Blue Foundry Bancorp (BLFY) — Financial Flexibility Index
Blue Foundry Bancorp (BLFY) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-70.00K (operating CF $-255.00K minus capex $185.00K) represents 0% of total liabilities ($1.84 Billion). Check BLFY capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Blue Foundry Bancorp Financial Flexibility Index (2019–2024)
Historical Financial Flexibility Index trend for Blue Foundry Bancorp across 6 annual periods. See working capital to net assets of Blue Foundry Bancorp to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Blue Foundry Bancorp (2019–2024)
Year-by-year free cash flow to debt coverage for Blue Foundry Bancorp. For the full company profile including market capitalisation, see Blue Foundry Bancorp stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.00x | $5.20 Million | $5.06 Million | $1.73 Billion | ▲ +177.7% |
| 2023 | 0.00x | $-6.55 Million | $-12.12 Million | $1.69 Billion | ▼ -178.5% |
| 2022 | 0.00x | $8.14 Million | $2.78 Million | $1.65 Billion | ▲ +427.2% |
| 2021 | 0.00x | $-2.24 Million | $-14.14 Million | $1.48 Billion | ▼ -143.4% |
| 2020 | 0.00x | $6.04 Million | $-1.25 Million | $1.74 Billion | ▼ -26.4% |
| 2019 | 0.00x | $7.64 Million | $5.43 Million | $1.62 Billion | — |