Blue Foundry Bancorp Defensive Interval Ratio
Blue Foundry Bancorp defensive interval ratio. Blue Foundry Bancorp (BLFY) has a Defensive Interval Ratio of 4465 days as of September 2025. Defensive assets of $283.18 Million (cash $-, short-term investments $273.94 Million, receivables $9.24 Million) cover 4465 days of daily cash needs of $63.42K/day. See BLFY working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Blue Foundry Bancorp (2019–2024)
Defensive interval ratio of Blue Foundry Bancorp from 2019 to 2024. This chart shows how Blue Foundry Bancorp's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 4465 days, meaning defensive assets of $283.18 Million can fund 4465 days of operations without new revenue. Check BLFY asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Blue Foundry Bancorp Defensive Interval Ratio by Year (2019–2024)
Blue Foundry Bancorp defensive interval ratio by year from 2019 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Blue Foundry Bancorp from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Blue Foundry Bancorp assets under control.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 83 days | $305.04 Million | $3.68 Million/day | $- | $297.03 Million | ▼ -3 days |
| 2023 | 85 days | $291.36 Million | $3.41 Million/day | $- | $283.77 Million | ▼ -6 days |
| 2022 | 91 days | $321.14 Million | $3.53 Million/day | $- | $314.25 Million | ▼ -6 days |
| 2021 | 97 days | $330.26 Million | $3.42 Million/day | $- | $324.89 Million | ▲ +29 days |
| 2020 | 67 days | $250.34 Million | $3.72 Million/day | $- | $244.59 Million | ▲ +8 days |
| 2019 | 59 days | $209.80 Million | $3.55 Million/day | $- | $204.41 Million | — |