Blue Foundry Bancorp (BLFY) — Working Capital to Net Assets Ratio
Blue Foundry Bancorp (BLFY) has a Working Capital to Net Assets ratio of 96.7% as of September 2025. Working capital of $304.12 Million (current assets of $327.26 Million minus current liabilities of $23.15 Million) is measured against net assets of $314.40 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See BLFY defensive interval ratio to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Blue Foundry Bancorp Working Capital to Net Assets (2019–2024)
This chart shows how Blue Foundry Bancorp's Working Capital to Net Assets ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 96.7%, reflecting working capital of $304.12 Million against net assets of $314.40 Million USD. For the complete balance sheet picture, see Blue Foundry Bancorp assets under control.
Annual Working Capital to Net Assets for Blue Foundry Bancorp (2019–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Blue Foundry Bancorp from 2019 to 2024, covering 6 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check BLFY asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -299.8% | $-995.78 Million | $332.20 Million | $347.54 Million | $1.34 Billion | ▼ -44.6 pp |
| 2023 | -255.2% | $-907.52 Million | $355.64 Million | $337.39 Million | $1.24 Billion | ▼ -19.8 pp |
| 2022 | -235.3% | $-926.54 Million | $393.72 Million | $362.32 Million | $1.29 Billion | ▼ -66.9 pp |
| 2021 | -168.4% | $-723.33 Million | $429.47 Million | $523.71 Million | $1.25 Billion | ▲ +215.5 pp |
| 2020 | -384.0% | $-789.40 Million | $205.60 Million | $566.78 Million | $1.36 Billion | ▲ +20.6 pp |
| 2019 | -404.5% | $-961.21 Million | $237.62 Million | $333.83 Million | $1.30 Billion | — |