Bank Negara Indonesia Tbk (BBNI) — Defensive Interval Ratio

Latest as of June 2025: 10 days

Bank Negara Indonesia Tbk (BBNI) has a Defensive Interval Ratio of 10 days as of June 2025. Defensive assets of Rp24.51 Trillion (cash Rp-, short-term investments Rp-, receivables Rp24.51 Trillion) cover 10 days of daily cash needs of Rp2.51 Trillion/day. See Bank Negara Indonesia Tbk short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

10 days
Days of operational coverage

Defensive Assets

Rp24.51 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

Rp2.51 Trillion
Current Liabilities ÷ 365

Current Liabilities

Rp915.43 Trillion
IDR

Bank Negara Indonesia Tbk Defensive Interval Ratio (2005–2024)

This chart shows how Bank Negara Indonesia Tbk's Defensive Interval Ratio has evolved across 20 annual periods from 2005 to 2024. As of June 2025, the ratio stands at 10 days, meaning defensive assets of Rp24.51 Trillion can fund 10 days of operations without new revenue. See BBNI net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bank Negara Indonesia Tbk (2005–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Negara Indonesia Tbk from 2005 to 2024, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank Negara Indonesia Tbk stock valuation.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2024 13 days Rp24.20 Trillion Rp1.81 Trillion/day Rp- Rp- ▼ -6 days
2023 19 days Rp31.04 Trillion Rp1.63 Trillion/day Rp- Rp- ▼ -13071 days
2022 13090 days Rp32.06 Trillion Rp2.45 Billion/day Rp- Rp- ▼ -6215 days
2021 19305 days Rp28.50 Trillion Rp1.48 Billion/day Rp- Rp- ▼ -6187 days
2020 25492 days Rp29.52 Trillion Rp1.16 Billion/day Rp- Rp- ▼ -3311 days
2019 28803 days Rp63.53 Trillion Rp2.21 Billion/day Rp- Rp34.43 Trillion ▲ +13719 days
2018 15084 days Rp38.33 Trillion Rp2.54 Billion/day Rp- Rp3.17 Trillion ▼ -1443 days
2017 16527 days Rp27.66 Trillion Rp1.67 Billion/day Rp- Rp2.91 Trillion ▲ +3745 days
2016 12783 days Rp19.12 Trillion Rp1.50 Billion/day Rp- Rp4.66 Trillion ▲ +3339 days
2015 9444 days Rp15.26 Trillion Rp1.62 Billion/day Rp- Rp3.01 Trillion ▼ -26639 days
2014 36083 days Rp37.20 Trillion Rp1.03 Billion/day Rp- Rp32.38 Trillion ▼ -12029 days
2013 48112 days Rp31.05 Trillion Rp645.30 Million/day Rp- Rp25.16 Trillion ▼ -8645 days
2012 56758 days Rp27.91 Trillion Rp491.68 Million/day Rp- Rp22.66 Trillion ▲ +53593 days
2011 3164 days Rp38.83 Trillion Rp12.27 Billion/day Rp- Rp35.00 Trillion ▼ -396 days
2010 3560 days Rp24.36 Trillion Rp6.84 Billion/day Rp- Rp23.48 Trillion ▼ -2653 days
2009 6213 days Rp43.55 Trillion Rp7.01 Billion/day Rp- Rp38.15 Trillion ▼ -478 days
2008 6691 days Rp36.10 Trillion Rp5.40 Billion/day Rp- Rp31.74 Trillion ▼ -1305 days
2007 7996 days Rp34.92 Trillion Rp4.37 Billion/day Rp- Rp32.22 Trillion ▲ +7536 days
2006 459 days Rp3.75 Trillion Rp8.17 Billion/day Rp- Rp- ▼ -49 days
2005 509 days Rp4.94 Trillion Rp9.71 Billion/day Rp- Rp- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)