Bank Negara Indonesia Tbk (BBNI) — Financial Flexibility Index
Bank Negara Indonesia Tbk (BBNI) has a Financial Flexibility Index of 0.06x as of June 2025. Free cash flow of Rp63.84 Trillion (operating CF Rp63.66 Trillion minus capex Rp180.15 Billion) represents 0% of total liabilities (Rp1036.47 Trillion). Check Bank Negara Indonesia Tbk total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Negara Indonesia Tbk Financial Flexibility Index (2005–2024)
Historical Financial Flexibility Index trend for Bank Negara Indonesia Tbk across 20 annual periods. For the full cash flow conversion analysis, see Bank Negara Indonesia Tbk operating cash flow efficiency.
Annual Financial Flexibility Index for Bank Negara Indonesia Tbk (2005–2024)
Year-by-year free cash flow to debt coverage for Bank Negara Indonesia Tbk. Explore BBNI debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.06x | Rp-60.11 Trillion | Rp-63.22 Trillion | Rp962.62 Trillion | ▼ -556.5% |
| 2023 | 0.01x | Rp12.75 Trillion | Rp10.39 Trillion | Rp931.93 Trillion | ▼ -45.7% |
| 2022 | 0.03x | Rp22.39 Trillion | Rp19.95 Trillion | Rp889.64 Trillion | ▼ -78.8% |
| 2021 | 0.12x | Rp99.33 Trillion | Rp97.48 Trillion | Rp838.32 Trillion | ▲ +22.1% |
| 2020 | 0.10x | Rp75.53 Trillion | Rp74.25 Trillion | Rp778.47 Trillion | ▲ +749.8% |
| 2019 | -0.01x | Rp-10.76 Trillion | Rp-12.61 Trillion | Rp720.60 Trillion | ▼ -347.6% |
| 2018 | 0.00x | Rp-2.33 Trillion | Rp-4.27 Trillion | Rp698.20 Trillion | ▼ -105.7% |
| 2017 | 0.06x | Rp35.57 Trillion | Rp33.63 Trillion | Rp608.43 Trillion | ▲ +70.7% |
| 2016 | 0.03x | Rp17.59 Trillion | Rp15.42 Trillion | Rp513.78 Trillion | ▼ -46.2% |
| 2015 | 0.06x | Rp27.38 Trillion | Rp24.36 Trillion | Rp430.16 Trillion | ▲ +2893.8% |
| 2014 | 0.00x | Rp755.90 Billion | Rp-610.37 Billion | Rp355.55 Trillion | ▲ +121.0% |
| 2013 | -0.01x | Rp-3.42 Trillion | Rp-5.01 Trillion | Rp338.97 Trillion | ▼ -136.2% |
| 2012 | 0.03x | Rp8.08 Trillion | Rp6.95 Trillion | Rp289.78 Trillion | ▼ -54.8% |
| 2011 | 0.06x | Rp16.10 Trillion | Rp15.38 Trillion | Rp261.22 Trillion | ▲ +198.2% |
| 2010 | -0.06x | Rp-13.52 Trillion | Rp-14.15 Trillion | Rp215.43 Trillion | ▼ -738.8% |
| 2009 | 0.01x | Rp2.05 Trillion | Rp1.34 Trillion | Rp208.32 Trillion | ▲ +118.5% |
| 2008 | -0.05x | Rp-9.87 Trillion | Rp-10.33 Trillion | Rp186.28 Trillion | ▼ -182.6% |
| 2007 | 0.06x | Rp10.65 Trillion | Rp10.19 Trillion | Rp166.09 Trillion | ▲ +7.9% |
| 2006 | 0.06x | Rp9.19 Trillion | Rp8.65 Trillion | Rp154.60 Trillion | ▲ +426.8% |
| 2005 | -0.02x | Rp-2.47 Trillion | Rp-2.70 Trillion | Rp135.89 Trillion | — |