First Bancorp Inc (FNLC) — Defensive Interval Ratio
First Bancorp Inc (FNLC) has a Defensive Interval Ratio of 70 days as of March 2026. Defensive assets of $19.34 Million (cash $-, short-term investments $90.00K, receivables $19.25 Million) cover 70 days of daily cash needs of $274.78K/day. See FNLC current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Bancorp Inc Defensive Interval Ratio (1995–2025)
This chart shows how First Bancorp Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 70 days, meaning defensive assets of $19.34 Million can fund 70 days of operations without new revenue. See FNLC equity to assets ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for First Bancorp Inc (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Bancorp Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FNLC market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 37 days | $278.67 Million | $7.55 Million/day | $- | $264.48 Million | ▼ -1 days |
| 2024 | 38 days | $288.66 Million | $7.61 Million/day | $- | $274.68 Million | ▼ -2 days |
| 2023 | 40 days | $293.95 Million | $7.31 Million/day | $- | $282.05 Million | ▼ -20 days |
| 2022 | 60 days | $294.34 Million | $4.89 Million/day | $- | $284.51 Million | ▲ +6 days |
| 2021 | 54 days | $328.11 Million | $6.04 Million/day | $- | $320.57 Million | ▼ -3 days |
| 2020 | 57 days | $322.67 Million | $5.62 Million/day | $- | $313.38 Million | ▼ -16 days |
| 2019 | 74 days | $367.69 Million | $5.00 Million/day | $- | $360.52 Million | ▲ +3 days |
| 2018 | 71 days | $324.08 Million | $4.58 Million/day | $- | $317.42 Million | ▼ -1 days |
| 2017 | 72 days | $303.07 Million | $4.20 Million/day | $- | $297.20 Million | ▼ -7 days |
| 2016 | 80 days | $305.95 Million | $3.84 Million/day | $- | $300.42 Million | ▲ +14 days |
| 2015 | 66 days | $227.95 Million | $3.47 Million/day | $- | $223.04 Million | ▲ +9 days |
| 2014 | 57 days | $190.01 Million | $3.33 Million/day | $- | $185.26 Million | ▼ -40 days |
| 2013 | 97 days | $310.86 Million | $3.21 Million/day | $- | $305.82 Million | ▼ -2 days |
| 2012 | 98 days | $296.53 Million | $3.02 Million/day | $- | $291.61 Million | ▼ 0 days |
| 2011 | 99 days | $291.04 Million | $2.95 Million/day | $- | $286.20 Million | ▲ +38 days |
| 2010 | 61 days | $183.38 Million | $3.02 Million/day | $- | $178.12 Million | ▲ +49 days |
| 2009 | 12 days | $33.93 Million | $2.80 Million/day | $- | $29.04 Million | ▼ -5 days |
| 2008 | 17 days | $43.29 Million | $2.54 Million/day | $- | $37.51 Million | ▲ +19 days |
| 2007 | -2 days | $-4.87 Million | $2.14 Million/day | $- | $-11.45 Million | ▼ -5 days |
| 2006 | 3 days | $6.14 Million | $2.21 Million/day | $- | $- | ▲ +0 days |
| 2005 | 3 days | $5.00 Million | $1.96 Million/day | $- | $- | ▼ -2 days |
| 2004 | 5 days | $5.10 Million | $1.01 Million/day | $- | $2.31 Million | ▲ +2 days |
| 2003 | 3 days | $2.74 Million | $983.77K/day | $- | $- | ▼ -10 days |
| 2002 | 13 days | $11.97 Million | $915.68K/day | $- | $9.32 Million | ▲ +9 days |
| 2001 | 4 days | $2.63 Million | $719.70K/day | $- | $- | ▼ -1 days |
| 2000 | 4 days | $3.10 Million | $697.44K/day | $- | $- | ▲ +2 days |
| 1999 | 3 days | $2.30 Million | $816.44K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $1.80 Million | $552.88K/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $1.96 Million | $465.42K/day | $- | $- | ▲ +0 days |
| 1996 | 4 days | $1.70 Million | $426.50K/day | $- | $- | ▼ 0 days |
| 1995 | 4 days | $1.71 Million | $412.24K/day | $- | $- | — |