First Bancorp Inc (FNLC) — Financial Flexibility Index

Latest as of December 2025: 0.47x

First Bancorp Inc (FNLC) has a Financial Flexibility Index of 0.47x as of December 2025. Free cash flow of $1.37 Billion (operating CF $15.20 Million minus capex $1.35 Billion) represents 0% of total liabilities ($2.88 Billion). Also explore net asset momentum of First Bancorp Inc to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.47x
Free Cash Flow / Total Liabilities

Free Cash Flow

$1.37 Billion
Operating CF − Capex

Total Liabilities

$2.88 Billion
USD

Capital Expenditures

$1.35 Billion
USD

First Bancorp Inc Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for First Bancorp Inc across 31 annual periods. Check strategic asset allocation of First Bancorp Inc to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for First Bancorp Inc (1995–2025)

Year-by-year free cash flow to debt coverage for First Bancorp Inc. For the full company profile including market capitalisation, see market cap of First Bancorp Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $41.03 Million $37.81 Million $2.88 Billion ▲ +50.2%
2024 0.01x $27.52 Million $26.05 Million $2.90 Billion ▼ -35.2%
2023 0.01x $39.55 Million $36.92 Million $2.70 Billion ▼ -13.8%
2022 0.02x $42.62 Million $41.21 Million $2.51 Billion ▼ -35.9%
2021 0.03x $60.45 Million $56.69 Million $2.28 Billion ▲ +124.4%
2020 0.01x $25.24 Million $22.70 Million $2.14 Billion ▼ -20.7%
2019 0.01x $27.63 Million $26.05 Million $1.86 Billion ▼ -26.1%
2018 0.02x $35.32 Million $33.84 Million $1.75 Billion ▲ +34.9%
2017 0.01x $24.80 Million $22.27 Million $1.66 Billion ▼ -1.4%
2016 0.02x $23.32 Million $21.19 Million $1.54 Billion ▼ -2.4%
2015 0.02x $21.67 Million $20.74 Million $1.40 Billion ▼ -8.5%
2014 0.02x $22.37 Million $20.46 Million $1.32 Billion ▼ -18.4%
2013 0.02x $27.35 Million $24.98 Million $1.32 Billion ▼ -2.3%
2012 0.02x $26.75 Million $25.02 Million $1.26 Billion ▼ -16.1%
2011 0.03x $30.95 Million $29.73 Million $1.22 Billion ▲ +13.8%
2010 0.02x $27.69 Million $25.65 Million $1.24 Billion ▲ +16.9%
2009 0.02x $22.53 Million $18.73 Million $1.18 Billion ▲ +97.1%
2008 0.01x $11.67 Million $10.88 Million $1.21 Billion ▼ -15.2%
2007 0.01x $12.65 Million $10.83 Million $1.11 Billion ▼ -30.7%
2006 0.02x $16.41 Million $15.53 Million $997.54 Million ▼ -7.9%
2005 0.02x $16.77 Million $15.42 Million $938.76 Million ▼ -20.1%
2004 0.02x $13.00 Million $12.02 Million $581.42 Million ▼ -10.0%
2003 0.02x $12.94 Million $10.71 Million $521.09 Million ▲ +72.4%
2002 0.01x $6.50 Million $5.28 Million $451.37 Million ▼ -44.6%
2001 0.03x $10.32 Million $7.34 Million $397.13 Million ▲ +76.4%
2000 0.01x $5.31 Million $4.80 Million $360.06 Million ▼ -20.6%
1999 0.02x $5.80 Million $5.60 Million $312.60 Million ▼ -26.4%
1998 0.03x $6.50 Million $5.00 Million $258.00 Million ▲ +1036.3%
1997 0.00x $533.00K $533.00K $240.39 Million ▼ -89.0%
1996 0.02x $4.21 Million $4.21 Million $208.29 Million ▲ +1371.7%
1995 0.00x $-306.00K $-306.00K $192.72 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities