Eastern Bankshares Inc (EBC) — Net Asset Quality Index

Latest as of December 2025: 14.2%

Eastern Bankshares Inc (EBC) has a Net Asset Quality Index of 14.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $30.59 Billion minus total liabilities of $26.25 Billion yields net assets of $4.34 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check EBC financial resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

14.2%
Equity / Total Assets

Net Assets

$4.34 Billion
USD

Total Assets

$30.59 Billion
USD

Total Liabilities

$26.25 Billion
USD

Eastern Bankshares Inc Net Asset Quality Index Over Time (2018–2025)

This chart shows how Eastern Bankshares Inc's Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the index stands at 14.2%, representing net assets of $4.34 Billion against total assets of $30.59 Billion USD. See Eastern Bankshares Inc (EBC) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Eastern Bankshares Inc (2018–2025)

The table below presents the year-by-year Net Asset Quality Index for Eastern Bankshares Inc from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Eastern Bankshares Inc worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 14.2% $4.34 Billion $30.59 Billion $26.25 Billion ▲ +0.1 pp
2024 14.1% $3.61 Billion $25.56 Billion $21.95 Billion ▲ +0.1 pp
2023 14.1% $2.97 Billion $21.13 Billion $18.16 Billion ▲ +3.2 pp
2022 10.9% $2.47 Billion $22.65 Billion $20.18 Billion ▼ -3.6 pp
2021 14.5% $3.41 Billion $23.51 Billion $20.11 Billion ▼ -7.0 pp
2020 21.5% $3.43 Billion $15.96 Billion $12.54 Billion ▲ +7.7 pp
2019 13.8% $1.60 Billion $11.63 Billion $10.03 Billion ▲ +1.2 pp
2018 12.6% $1.43 Billion $11.38 Billion $9.95 Billion
pp = percentage points