AMMB Holdings Bhd (1015) — Defensive Interval Ratio

Latest as of June 2026: 18 days

AMMB Holdings Bhd (1015) has a Defensive Interval Ratio of 18 days as of June 2026. Defensive assets of RM599.32 Million (cash RM-, short-term investments RM-, receivables RM599.32 Million) cover 18 days of daily cash needs of RM32.48 Million/day.

Defensive Interval Ratio

18 days
Days of operational coverage

Defensive Assets

RM599.32 Million
Cash + ST Investments + Receivables

Daily Cash Need

RM32.48 Million
Current Liabilities ÷ 365

Current Liabilities

RM11.86 Billion
MYR

AMMB Holdings Bhd Defensive Interval Ratio (2013–2026)

This chart shows how AMMB Holdings Bhd's Defensive Interval Ratio has evolved across 14 annual periods from 2013 to 2026. As of June 2026, the ratio stands at 18 days, meaning defensive assets of RM599.32 Million can fund 18 days of operations without new revenue. For the complete balance sheet picture, see AMMB Holdings Bhd assets under control.

Annual Defensive Interval Ratio for AMMB Holdings Bhd (2013–2026)

The table below presents the year-by-year Defensive Interval Ratio for AMMB Holdings Bhd from 2013 to 2026, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See AMMB Holdings Bhd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (MYR) Daily Cash Need Cash ST Investments Change (days)
2026 76 days RM1.50 Billion RM19.76 Million/day RM- RM1.01 Billion ▲ +54 days
2025 22 days RM8.86 Billion RM408.81 Million/day RM- RM- ▲ +232 days
2024 -211 days RM-42.31 Billion RM200.98 Million/day RM- RM-48.73 Billion ▼ -1691 days
2023 1480 days RM4.88 Billion RM3.30 Million/day RM- RM- ▼ -539 days
2022 2019 days RM7.32 Billion RM3.62 Million/day RM- RM- ▼ -3 days
2021 2022 days RM5.82 Billion RM2.88 Million/day RM- RM- ▲ +447 days
2020 1575 days RM5.29 Billion RM3.36 Million/day RM- RM- ▼ -290 days
2019 1865 days RM7.22 Billion RM3.87 Million/day RM- RM- ▲ +178 days
2018 1687 days RM6.67 Billion RM3.95 Million/day RM- RM- ▼ -168 days
2017 1855 days RM6.36 Billion RM3.43 Million/day RM- RM- ▲ +406 days
2016 1450 days RM6.48 Billion RM4.47 Million/day RM- RM700.00 Million ▼ -646 days
2015 2096 days RM7.43 Billion RM3.55 Million/day RM- RM4.07 Billion ▲ +776 days
2014 1320 days RM5.05 Billion RM3.83 Million/day RM- RM1.06 Billion ▲ +19 days
2013 1301 days RM5.86 Billion RM4.50 Million/day RM- RM2.52 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)