Exzeo Group, Inc. (XZO) — Financial Flexibility Index

Latest as of March 2026: 0.25x

Exzeo Group, Inc. (XZO) has a Financial Flexibility Index of 0.25x as of March 2026. Free cash flow of $25.80 Million (operating CF $25.47 Million minus capex $327.00K) represents 0% of total liabilities ($104.83 Million). Also explore Exzeo Group, Inc. (XZO) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.25x
Free Cash Flow / Total Liabilities

Free Cash Flow

$25.80 Million
Operating CF − Capex

Total Liabilities

$104.83 Million
USD

Capital Expenditures

$327.00K
USD

Exzeo Group, Inc. Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Exzeo Group, Inc. across 5 annual periods. Check Exzeo Group, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Exzeo Group, Inc. (2019–2025)

Year-by-year free cash flow to debt coverage for Exzeo Group, Inc.. For the full company profile including market capitalisation, see market value of Exzeo Group, Inc..

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 1.10x $103.14 Million $100.30 Million $93.58 Million ▼ -58.2%
2024 2.63x $195.25 Million $191.91 Million $74.13 Million ▲ +2233.3%
2023 0.11x $62.62 Million $59.37 Million $554.71 Million ▼ -45.4%
2020 0.21x $31.87 Million $30.38 Million $154.21 Million ▼ -53.9%
2019 0.45x $35.55 Million $33.09 Million $79.27 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities