Exzeo Group, Inc. Financial Flexibility Index
Exzeo Group, Inc. financial flexibility index. Exzeo Group, Inc. (XZO) has a Financial Flexibility Index of 0.25x as of March 2026. Free cash flow of $25.80 Million (operating CF $25.47 Million minus capex $327.00K) represents 0% of total liabilities ($104.83 Million). See XZO free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Exzeo Group, Inc. (2019–2025)
Financial flexibility index of Exzeo Group, Inc. from 2019 to 2025. Historical Financial Flexibility Index trend for Exzeo Group, Inc. across 5 annual periods. Check how high is Exzeo Group, Inc.'s earnings quality to evaluate the quality of earnings relative to operating cash generation.
Exzeo Group, Inc. Financial Flexibility Index by Year (2019–2025)
Exzeo Group, Inc. financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for Exzeo Group, Inc.. For the full cash flow conversion analysis, see Exzeo Group, Inc. cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.10x | $103.14 Million | $100.30 Million | $93.58 Million | ▼ -58.2% |
| 2024 | 2.63x | $195.25 Million | $191.91 Million | $74.13 Million | ▲ +2233.3% |
| 2023 | 0.11x | $62.62 Million | $59.37 Million | $554.71 Million | ▼ -45.4% |
| 2020 | 0.21x | $31.87 Million | $30.38 Million | $154.21 Million | ▼ -53.9% |
| 2019 | 0.45x | $35.55 Million | $33.09 Million | $79.27 Million | — |