Americas Car-Mart Inc (CRMT) — Working Capital to Net Assets Ratio
Americas Car-Mart Inc (CRMT) has a Working Capital to Net Assets ratio of 16.7% as of July 2026. Working capital of $62.70 Million (current assets of $62.73 Million minus current liabilities of $24.74K) is measured against net assets of $376.48 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See CRMT days of operational coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Americas Car-Mart Inc Working Capital to Net Assets (1989–2026)
This chart shows how Americas Car-Mart Inc's Working Capital to Net Assets ratio has evolved across 38 annual periods from 1989 to 2026. As of July 2026, the ratio stands at 16.7%, reflecting working capital of $62.70 Million against net assets of $376.48 Million USD. For the complete balance sheet picture, see Americas Car-Mart Inc asset portfolio.
Annual Working Capital to Net Assets for Americas Car-Mart Inc (1989–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for Americas Car-Mart Inc from 1989 to 2026, covering 38 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Americas Car-Mart Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | 256.6% | $1.14 Billion | $445.66 Million | $1.31 Billion | $164.38 Million | ▲ +71.8 pp |
| 2025 | 184.7% | $1.05 Billion | $569.92 Million | $1.42 Billion | $372.08 Million | ▼ -18.3 pp |
| 2024 | 203.0% | $956.57 Million | $471.15 Million | $1.31 Billion | $353.80 Million | ▼ -2.9 pp |
| 2023 | 205.9% | $612.49 Million | $297.42 Million | $1.25 Billion | $638.60 Million | ▼ -6.9 pp |
| 2022 | 212.8% | $998.75 Million | $469.37 Million | $1.03 Billion | $27.67 Million | ▲ +56.1 pp |
| 2021 | 156.7% | $637.62 Million | $406.90 Million | $719.76 Million | $82.14 Million | ▼ -24.0 pp |
| 2020 | 180.7% | $547.07 Million | $302.76 Million | $569.65 Million | $22.59 Million | ▲ +10.7 pp |
| 2019 | 170.0% | $443.48 Million | $260.91 Million | $463.65 Million | $20.17 Million | ▼ -7.3 pp |
| 2018 | 177.2% | $408.59 Million | $230.53 Million | $426.63 Million | $18.04 Million | ▲ +15.8 pp |
| 2017 | 161.4% | $376.05 Million | $233.01 Million | $393.76 Million | $17.71 Million | ▲ +6.7 pp |
| 2016 | 154.7% | $353.95 Million | $228.82 Million | $371.19 Million | $17.24 Million | ▲ +2.8 pp |
| 2015 | 151.9% | $348.56 Million | $229.53 Million | $365.58 Million | $17.01 Million | ▲ +4.4 pp |
| 2014 | 147.4% | $314.62 Million | $213.41 Million | $329.03 Million | $14.41 Million | ▼ -7.5 pp |
| 2013 | 154.9% | $313.90 Million | $202.67 Million | $327.73 Million | $13.83 Million | ▲ +7.6 pp |
| 2012 | 147.2% | $272.22 Million | $184.87 Million | $283.04 Million | $10.82 Million | ▲ +28.3 pp |
| 2011 | 119.0% | $222.47 Million | $187.01 Million | $250.52 Million | $28.05 Million | ▲ +4.6 pp |
| 2010 | 114.3% | $201.47 Million | $176.19 Million | $228.19 Million | $26.72 Million | ▲ +2.3 pp |
| 2009 | 112.0% | $175.99 Million | $157.08 Million | $199.92 Million | $23.93 Million | ▼ -6.4 pp |
| 2008 | 118.4% | $162.53 Million | $137.22 Million | $182.09 Million | $19.57 Million | ▼ -0.9 pp |
| 2007 | 119.3% | $147.65 Million | $123.73 Million | $156.36 Million | $8.71 Million | ▼ -4.3 pp |
| 2006 | 123.6% | $147.40 Million | $119.25 Million | $162.18 Million | $14.77 Million | ▲ +6.3 pp |
| 2005 | 117.3% | $121.11 Million | $103.27 Million | $132.36 Million | $11.26 Million | ▼ -2.8 pp |
| 2004 | 120.1% | $101.55 Million | $84.58 Million | $111.68 Million | $10.13 Million | ▼ -12.5 pp |
| 2003 | 132.6% | $87.45 Million | $65.96 Million | $97.36 Million | $9.91 Million | ▼ -20.6 pp |
| 2002 | 153.2% | $80.92 Million | $52.81 Million | $89.19 Million | $8.27 Million | ▼ -239.3 pp |
| 2001 | 392.5% | $252.92 Million | $64.43 Million | $276.65 Million | $23.74 Million | ▲ +82.9 pp |
| 2000 | 309.6% | $197.80 Million | $63.88 Million | $229.57 Million | $31.76 Million | ▲ +103.4 pp |
| 1999 | 206.2% | $113.00 Million | $54.80 Million | $126.60 Million | $13.60 Million | ▲ +43.9 pp |
| 1998 | 162.3% | $61.20 Million | $37.70 Million | $65.80 Million | $4.60 Million | ▲ +103.2 pp |
| 1997 | 59.1% | $21.10 Million | $35.70 Million | $21.50 Million | $400.00K | ▲ +57.4 pp |
| 1996 | 1.7% | $500.00K | $30.20 Million | $1.50 Million | $1.00 Million | ▲ +174.8 pp |
| 1995 | -173.2% | $-31.00 Million | $17.90 Million | $2.60 Million | $33.60 Million | ▼ -183.1 pp |
| 1994 | 10.0% | $2.60 Million | $26.10 Million | $3.00 Million | $400.00K | ▼ -27.9 pp |
| 1993 | 37.8% | $1.40 Million | $3.70 Million | $1.60 Million | $200.00K | ▲ +14.0 pp |
| 1992 | 23.8% | $1.00 Million | $4.20 Million | $3.00 Million | $2.00 Million | ▼ -44.6 pp |
| 1991 | 68.4% | $1.30 Million | $1.90 Million | $4.30 Million | $3.00 Million | ▲ +62.0 pp |
| 1990 | 6.5% | $200.00K | $3.10 Million | $4.50 Million | $4.30 Million | ▼ -7.8 pp |
| 1989 | 14.3% | $600.00K | $4.20 Million | $1.80 Million | $1.20 Million | — |