FVCBankcorp Inc (FVCB) — Defensive Interval Ratio
FVCBankcorp Inc (FVCB) has a Defensive Interval Ratio of 28 days as of June 2026. Defensive assets of $157.39 Million (cash $-, short-term investments $147.20 Million, receivables $10.19 Million) cover 28 days of daily cash needs of $5.62 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
FVCBankcorp Inc Defensive Interval Ratio (2012–2025)
This chart shows how FVCBankcorp Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 28 days, meaning defensive assets of $157.39 Million can fund 28 days of operations without new revenue. For the complete balance sheet picture, see how large is FVCBankcorp Inc's balance sheet.
Annual Defensive Interval Ratio for FVCBankcorp Inc (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for FVCBankcorp Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See FVCBankcorp Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 30 days | $163.70 Million | $5.48 Million/day | $- | $153.42 Million | ▼ -2 days |
| 2024 | 32 days | $166.79 Million | $5.27 Million/day | $- | $156.47 Million | ▼ -136 days |
| 2023 | 167 days | $181.92 Million | $1.09 Million/day | $- | $171.59 Million | ▲ +118 days |
| 2022 | 50 days | $287.50 Million | $5.79 Million/day | $- | $278.07 Million | ▼ -18 days |
| 2021 | 68 days | $365.69 Million | $5.38 Million/day | $- | $357.61 Million | ▲ +37 days |
| 2020 | 31 days | $135.29 Million | $4.32 Million/day | $- | $126.15 Million | ▼ -9 days |
| 2019 | 40 days | $145.42 Million | $3.62 Million/day | $- | $141.32 Million | ▲ +0 days |
| 2018 | 40 days | $127.59 Million | $3.20 Million/day | $- | $123.54 Million | ▼ -104112 days |
| 2017 | 104151 days | $118.92 Million | $1.14K/day | $- | $115.95 Million | ▲ +102610 days |
| 2016 | 1541 days | $114.72 Million | $74.44K/day | $- | $112.23 Million | ▲ +1504 days |
| 2015 | 37 days | $67.46 Million | $1.82 Million/day | $- | $65.55 Million | ▼ -7 days |
| 2014 | 44 days | $64.27 Million | $1.47 Million/day | $- | $62.70 Million | ▼ -4 days |
| 2013 | 48 days | $58.19 Million | $1.22 Million/day | $- | $56.89 Million | ▲ +19 days |
| 2012 | 29 days | $30.26 Million | $1.05 Million/day | $- | $29.13 Million | — |