AMMB Holdings Bhd Net Assets
AMMB Holdings Bhd net assets. Based on the latest financial reports, AMMB Holdings Bhd (1015) has net assets worth RM21.43 Billion MYR (≈ $5.38 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM214.08 Billion ≈ $53.75 Billion USD) and total liabilities (RM192.65 Billion ≈ $48.37 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how fast is AMMB Holdings Bhd growing its equity to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RM21.43 Billion |
| % of Total Assets | 10.01% |
| Annual Growth Rate | 7.46% |
| 5-Year Change | 22.35% |
| 10-Year Change | 28.1% |
| Growth Volatility | 9.35 |
Net Assets of AMMB Holdings Bhd (2005–2026)
Net assets of AMMB Holdings Bhd from 2005 to 2026. This chart illustrates how AMMB Holdings Bhd's net assets have evolved over time, based on quarterly financial data. See 1015 net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for AMMB Holdings Bhd (2005–2026)
The table below shows the annual net assets of AMMB Holdings Bhd from 2005 to 2026. For live market cap and overall valuation, see 1015 market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | RM21.97 Billion ≈ $5.52 Billion |
+6.55% |
| 2025-03-31 | RM20.62 Billion ≈ $5.18 Billion |
+6.07% |
| 2024-03-31 | RM19.44 Billion ≈ $4.88 Billion |
+7.20% |
| 2023-03-31 | RM18.14 Billion ≈ $4.55 Billion |
+0.99% |
| 2022-03-31 | RM17.96 Billion ≈ $4.51 Billion |
+15.19% |
| 2021-03-31 | RM15.59 Billion ≈ $3.91 Billion |
-20.29% |
| 2020-03-31 | RM19.56 Billion ≈ $4.91 Billion |
+4.65% |
| 2019-03-31 | RM18.69 Billion ≈ $4.69 Billion |
+5.83% |
| 2018-03-31 | RM17.66 Billion ≈ $4.43 Billion |
+2.96% |
| 2017-03-31 | RM17.15 Billion ≈ $4.31 Billion |
+6.41% |
| 2016-03-31 | RM16.12 Billion ≈ $4.05 Billion |
+3.95% |
| 2015-03-31 | RM15.51 Billion ≈ $3.89 Billion |
+10.03% |
| 2014-03-31 | RM14.09 Billion ≈ $3.54 Billion |
+7.32% |
| 2013-03-31 | RM13.13 Billion ≈ $3.30 Billion |
+14.06% |
| 2012-03-31 | RM11.51 Billion ≈ $2.89 Billion |
+8.97% |
| 2011-03-31 | RM10.57 Billion ≈ $2.65 Billion |
+7.35% |
| 2010-03-31 | RM9.84 Billion ≈ $2.47 Billion |
+24.43% |
| 2009-03-31 | RM7.91 Billion ≈ $1.99 Billion |
+9.07% |
| 2008-03-31 | RM7.25 Billion ≈ $1.82 Billion |
+19.38% |
| 2007-03-31 | RM6.08 Billion ≈ $1.53 Billion |
-1.00% |
| 2006-03-31 | RM6.14 Billion ≈ $1.54 Billion |
+26.56% |
| 2005-03-31 | RM4.85 Billion ≈ $1.22 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to AMMB Holdings Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1366692300000.0% over the analyzed period, indicating profitable operations and earnings retention.
AMMB Holdings Bhd Net Assets Breakdown (March 2026)
AMMB Holdings Bhd net assets breakdown by equity component as of March 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RM13.67 Billion | 63.20% |
| Common Stock | RM6.38 Billion | 29.49% |
| Other Comprehensive Income | RM1.58 Billion | 7.29% |
| Other Components | RM3.98 Million | 0.02% |
| Total Equity | RM21.62 Billion | 100.00% |
AMMB Holdings Bhd Competitors by Market Cap
The table below lists competitors of AMMB Holdings Bhd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Technip Energies BV
PA:TE
|
$5.24 Billion |
|
Tsingtao Brewery Co Ltd
SHG:600600
|
$5.25 Billion |
|
Elis SA
PA:ELIS
|
$5.25 Billion |
|
Challenger Ltd
AU:CGF
|
$5.26 Billion |
|
Everus Construction Group Inc
NYSE:ECG
|
$5.24 Billion |
|
China Coal Energy Company Limited
F:CVV
|
$5.24 Billion |
|
Hundsun Technologies Inc
SHG:600570
|
$5.23 Billion |
|
Synnex Technology International Corp
TW:2347
|
$5.23 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in AMMB Holdings Bhd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 20,620,810,000 to 21,624,184,000, a change of 1,003,374,000 (4.9%).
- Net income of 2,100,836,000 contributed positively to equity growth.
- Dividend payments of 1,076,700,000 reduced retained earnings.
- Other comprehensive income increased equity by 1,577,045,000.
