Blue Foundry Bancorp (BLFY) — Financial Flexibility Index
Blue Foundry Bancorp (BLFY) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-70.00K (operating CF $-255.00K minus capex $185.00K) represents 0% of total liabilities ($1.84 Billion). Check BLFY cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Blue Foundry Bancorp Financial Flexibility Index (2019–2024)
Historical Financial Flexibility Index trend for Blue Foundry Bancorp across 6 annual periods. For the full cash flow conversion analysis, see BLFY cash flow conversion.
Annual Financial Flexibility Index for Blue Foundry Bancorp (2019–2024)
Year-by-year free cash flow to debt coverage for Blue Foundry Bancorp. Explore BLFY operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.00x | $5.20 Million | $5.06 Million | $1.73 Billion | ▲ +177.7% |
| 2023 | 0.00x | $-6.55 Million | $-12.12 Million | $1.69 Billion | ▼ -178.5% |
| 2022 | 0.00x | $8.14 Million | $2.78 Million | $1.65 Billion | ▲ +427.2% |
| 2021 | 0.00x | $-2.24 Million | $-14.14 Million | $1.48 Billion | ▼ -143.4% |
| 2020 | 0.00x | $6.04 Million | $-1.25 Million | $1.74 Billion | ▼ -26.4% |
| 2019 | 0.00x | $7.64 Million | $5.43 Million | $1.62 Billion | — |