First National Corp Defensive Interval Ratio
First National Corp defensive interval ratio. First National Corp (FXNC) has a Defensive Interval Ratio of 5 days as of December 2025. Defensive assets of $23.36 Million (cash $-, short-term investments $16.89 Million, receivables $6.47 Million) cover 5 days of daily cash needs of $4.93 Million/day. See how liquid is First National Corp's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First National Corp (1995–2025)
Defensive interval ratio of First National Corp from 1995 to 2025. This chart shows how First National Corp's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 5 days, meaning defensive assets of $23.36 Million can fund 5 days of operations without new revenue. Check First National Corp liquid asset ratio to evaluate the company's liquid asset resilience ratio.
First National Corp Defensive Interval Ratio by Year (1995–2025)
First National Corp defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First National Corp from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see First National Corp (FXNC) total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $23.36 Million | $4.93 Million/day | $- | $16.89 Million | ▲ +3 days |
| 2024 | 2 days | $7.64 Million | $4.94 Million/day | $- | $1.62 Million | ▼ -43 days |
| 2023 | 45 days | $157.51 Million | $3.52 Million/day | $- | $152.86 Million | ▼ -4 days |
| 2022 | 49 days | $167.45 Million | $3.42 Million/day | $- | $162.91 Million | ▼ -36 days |
| 2021 | 85 days | $293.40 Million | $3.43 Million/day | $- | $289.50 Million | ▼ -12090 days |
| 2020 | 12176 days | $142.94 Million | $11.74K/day | $- | $140.22 Million | ▼ -8959 days |
| 2019 | 21135 days | $123.05 Million | $5.82K/day | $- | $120.98 Million | ▲ +21080 days |
| 2018 | 55 days | $101.97 Million | $1.84 Million/day | $- | $99.86 Million | ▼ -18971 days |
| 2017 | 19027 days | $91.17 Million | $4.79K/day | $- | $89.25 Million | ▲ +13338 days |
| 2016 | 5688 days | $96.55 Million | $16.97K/day | $- | $94.80 Million | ▼ -2046 days |
| 2015 | 7734 days | $107.22 Million | $13.86K/day | $- | $105.56 Million | ▲ +1444 days |
| 2014 | 6291 days | $84.55 Million | $13.44K/day | $- | $83.29 Million | ▲ +6207 days |
| 2013 | 84 days | $104.60 Million | $1.24 Million/day | $- | $103.30 Million | ▲ +14 days |
| 2012 | 70 days | $90.92 Million | $1.29 Million/day | $- | $89.46 Million | ▼ -1 days |
| 2011 | 71 days | $93.28 Million | $1.31 Million/day | $- | $91.67 Million | ▲ +23 days |
| 2010 | 49 days | $62.09 Million | $1.28 Million/day | $- | $60.42 Million | ▲ +47 days |
| 2009 | 1 days | $1.71 Million | $1.28 Million/day | $- | $- | ▼ 0 days |
| 2008 | 1 days | $1.76 Million | $1.26 Million/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $2.23 Million | $1.23 Million/day | $- | $- | ▲ +0 days |
| 2006 | 2 days | $2.04 Million | $1.19 Million/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $1.67 Million | $1.06 Million/day | $- | $- | ▲ +0 days |
| 2004 | 1 days | $1.33 Million | $951.44K/day | $- | $- | ▼ 0 days |
| 2003 | 2 days | $1.39 Million | $762.56K/day | $- | $- | ▼ 0 days |
| 2002 | 2 days | $1.40 Million | $665.79K/day | $- | $- | ▼ 0 days |
| 2001 | 2 days | $1.30 Million | $541.04K/day | $- | $- | ▼ 0 days |
| 2000 | 3 days | $1.37 Million | $479.98K/day | $- | $- | ▲ +0 days |
| 1999 | 3 days | $1.17 Million | $424.57K/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $1.15 Million | $426.85K/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $1.15 Million | $388.89K/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $891.35K | $342.49K/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $840.27K | $320.31K/day | $- | $- | — |