- Other factors decreased equity by 1,597,807,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RM2.10 Billion | +9.72% |
| Dividends Paid | RM1.08 Billion | -4.98% |
| Other Comprehensive Income | RM1.58 Billion | +7.29% |
| Other Changes | RM-1.60 Billion | -7.39% |
| Total Change | RM- | 4.87% |
Book Value vs Market Value Analysis
This analysis compares AMMB Holdings Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.55x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | RM2.47 | RM6.30 | x |
| 2006-03-31 | RM2.26 | RM6.30 | x |
| 2007-03-31 | RM2.04 | RM6.30 | x |
| 2008-03-31 | RM2.99 | RM6.30 | x |
| 2009-03-31 | RM2.84 | RM6.30 | x |
| 2010-03-31 | RM3.20 | RM6.30 | x |
| 2011-03-31 | RM3.42 | RM6.30 | x |
| 2012-03-31 | RM3.73 | RM6.30 | x |
| 2013-03-31 | RM4.01 | RM6.30 | x |
| 2014-03-31 | RM4.37 | RM6.30 | x |
| 2015-03-31 | RM4.81 | RM6.30 | x |
| 2016-03-31 | RM5.04 | RM6.30 | x |
| 2017-03-31 | RM5.33 | RM6.30 | x |
| 2018-03-31 | RM5.49 | RM6.30 | x |
| 2019-03-31 | RM5.88 | RM6.30 | x |
| 2020-03-31 | RM6.19 | RM6.30 | x |
| 2021-03-31 | RM4.87 | RM6.30 | x |
| 2022-03-31 | RM5.08 | RM6.30 | x |
| 2023-03-31 | RM5.48 | RM6.30 | x |
| 2024-03-31 | RM5.88 | RM6.30 | x |
| 2025-03-31 | RM6.24 | RM6.30 | x |
| 2026-03-31 | RM6.54 | RM6.30 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently AMMB Holdings Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.72%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.88%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 9.61x
- Recent ROE (9.72%) is above the historical average (7.95%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 5.98% | 6.95% | 0.07x | 12.90x | RM-193.39 Million |
| 2006 | 10.21% | 11.41% | 0.06x | 14.37x | RM10.51 Million |
| 2007 | -2.64% | -2.57% | 0.06x | 16.13x | RM-616.40 Million |
| 2008 | 11.31% | 14.73% | 0.07x | 11.60x | RM93.86 Million |
| 2009 | 11.35% | 17.76% | 0.06x | 11.62x | RM104.64 Million |
| 2010 | 10.82% | 19.64% | 0.06x | 10.01x | RM78.84 Million |
| 2011 | 13.49% | 23.70% | 0.05x | 10.50x | RM360.26 Million |
| 2012 | 13.30% | 21.63% | 0.06x | 10.02x | RM368.35 Million |
| 2013 | 13.47% | 22.17% | 0.06x | 10.55x | RM417.41 Million |
| 2014 | 13.56% | 22.39% | 0.06x | 10.07x | RM468.09 Million |
| 2015 | 13.27% | 25.55% | 0.06x | 9.26x | RM473.12 Million |
| 2016 | 8.58% | 18.44% | 0.05x | 8.82x | RM-214.64 Million |
| 2017 | 8.26% | 18.75% | 0.05x | 8.41x | RM-278.10 Million |
| 2018 | 6.85% | 15.25% | 0.05x | 8.35x | RM-519.43 Million |
| 2019 | 8.51% | 19.18% | 0.05x | 8.98x | RM-263.81 Million |
| 2020 | 7.22% | 16.69% | 0.05x | 9.11x | RM-517.36 Million |
| 2021 | -26.14% | -53.50% | 0.04x | 11.62x | RM-5.29 Billion |
| 2022 | 8.97% | 27.05% | 0.03x | 10.43x | RM-173.30 Million |
| 2023 | 9.42% | 23.69% | 0.04x | 10.89x | RM-104.67 Million |
| 2024 | 9.61% | 22.04% | 0.04x | 10.12x | RM-75.98 Million |
| 2025 | 9.70% | 23.26% | 0.04x | 9.65x | RM-60.90 Million |
| 2026 | 9.72% | 23.88% | 0.04x | 9.61x | RM-61.58 Million |
Industry Comparison
This section compares AMMB Holdings Bhd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,485,619,778
- Average return on equity (ROE) among peers: 9.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| AMMB Holdings Bhd (1015) | RM21.43 Billion | 5.98% | 8.99x | $5.24 Billion |
| CIMB Group Holdings Bhd (1023) | $52.59 Billion | 10.62% | 9.16x | $18.70 Billion |
| RHB Bank Bhd (1066) | $21.77 Billion | 7.72% | 9.87x | $8.16 Billion |
| Hong Leong Financial Group Bhd (1082) | $15.00 Billion | 9.91% | 11.03x | $4.98 Billion |
| Malayan Banking Bhd (1155) | $47.74 Billion | 13.72% | 10.74x | $30.39 Billion |
| Malaysia Building Society Bhd (1171) | $9.84 Billion | 5.00% | 5.78x | $1.04 Billion |
| Public Bank Bhd (1295) | $32.31 Billion | 15.67% | 10.26x | $23.15 Billion |
| Alliance Financial Group Bhd (2488) | $5.11 Billion | 10.01% | 9.58x | $1.98 Billion |
| AFFIN Holdings Bhd (5185) | $11.60 Billion | 4.39% | 8.64x | $1.29 Billion |
| Bank Islam Malaysia Bhd (5258) | $6.40 Billion | 8.35% | 11.52x | $1.17 Billion |
About AMMB Holdings Bhd
AMMB Holdings Berhad, an investment holding company, provides various financial products and services to retail, corporate, and institutional clients in Malaysia. The company offers deposit products comprising saving, current, hybrid current, fixed deposit, treasury deposits, and foreign currency accounts; car, home, and business loans; ASB/ASB2, personal, and green financing; credit and debit ca… Read more