Exzeo Group, Inc. (XZO) — Cash Flow-to-Debt Ratio
Exzeo Group, Inc. (XZO) has a Cash Flow-to-Debt Ratio of 0.24x as of March 2026, meaning its operating cash flow of $25.47 Million could theoretically repay 0% of its total liabilities ($104.83 Million) in one year. See cash generation quality of Exzeo Group, Inc. to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Exzeo Group, Inc. Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Exzeo Group, Inc. across 5 annual periods. Also explore Exzeo Group, Inc. (XZO) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Exzeo Group, Inc. (2019–2025)
Year-by-year debt coverage analysis for Exzeo Group, Inc.. For market capitalisation and broader financial context, see Exzeo Group, Inc. market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 1.07x | $100.30 Million | $93.58 Million | ▼ -58.6% |
| 2024 | 2.59x | $191.91 Million | $74.13 Million | ▲ +2318.8% |
| 2023 | 0.11x | $59.37 Million | $554.71 Million | ▼ -45.7% |
| 2020 | 0.20x | $30.38 Million | $154.21 Million | ▼ -52.8% |
| 2019 | 0.42x | $33.09 Million | $79.27 Million | — |