, Inc. Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Exzeo Group, Inc. across 5 annual periods. Also explore Exzeo Group, Inc. balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Exzeo Group, Inc. (2019–2025)

Year-by-year debt coverage analysis for Exzeo Group, Inc.. For market capitalisation and broader financial context, see XZO stock market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 1.07x $100.30 Million $93.58 Million ▼ -58.6%
2024 2.59x $191.91 Million $74.13 Million ▲ +2318.8%
2023 0.11x $59.37 Million $554.71 Million ▼ -45.7%
2020 0.20x $30.38 Million $154.21 Million ▼ -52.8%
2019 0.42x $33.09 Million $79.27 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.