First Bancorp Inc Net Asset Quality Index
First Bancorp Inc net asset quality index. First Bancorp Inc (FNLC) has a Net Asset Quality Index of 9.1% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.22 Billion minus total liabilities of $2.92 Billion yields net assets of $292.96 Million. A higher index indicates a stronger, lower-leverage balance sheet. See First Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of First Bancorp Inc (1995–2025)
Net asset quality index of First Bancorp Inc from 1995 to 2025. This chart shows how First Bancorp Inc's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the index stands at 9.1%, representing net assets of $292.96 Million against total assets of $3.22 Billion USD. Check First Bancorp Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
First Bancorp Inc Net Asset Quality Index by Year (1995–2025)
First Bancorp Inc net asset quality index by year from 1995 to 2025. The table below presents the year-by-year Net Asset Quality Index for First Bancorp Inc from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see FNLC stock market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.9% | $283.14 Million | $3.17 Billion | $2.88 Billion | ▲ +0.9 pp |
| 2024 | 8.0% | $252.49 Million | $3.16 Billion | $2.90 Billion | ▼ -0.3 pp |
| 2023 | 8.2% | $243.08 Million | $2.95 Billion | $2.70 Billion | ▼ -0.1 pp |
| 2022 | 8.4% | $228.92 Million | $2.74 Billion | $2.51 Billion | ▼ -1.4 pp |
| 2021 | 9.7% | $245.66 Million | $2.53 Billion | $2.28 Billion | ▲ +0.2 pp |
| 2020 | 9.5% | $223.73 Million | $2.36 Billion | $2.14 Billion | ▼ -0.8 pp |
| 2019 | 10.3% | $212.51 Million | $2.07 Billion | $1.86 Billion | ▲ +0.4 pp |
| 2018 | 9.8% | $191.54 Million | $1.95 Billion | $1.75 Billion | ▲ +0.0 pp |
| 2017 | 9.8% | $181.32 Million | $1.84 Billion | $1.66 Billion | ▼ -0.2 pp |
| 2016 | 10.1% | $172.52 Million | $1.71 Billion | $1.54 Billion | ▼ -0.6 pp |
| 2015 | 10.7% | $167.50 Million | $1.56 Billion | $1.40 Billion | ▼ -0.2 pp |
| 2014 | 10.9% | $161.55 Million | $1.48 Billion | $1.32 Billion | ▲ +0.9 pp |
| 2013 | 10.0% | $146.10 Million | $1.46 Billion | $1.32 Billion | ▼ -1.1 pp |
| 2012 | 11.1% | $156.42 Million | $1.42 Billion | $1.26 Billion | ▲ +0.1 pp |
| 2011 | 11.0% | $150.86 Million | $1.37 Billion | $1.22 Billion | ▲ +0.2 pp |
| 2010 | 10.8% | $149.85 Million | $1.39 Billion | $1.24 Billion | ▼ -0.4 pp |
| 2009 | 11.1% | $147.94 Million | $1.33 Billion | $1.18 Billion | ▲ +2.3 pp |
| 2008 | 8.8% | $117.18 Million | $1.33 Billion | $1.21 Billion | ▼ -0.4 pp |
| 2007 | 9.2% | $112.67 Million | $1.22 Billion | $1.11 Billion | ▼ -0.5 pp |
| 2006 | 9.7% | $107.33 Million | $1.10 Billion | $997.54 Million | ▼ -0.2 pp |
| 2005 | 9.9% | $103.45 Million | $1.04 Billion | $938.76 Million | ▲ +1.6 pp |
| 2004 | 8.3% | $52.81 Million | $634.24 Million | $581.42 Million | ▼ -0.1 pp |
| 2003 | 8.4% | $47.72 Million | $568.81 Million | $521.09 Million | ▼ -0.3 pp |
| 2002 | 8.6% | $42.70 Million | $494.07 Million | $451.37 Million | ▲ +0.0 pp |
| 2001 | 8.6% | $37.33 Million | $434.47 Million | $397.13 Million | ▲ +0.2 pp |
| 2000 | 8.4% | $33.16 Million | $393.22 Million | $360.06 Million | ▲ +0.0 pp |
| 1999 | 8.4% | $28.70 Million | $341.30 Million | $312.60 Million | ▼ -1.6 pp |
| 1998 | 10.0% | $28.80 Million | $286.80 Million | $258.00 Million | ▲ +0.3 pp |
| 1997 | 9.7% | $25.89 Million | $266.28 Million | $240.39 Million | ▼ 0.0 pp |
| 1996 | 9.7% | $22.48 Million | $230.77 Million | $208.29 Million | ▲ +0.5 pp |
| 1995 | 9.2% | $19.57 Million | $212.28 Million | $192.72 Million | — |