Americas Car-Mart Inc (CRMT) — Defensive Interval Ratio
Americas Car-Mart Inc (CRMT) has a Defensive Interval Ratio of 2564 days as of January 2026. Defensive assets of $1.13 Billion (cash $-, short-term investments $-, receivables $1.13 Billion) cover 2564 days of daily cash needs of $439.22K/day. Check CRMT goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Americas Car-Mart Inc Defensive Interval Ratio (1989–2025)
This chart shows how Americas Car-Mart Inc's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of January 2026, the ratio stands at 2564 days, meaning defensive assets of $1.13 Billion can fund 2564 days of operations without new revenue. Also explore Americas Car-Mart Inc (CRMT) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Americas Car-Mart Inc (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Americas Car-Mart Inc from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CRMT market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1165 days | $1.19 Billion | $1.02 Million/day | $- | $- | ▲ +22 days |
| 2024 | 1144 days | $1.11 Billion | $969.31K/day | $- | $- | ▲ +530 days |
| 2023 | 614 days | $1.07 Billion | $1.75 Million/day | $- | $- | ▼ -10724 days |
| 2022 | 11337 days | $859.49 Million | $75.81K/day | $- | $- | ▲ +8545 days |
| 2021 | 2793 days | $628.49 Million | $225.04K/day | $- | $- | ▼ -4790 days |
| 2020 | 7582 days | $469.24 Million | $61.88K/day | $- | $- | ▼ -14 days |
| 2019 | 7596 days | $419.78 Million | $55.26K/day | $- | $- | ▼ -238 days |
| 2018 | 7834 days | $387.26 Million | $49.43K/day | $- | $0.00 | ▲ +430 days |
| 2017 | 7404 days | $359.26 Million | $48.52K/day | $- | $0.00 | ▲ +260 days |
| 2016 | 7144 days | $337.40 Million | $47.23K/day | $- | $0.00 | ▲ +133 days |
| 2015 | 7011 days | $326.79 Million | $46.61K/day | $- | $0.00 | ▼ -466 days |
| 2014 | 7477 days | $295.13 Million | $39.47K/day | $- | $0.00 | ▼ -235 days |
| 2013 | 7712 days | $292.22 Million | $37.89K/day | $- | $0.00 | ▼ -858 days |
| 2012 | 8570 days | $253.97 Million | $29.64K/day | $- | $0.00 | ▲ +5647 days |
| 2011 | 2923 days | $224.66 Million | $76.86K/day | $- | $- | ▲ +104 days |
| 2010 | 2819 days | $206.38 Million | $73.21K/day | $- | $- | ▲ +31 days |
| 2009 | 2788 days | $182.82 Million | $65.56K/day | $- | $- | ▼ -338 days |
| 2008 | 3126 days | $167.58 Million | $53.60K/day | $- | $- | ▼ -2820 days |
| 2007 | 5946 days | $141.82 Million | $23.85K/day | $- | $- | ▲ +2235 days |
| 2006 | 3711 days | $150.20 Million | $40.47K/day | $- | $- | ▼ -297 days |
| 2005 | 4008 days | $123.62 Million | $30.84K/day | $- | $- | ▲ +254 days |
| 2004 | 3754 days | $104.19 Million | $27.75K/day | $- | $- | ▲ +360 days |
| 2003 | 3394 days | $92.17 Million | $27.15K/day | $- | $- | ▼ -322 days |
| 2002 | 3716 days | $84.16 Million | $22.65K/day | $- | $- | ▲ +360 days |
| 2001 | 3356 days | $218.25 Million | $65.03K/day | $- | $- | ▲ +3293 days |
| 2000 | 63 days | $5.49 Million | $87.02K/day | $- | $- | ▼ -2379 days |
| 1999 | 2442 days | $91.00 Million | $37.26K/day | $- | $- | ▼ -779 days |
| 1998 | 3222 days | $40.60 Million | $12.60K/day | $- | $4.70 Million | ▲ +2948 days |
| 1997 | 274 days | $300.00K | $1.10K/day | $- | $- | ▲ +18 days |
| 1996 | 256 days | $700.00K | $2.74K/day | $- | $- | ▲ +246 days |
| 1995 | 10 days | $900.00K | $92.05K/day | $- | $- | ▼ -903 days |
| 1994 | 913 days | $1.00 Million | $1.10K/day | $- | $- | ▼ -1460 days |
| 1993 | 2373 days | $1.30 Million | $547.95/day | $- | $- | ▲ +2062 days |
| 1992 | 310 days | $1.70 Million | $5.48K/day | $- | $- | ▲ +103 days |
| 1991 | 207 days | $1.70 Million | $8.22K/day | $- | $- | ▼ -5 days |
| 1990 | 212 days | $2.50 Million | $11.78K/day | $- | $- | ▲ +30 days |
| 1989 | 183 days | $600.00K | $3.29K/day | $- | $- | — |