Eastern Bankshares Inc (EBC) — Defensive Interval Ratio
Eastern Bankshares Inc (EBC) has a Defensive Interval Ratio of 5 days as of December 2025. Defensive assets of $190.80 Million (cash $-, short-term investments $190.80 Million, receivables $-) cover 5 days of daily cash needs of $38.98 Million/day. Check EBC tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Eastern Bankshares Inc Defensive Interval Ratio (2018–2025)
This chart shows how Eastern Bankshares Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the ratio stands at 5 days, meaning defensive assets of $190.80 Million can fund 5 days of operations without new revenue. Also explore net asset momentum of Eastern Bankshares Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Eastern Bankshares Inc (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for Eastern Bankshares Inc from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Eastern Bankshares Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $190.80 Million | $38.98 Million/day | $- | $190.80 Million | ▼ -64 days |
| 2024 | 69 days | $4.02 Billion | $58.34 Million/day | $- | $4.02 Billion | ▼ -22 days |
| 2023 | 91 days | $4.41 Billion | $48.21 Million/day | $- | $4.41 Billion | ▼ -7291 days |
| 2022 | 7383 days | $6.71 Billion | $908.62K/day | $- | $6.69 Billion | ▲ +7224 days |
| 2021 | 159 days | $8.53 Billion | $53.78 Million/day | $- | $8.51 Billion | ▲ +62 days |
| 2020 | 96 days | $3.20 Billion | $33.30 Million/day | $- | $3.18 Billion | ▲ +40 days |
| 2019 | 57 days | $1.51 Billion | $26.77 Million/day | $- | $1.51 Billion | ▲ +2 days |
| 2018 | 55 days | $1.46 Billion | $26.59 Million/day | $- | $1.46 Billion | — |