FVCBankcorp Inc (FVCB) — Defensive Interval Ratio

Latest as of March 2026: 9663 days

FVCBankcorp Inc (FVCB) has a Defensive Interval Ratio of 9663 days as of March 2026. Defensive assets of $161.17 Million (cash $-, short-term investments $150.62 Million, receivables $10.55 Million) cover 9663 days of daily cash needs of $16.68K/day. See FVCBankcorp Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

9663 days
Days of operational coverage

Defensive Assets

$161.17 Million
Cash + ST Investments + Receivables

Daily Cash Need

$16.68K
Current Liabilities ÷ 365

Current Liabilities

$6.09 Million
USD

FVCBankcorp Inc Defensive Interval Ratio (2012–2025)

This chart shows how FVCBankcorp Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 9663 days, meaning defensive assets of $161.17 Million can fund 9663 days of operations without new revenue. See FVCB equity to assets ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for FVCBankcorp Inc (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for FVCBankcorp Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FVCB market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 30 days $163.70 Million $5.48 Million/day $- $153.42 Million ▼ -2 days
2024 32 days $166.79 Million $5.27 Million/day $- $156.47 Million ▼ -136 days
2023 167 days $181.92 Million $1.09 Million/day $- $171.59 Million ▲ +118 days
2022 50 days $287.50 Million $5.79 Million/day $- $278.07 Million ▼ -18 days
2021 68 days $365.69 Million $5.38 Million/day $- $357.61 Million ▲ +37 days
2020 31 days $135.29 Million $4.32 Million/day $- $126.15 Million ▼ -9 days
2019 40 days $145.42 Million $3.62 Million/day $- $141.32 Million ▲ +0 days
2018 40 days $127.59 Million $3.20 Million/day $- $123.54 Million ▼ -104112 days
2017 104151 days $118.92 Million $1.14K/day $- $115.95 Million ▲ +102610 days
2016 1541 days $114.72 Million $74.44K/day $- $112.23 Million ▲ +1504 days
2015 37 days $67.46 Million $1.82 Million/day $- $65.55 Million ▼ -7 days
2014 44 days $64.27 Million $1.47 Million/day $- $62.70 Million ▼ -4 days
2013 48 days $58.19 Million $1.22 Million/day $- $56.89 Million ▲ +19 days
2012 29 days $30.26 Million $1.05 Million/day $- $29.13 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)