Eastern Bankshares Inc Financial Flexibility Index

Latest as of September 2025: 0.01x

Eastern Bankshares Inc financial flexibility index. Eastern Bankshares Inc (EBC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $165.92 Million (operating CF $157.14 Million minus capex $8.78 Million) represents 0% of total liabilities ($21.65 Billion). See Eastern Bankshares Inc (EBC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$165.92 Million
Operating CF − Capex

Total Liabilities

$21.65 Billion
USD

Capital Expenditures

$8.78 Million
USD

Financial Flexibility Index of Eastern Bankshares Inc (2018–2024)

Financial flexibility index of Eastern Bankshares Inc from 2018 to 2024. Historical Financial Flexibility Index trend for Eastern Bankshares Inc across 7 annual periods. Check EBC cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Eastern Bankshares Inc Financial Flexibility Index by Year (2018–2024)

Eastern Bankshares Inc financial flexibility index by year from 2018 to 2024. Year-by-year free cash flow to debt coverage for Eastern Bankshares Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Eastern Bankshares Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $297.76 Million $284.22 Million $21.95 Billion ▼ -8.7%
2023 0.01x $269.83 Million $261.69 Million $18.16 Billion ▲ +25.7%
2022 0.01x $238.57 Million $229.94 Million $20.18 Billion ▲ +31.9%
2021 0.01x $180.22 Million $174.49 Million $20.11 Billion ▲ +49.8%
2020 0.01x $75.00 Million $69.85 Million $12.54 Billion ▼ -70.5%
2019 0.02x $203.41 Million $196.22 Million $10.03 Billion ▼ -5.8%
2018 0.02x $214.04 Million $205.01 Million $9.95 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities