First Bancorp Inc Defensive Interval Ratio
First Bancorp Inc defensive interval ratio. First Bancorp Inc (FNLC) has a Defensive Interval Ratio of 37 days as of June 2026. Defensive assets of $296.14 Million (cash $-, short-term investments $276.03 Million, receivables $20.11 Million) cover 37 days of daily cash needs of $7.93 Million/day. See how liquid is First Bancorp Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First Bancorp Inc (1995–2025)
Defensive interval ratio of First Bancorp Inc from 1995 to 2025. This chart shows how First Bancorp Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the ratio stands at 37 days, meaning defensive assets of $296.14 Million can fund 37 days of operations without new revenue. Check FNLC asset resilience ratio to evaluate the company's liquid asset resilience ratio.
First Bancorp Inc Defensive Interval Ratio by Year (1995–2025)
First Bancorp Inc defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First Bancorp Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see FNLC total asset value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 37 days | $278.67 Million | $7.55 Million/day | $- | $264.48 Million | ▼ -1 days |
| 2024 | 38 days | $288.66 Million | $7.61 Million/day | $- | $274.68 Million | ▼ -2 days |
| 2023 | 40 days | $293.95 Million | $7.31 Million/day | $- | $282.05 Million | ▼ -20 days |
| 2022 | 60 days | $294.34 Million | $4.89 Million/day | $- | $284.51 Million | ▲ +6 days |
| 2021 | 54 days | $328.11 Million | $6.04 Million/day | $- | $320.57 Million | ▼ -3 days |
| 2020 | 57 days | $322.67 Million | $5.62 Million/day | $- | $313.38 Million | ▼ -16 days |
| 2019 | 74 days | $367.69 Million | $5.00 Million/day | $- | $360.52 Million | ▲ +3 days |
| 2018 | 71 days | $324.08 Million | $4.58 Million/day | $- | $317.42 Million | ▼ -1 days |
| 2017 | 72 days | $303.07 Million | $4.20 Million/day | $- | $297.20 Million | ▼ -7 days |
| 2016 | 80 days | $305.95 Million | $3.84 Million/day | $- | $300.42 Million | ▲ +14 days |
| 2015 | 66 days | $227.95 Million | $3.47 Million/day | $- | $223.04 Million | ▲ +9 days |
| 2014 | 57 days | $190.01 Million | $3.33 Million/day | $- | $185.26 Million | ▼ -40 days |
| 2013 | 97 days | $310.86 Million | $3.21 Million/day | $- | $305.82 Million | ▼ -2 days |
| 2012 | 98 days | $296.53 Million | $3.02 Million/day | $- | $291.61 Million | ▼ 0 days |
| 2011 | 99 days | $291.04 Million | $2.95 Million/day | $- | $286.20 Million | ▲ +38 days |
| 2010 | 61 days | $183.38 Million | $3.02 Million/day | $- | $178.12 Million | ▲ +49 days |
| 2009 | 12 days | $33.93 Million | $2.80 Million/day | $- | $29.04 Million | ▼ -5 days |
| 2008 | 17 days | $43.29 Million | $2.54 Million/day | $- | $37.51 Million | ▲ +19 days |
| 2007 | -2 days | $-4.87 Million | $2.14 Million/day | $- | $-11.45 Million | ▼ -5 days |
| 2006 | 3 days | $6.14 Million | $2.21 Million/day | $- | $- | ▲ +0 days |
| 2005 | 3 days | $5.00 Million | $1.96 Million/day | $- | $- | ▼ -2 days |
| 2004 | 5 days | $5.10 Million | $1.01 Million/day | $- | $2.31 Million | ▲ +2 days |
| 2003 | 3 days | $2.74 Million | $983.77K/day | $- | $- | ▼ -10 days |
| 2002 | 13 days | $11.97 Million | $915.68K/day | $- | $9.32 Million | ▲ +9 days |
| 2001 | 4 days | $2.63 Million | $719.70K/day | $- | $- | ▼ -1 days |
| 2000 | 4 days | $3.10 Million | $697.44K/day | $- | $- | ▲ +2 days |
| 1999 | 3 days | $2.30 Million | $816.44K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $1.80 Million | $552.88K/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $1.96 Million | $465.42K/day | $- | $- | ▲ +0 days |
| 1996 | 4 days | $1.70 Million | $426.50K/day | $- | $- | ▼ 0 days |
| 1995 | 4 days | $1.71 Million | $412.24K/day | $- | $- | — |