First Bancorp Inc (FNLC) — Financial Flexibility Index
First Bancorp Inc (FNLC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $23.30 Million (operating CF $22.77 Million minus capex $526.00K) represents 0% of total liabilities ($2.91 Billion). Check how strategically is First Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Bancorp Inc Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for First Bancorp Inc across 31 annual periods. See First Bancorp Inc (FNLC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Bancorp Inc (1995–2025)
Year-by-year free cash flow to debt coverage for First Bancorp Inc. For the full company profile including market capitalisation, see First Bancorp Inc (FNLC) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $41.03 Million | $37.81 Million | $2.88 Billion | ▲ +50.2% |
| 2024 | 0.01x | $27.52 Million | $26.05 Million | $2.90 Billion | ▼ -35.2% |
| 2023 | 0.01x | $39.55 Million | $36.92 Million | $2.70 Billion | ▼ -13.8% |
| 2022 | 0.02x | $42.62 Million | $41.21 Million | $2.51 Billion | ▼ -35.9% |
| 2021 | 0.03x | $60.45 Million | $56.69 Million | $2.28 Billion | ▲ +124.4% |
| 2020 | 0.01x | $25.24 Million | $22.70 Million | $2.14 Billion | ▼ -20.7% |
| 2019 | 0.01x | $27.63 Million | $26.05 Million | $1.86 Billion | ▼ -26.1% |
| 2018 | 0.02x | $35.32 Million | $33.84 Million | $1.75 Billion | ▲ +34.9% |
| 2017 | 0.01x | $24.80 Million | $22.27 Million | $1.66 Billion | ▼ -1.4% |
| 2016 | 0.02x | $23.32 Million | $21.19 Million | $1.54 Billion | ▼ -2.4% |
| 2015 | 0.02x | $21.67 Million | $20.74 Million | $1.40 Billion | ▼ -8.5% |
| 2014 | 0.02x | $22.37 Million | $20.46 Million | $1.32 Billion | ▼ -18.4% |
| 2013 | 0.02x | $27.35 Million | $24.98 Million | $1.32 Billion | ▼ -2.3% |
| 2012 | 0.02x | $26.75 Million | $25.02 Million | $1.26 Billion | ▼ -16.1% |
| 2011 | 0.03x | $30.95 Million | $29.73 Million | $1.22 Billion | ▲ +13.8% |
| 2010 | 0.02x | $27.69 Million | $25.65 Million | $1.24 Billion | ▲ +16.9% |
| 2009 | 0.02x | $22.53 Million | $18.73 Million | $1.18 Billion | ▲ +97.1% |
| 2008 | 0.01x | $11.67 Million | $10.88 Million | $1.21 Billion | ▼ -15.2% |
| 2007 | 0.01x | $12.65 Million | $10.83 Million | $1.11 Billion | ▼ -30.7% |
| 2006 | 0.02x | $16.41 Million | $15.53 Million | $997.54 Million | ▼ -7.9% |
| 2005 | 0.02x | $16.77 Million | $15.42 Million | $938.76 Million | ▼ -20.1% |
| 2004 | 0.02x | $13.00 Million | $12.02 Million | $581.42 Million | ▼ -10.0% |
| 2003 | 0.02x | $12.94 Million | $10.71 Million | $521.09 Million | ▲ +72.4% |
| 2002 | 0.01x | $6.50 Million | $5.28 Million | $451.37 Million | ▼ -44.6% |
| 2001 | 0.03x | $10.32 Million | $7.34 Million | $397.13 Million | ▲ +76.4% |
| 2000 | 0.01x | $5.31 Million | $4.80 Million | $360.06 Million | ▼ -20.6% |
| 1999 | 0.02x | $5.80 Million | $5.60 Million | $312.60 Million | ▼ -26.4% |
| 1998 | 0.03x | $6.50 Million | $5.00 Million | $258.00 Million | ▲ +1036.3% |
| 1997 | 0.00x | $533.00K | $533.00K | $240.39 Million | ▼ -89.0% |
| 1996 | 0.02x | $4.21 Million | $4.21 Million | $208.29 Million | ▲ +1371.7% |
| 1995 | 0.00x | $-306.00K | $-306.00K | $192.72 Million | — |