Exzeo Group, Inc. (XZO) — Free Cash Flow Generation Index

Latest as of March 2026: 0.99x

Exzeo Group, Inc. (XZO) has a Free Cash Flow Generation Index of 0.99x as of March 2026. Free cash flow of $25.14 Million represents 1% of operating cash flow ($25.47 Million). Read XZO total debt and obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

$25.14 Million
USD

Operating Cash Flow

$25.47 Million
USD

Capital Expenditures

$327.00K
USD

Exzeo Group, Inc. Free Cash Flow Generation Index (2019–2025)

Historical FCF Generation Index trend for Exzeo Group, Inc. across 5 annual periods. Explore reinvestment intensity of Exzeo Group, Inc. to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Exzeo Group, Inc. (2019–2025)

Year-by-year Free Cash Flow Generation Index for Exzeo Group, Inc.. For the full company profile including market capitalisation, see XZO stock market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.97x $97.45 Million $100.30 Million $2.84 Million ▼ -1.1%
2024 0.98x $188.58 Million $191.91 Million $3.33 Million ▲ +3.9%
2023 0.95x $56.12 Million $59.37 Million $3.25 Million ▼ -0.6%
2020 0.95x $28.90 Million $30.38 Million $1.49 Million ▲ +2.7%
2019 0.93x $30.64 Million $33.09 Million $2.45 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).