Eastern Bankshares Inc (EBC) — Defensive Interval Ratio
Eastern Bankshares Inc (EBC) has a Defensive Interval Ratio of 5 days as of December 2025. Defensive assets of $190.80 Million (cash $-, short-term investments $190.80 Million, receivables $-) cover 5 days of daily cash needs of $38.98 Million/day. See how liquid is Eastern Bankshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Eastern Bankshares Inc Defensive Interval Ratio (2018–2025)
This chart shows how Eastern Bankshares Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the ratio stands at 5 days, meaning defensive assets of $190.80 Million can fund 5 days of operations without new revenue. See EBC net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Eastern Bankshares Inc (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for Eastern Bankshares Inc from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see EBC company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $190.80 Million | $38.98 Million/day | $- | $190.80 Million | ▼ -64 days |
| 2024 | 69 days | $4.02 Billion | $58.34 Million/day | $- | $4.02 Billion | ▼ -22 days |
| 2023 | 91 days | $4.41 Billion | $48.21 Million/day | $- | $4.41 Billion | ▼ -7291 days |
| 2022 | 7383 days | $6.71 Billion | $908.62K/day | $- | $6.69 Billion | ▲ +7224 days |
| 2021 | 159 days | $8.53 Billion | $53.78 Million/day | $- | $8.51 Billion | ▲ +62 days |
| 2020 | 96 days | $3.20 Billion | $33.30 Million/day | $- | $3.18 Billion | ▲ +40 days |
| 2019 | 57 days | $1.51 Billion | $26.77 Million/day | $- | $1.51 Billion | ▲ +2 days |
| 2018 | 55 days | $1.46 Billion | $26.59 Million/day | $- | $1.46 Billion | — |