Bank Negara Indonesia Tbk (BBNI) — Net Asset Quality Index
Bank Negara Indonesia Tbk (BBNI) has a Net Asset Quality Index of 13.7% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rp1201.65 Trillion minus total liabilities of Rp1036.47 Trillion yields net assets of Rp165.19 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check BBNI asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bank Negara Indonesia Tbk Net Asset Quality Index Over Time (2000–2024)
This chart shows how Bank Negara Indonesia Tbk's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of June 2025, the index stands at 13.7%, representing net assets of Rp165.19 Trillion against total assets of Rp1201.65 Trillion IDR. See BBNI working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Bank Negara Indonesia Tbk (2000–2024)
The table below presents the year-by-year Net Asset Quality Index for Bank Negara Indonesia Tbk from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see BBNI market cap.
| Year | Quality Index | Net Assets (IDR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 14.8% | Rp167.19 Trillion | Rp1129.81 Trillion | Rp962.62 Trillion | ▲ +0.6 pp |
| 2023 | 14.2% | Rp154.73 Trillion | Rp1086.66 Trillion | Rp931.93 Trillion | ▲ +0.6 pp |
| 2022 | 13.6% | Rp140.20 Trillion | Rp1029.84 Trillion | Rp889.64 Trillion | ▲ +0.5 pp |
| 2021 | 13.1% | Rp126.52 Trillion | Rp964.84 Trillion | Rp838.32 Trillion | ▲ +0.4 pp |
| 2020 | 12.7% | Rp112.87 Trillion | Rp891.34 Trillion | Rp778.47 Trillion | ▼ -2.1 pp |
| 2019 | 14.8% | Rp125.00 Trillion | Rp845.61 Trillion | Rp720.60 Trillion | ▲ +1.1 pp |
| 2018 | 13.7% | Rp110.37 Trillion | Rp808.57 Trillion | Rp698.20 Trillion | ▼ -0.6 pp |
| 2017 | 14.2% | Rp100.90 Trillion | Rp709.33 Trillion | Rp608.43 Trillion | ▼ -0.6 pp |
| 2016 | 14.8% | Rp89.25 Trillion | Rp603.03 Trillion | Rp513.78 Trillion | ▼ -0.6 pp |
| 2015 | 15.4% | Rp78.44 Trillion | Rp508.60 Trillion | Rp430.16 Trillion | ▲ +0.8 pp |
| 2014 | 14.6% | Rp61.02 Trillion | Rp416.57 Trillion | Rp355.55 Trillion | ▲ +2.3 pp |
| 2013 | 12.3% | Rp47.68 Trillion | Rp386.65 Trillion | Rp338.97 Trillion | ▼ -0.7 pp |
| 2012 | 13.1% | Rp43.53 Trillion | Rp333.30 Trillion | Rp289.78 Trillion | ▲ +0.4 pp |
| 2011 | 12.7% | Rp37.84 Trillion | Rp299.06 Trillion | Rp261.22 Trillion | ▼ -0.7 pp |
| 2010 | 13.3% | Rp33.15 Trillion | Rp248.58 Trillion | Rp215.43 Trillion | ▲ +4.9 pp |
| 2009 | 8.4% | Rp19.17 Trillion | Rp227.50 Trillion | Rp208.32 Trillion | ▲ +0.8 pp |
| 2008 | 7.7% | Rp15.46 Trillion | Rp201.74 Trillion | Rp186.28 Trillion | ▼ -1.7 pp |
| 2007 | 9.4% | Rp17.25 Trillion | Rp183.34 Trillion | Rp166.09 Trillion | ▲ +0.7 pp |
| 2006 | 8.7% | Rp14.82 Trillion | Rp169.42 Trillion | Rp154.60 Trillion | ▲ +0.7 pp |
| 2005 | 8.1% | Rp11.92 Trillion | Rp147.81 Trillion | Rp135.89 Trillion | ▼ -1.4 pp |
| 2004 | 9.4% | Rp12.89 Trillion | Rp136.48 Trillion | Rp123.60 Trillion | ▲ +1.8 pp |
| 2003 | 7.6% | Rp10.02 Trillion | Rp131.49 Trillion | Rp121.46 Trillion | ▲ +1.1 pp |
| 2002 | 6.6% | Rp8.24 Trillion | Rp125.62 Trillion | Rp117.39 Trillion | ▲ +1.3 pp |
| 2001 | 5.3% | Rp6.80 Trillion | Rp129.05 Trillion | Rp122.25 Trillion | ▼ -2.0 pp |
| 2000 | 7.3% | Rp8.56 Trillion | Rp117.88 Trillion | Rp109.32 Trillion | — |