First Bancorp Inc (FNLC) — Defensive Interval Ratio
First Bancorp Inc (FNLC) has a Defensive Interval Ratio of 37 days as of December 2025. Defensive assets of $278.67 Million (cash $-, short-term investments $264.48 Million, receivables $14.19 Million) cover 37 days of daily cash needs of $7.55 Million/day. Check FNLC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Bancorp Inc Defensive Interval Ratio (1995–2025)
This chart shows how First Bancorp Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 37 days, meaning defensive assets of $278.67 Million can fund 37 days of operations without new revenue. Also explore First Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Bancorp Inc (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Bancorp Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is First Bancorp Inc worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 37 days | $278.67 Million | $7.55 Million/day | $- | $264.48 Million | ▼ -1 days |
| 2024 | 38 days | $288.66 Million | $7.61 Million/day | $- | $274.68 Million | ▼ -2 days |
| 2023 | 40 days | $293.95 Million | $7.31 Million/day | $- | $282.05 Million | ▼ -20 days |
| 2022 | 60 days | $294.34 Million | $4.89 Million/day | $- | $284.51 Million | ▲ +6 days |
| 2021 | 54 days | $328.11 Million | $6.04 Million/day | $- | $320.57 Million | ▼ -3 days |
| 2020 | 57 days | $322.67 Million | $5.62 Million/day | $- | $313.38 Million | ▼ -16 days |
| 2019 | 74 days | $367.69 Million | $5.00 Million/day | $- | $360.52 Million | ▲ +3 days |
| 2018 | 71 days | $324.08 Million | $4.58 Million/day | $- | $317.42 Million | ▼ -1 days |
| 2017 | 72 days | $303.07 Million | $4.20 Million/day | $- | $297.20 Million | ▼ -7 days |
| 2016 | 80 days | $305.95 Million | $3.84 Million/day | $- | $300.42 Million | ▲ +14 days |
| 2015 | 66 days | $227.95 Million | $3.47 Million/day | $- | $223.04 Million | ▲ +9 days |
| 2014 | 57 days | $190.01 Million | $3.33 Million/day | $- | $185.26 Million | ▼ -40 days |
| 2013 | 97 days | $310.86 Million | $3.21 Million/day | $- | $305.82 Million | ▼ -2 days |
| 2012 | 98 days | $296.53 Million | $3.02 Million/day | $- | $291.61 Million | ▼ 0 days |
| 2011 | 99 days | $291.04 Million | $2.95 Million/day | $- | $286.20 Million | ▲ +38 days |
| 2010 | 61 days | $183.38 Million | $3.02 Million/day | $- | $178.12 Million | ▲ +49 days |
| 2009 | 12 days | $33.93 Million | $2.80 Million/day | $- | $29.04 Million | ▼ -5 days |
| 2008 | 17 days | $43.29 Million | $2.54 Million/day | $- | $37.51 Million | ▲ +19 days |
| 2007 | -2 days | $-4.87 Million | $2.14 Million/day | $- | $-11.45 Million | ▼ -5 days |
| 2006 | 3 days | $6.14 Million | $2.21 Million/day | $- | $- | ▲ +0 days |
| 2005 | 3 days | $5.00 Million | $1.96 Million/day | $- | $- | ▼ -2 days |
| 2004 | 5 days | $5.10 Million | $1.01 Million/day | $- | $2.31 Million | ▲ +2 days |
| 2003 | 3 days | $2.74 Million | $983.77K/day | $- | $- | ▼ -10 days |
| 2002 | 13 days | $11.97 Million | $915.68K/day | $- | $9.32 Million | ▲ +9 days |
| 2001 | 4 days | $2.63 Million | $719.70K/day | $- | $- | ▼ -1 days |
| 2000 | 4 days | $3.10 Million | $697.44K/day | $- | $- | ▲ +2 days |
| 1999 | 3 days | $2.30 Million | $816.44K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $1.80 Million | $552.88K/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $1.96 Million | $465.42K/day | $- | $- | ▲ +0 days |
| 1996 | 4 days | $1.70 Million | $426.50K/day | $- | $- | ▼ 0 days |
| 1995 | 4 days | $1.71 Million | $412.24K/day | $- | $- | — |