Blue Foundry Bancorp (BLFY) — Defensive Interval Ratio
Blue Foundry Bancorp (BLFY) has a Defensive Interval Ratio of 4465 days as of September 2025. Defensive assets of $283.18 Million (cash $-, short-term investments $273.94 Million, receivables $9.24 Million) cover 4465 days of daily cash needs of $63.42K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Blue Foundry Bancorp Defensive Interval Ratio (2019–2024)
This chart shows how Blue Foundry Bancorp's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 4465 days, meaning defensive assets of $283.18 Million can fund 4465 days of operations without new revenue. For the complete balance sheet picture, see how large is Blue Foundry Bancorp's balance sheet.
Annual Defensive Interval Ratio for Blue Foundry Bancorp (2019–2024)
The table below presents the year-by-year Defensive Interval Ratio for Blue Foundry Bancorp from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Blue Foundry Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 83 days | $305.04 Million | $3.68 Million/day | $- | $297.03 Million | ▼ -3 days |
| 2023 | 85 days | $291.36 Million | $3.41 Million/day | $- | $283.77 Million | ▼ -6 days |
| 2022 | 91 days | $321.14 Million | $3.53 Million/day | $- | $314.25 Million | ▼ -6 days |
| 2021 | 97 days | $330.26 Million | $3.42 Million/day | $- | $324.89 Million | ▲ +29 days |
| 2020 | 67 days | $250.34 Million | $3.72 Million/day | $- | $244.59 Million | ▲ +8 days |
| 2019 | 59 days | $209.80 Million | $3.55 Million/day | $- | $204.41 Million | — |