Blue Foundry Bancorp (BLFY) — Defensive Interval Ratio
Blue Foundry Bancorp (BLFY) has a Defensive Interval Ratio of 4465 days as of September 2025. Defensive assets of $283.18 Million (cash $-, short-term investments $273.94 Million, receivables $9.24 Million) cover 4465 days of daily cash needs of $63.42K/day. Check Blue Foundry Bancorp tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Blue Foundry Bancorp Defensive Interval Ratio (2019–2024)
This chart shows how Blue Foundry Bancorp's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 4465 days, meaning defensive assets of $283.18 Million can fund 4465 days of operations without new revenue. Also explore BLFY year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Blue Foundry Bancorp (2019–2024)
The table below presents the year-by-year Defensive Interval Ratio for Blue Foundry Bancorp from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Blue Foundry Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 83 days | $305.04 Million | $3.68 Million/day | $- | $297.03 Million | ▼ -3 days |
| 2023 | 85 days | $291.36 Million | $3.41 Million/day | $- | $283.77 Million | ▼ -6 days |
| 2022 | 91 days | $321.14 Million | $3.53 Million/day | $- | $314.25 Million | ▼ -6 days |
| 2021 | 97 days | $330.26 Million | $3.42 Million/day | $- | $324.89 Million | ▲ +29 days |
| 2020 | 67 days | $250.34 Million | $3.72 Million/day | $- | $244.59 Million | ▲ +8 days |
| 2019 | 59 days | $209.80 Million | $3.55 Million/day | $- | $204.41 Million | — |