First National Corp (FXNC) — Defensive Interval Ratio
First National Corp (FXNC) has a Defensive Interval Ratio of 5 days as of December 2025. Defensive assets of $23.36 Million (cash $-, short-term investments $16.89 Million, receivables $6.47 Million) cover 5 days of daily cash needs of $4.93 Million/day. Check First National Corp (FXNC) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First National Corp Defensive Interval Ratio (1995–2025)
This chart shows how First National Corp's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 5 days, meaning defensive assets of $23.36 Million can fund 5 days of operations without new revenue. Also explore how fast is First National Corp growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First National Corp (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for First National Corp from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FXNC market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $23.36 Million | $4.93 Million/day | $- | $16.89 Million | ▲ +3 days |
| 2024 | 2 days | $7.64 Million | $4.94 Million/day | $- | $1.62 Million | ▼ -43 days |
| 2023 | 45 days | $157.51 Million | $3.52 Million/day | $- | $152.86 Million | ▼ -4 days |
| 2022 | 49 days | $167.45 Million | $3.42 Million/day | $- | $162.91 Million | ▼ -36 days |
| 2021 | 85 days | $293.40 Million | $3.43 Million/day | $- | $289.50 Million | ▼ -12090 days |
| 2020 | 12176 days | $142.94 Million | $11.74K/day | $- | $140.22 Million | ▼ -8959 days |
| 2019 | 21135 days | $123.05 Million | $5.82K/day | $- | $120.98 Million | ▲ +21080 days |
| 2018 | 55 days | $101.97 Million | $1.84 Million/day | $- | $99.86 Million | ▼ -18971 days |
| 2017 | 19027 days | $91.17 Million | $4.79K/day | $- | $89.25 Million | ▲ +13338 days |
| 2016 | 5688 days | $96.55 Million | $16.97K/day | $- | $94.80 Million | ