Hong Leong Bank Bhd (5819) — Defensive Interval Ratio

Latest as of September 2025: 11 days

Hong Leong Bank Bhd (5819) has a Defensive Interval Ratio of 11 days as of September 2025. Defensive assets of RM7.83 Billion (cash RM-, short-term investments RM-, receivables RM7.83 Billion) cover 11 days of daily cash needs of RM684.83 Million/day. See working capital position of Hong Leong Bank Bhd to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

11 days
Days of operational coverage

Defensive Assets

RM7.83 Billion
Cash + ST Investments + Receivables

Daily Cash Need

RM684.83 Million
Current Liabilities ÷ 365

Current Liabilities

RM249.96 Billion
MYR

Hong Leong Bank Bhd Defensive Interval Ratio (2009–2025)

This chart shows how Hong Leong Bank Bhd's Defensive Interval Ratio has evolved across 16 annual periods from 2009 to 2025. As of September 2025, the ratio stands at 11 days, meaning defensive assets of RM7.83 Billion can fund 11 days of operations without new revenue. See Hong Leong Bank Bhd balance sheet quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Hong Leong Bank Bhd (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Hong Leong Bank Bhd from 2009 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see 5819 market cap.

Year DIR (days) Defensive Assets (MYR) Daily Cash Need Cash ST Investments Change (days)
2025 9 days RM6.13 Billion RM684.14 Million/day RM- RM- ▲ +62 days
2024 -53 days RM-13.89 Billion RM260.80 Million/day RM- RM-18.67 Billion ▼ -2588 days
2023 2534 days RM2.90 Billion RM1.15 Million/day RM- RM- ▼ -453 days
2022 2987 days RM2.85 Billion RM954.17K/day RM- RM- ▼ -325 days
2021 3313 days RM2.97 Billion RM895.21K/day RM- RM- ▼ -3005 days
2020 6317 days RM5.31 Billion RM840.55K/day RM- RM- ▲ +1417 days
2019 4901 days RM2.36 Billion RM480.84K/day RM- RM- ▲ +3670 days
2018 1231 days RM1.79 Billion RM1.46 Million/day RM- RM- ▼ -1294 days
2017 2525 days RM2.15 Billion RM851.36K/day RM- RM- ▲ +750 days
2016 1775 days RM2.53 Billion RM1.43 Million/day RM- RM- ▼ -10794 days
2015 12569 days RM18.42 Billion RM1.47 Million/day RM- RM16.14 Billion ▲ +12547 days
2014 22 days RM8.43 Billion RM378.05 Million/day RM- RM6.76 Billion ▼ -3 days
2013 25 days RM9.44 Billion RM371.91 Million/day RM- RM6.95 Billion ▲ +7 days
2012 18 days RM6.70 Billion RM365.43 Million/day RM- RM5.16 Billion ▲ +14 days
2011 5 days RM1.63 Billion RM339.71 Million/day RM- RM- ▲ +3 days
2009 2 days RM368.56 Million RM191.75 Million/day RM- RM- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)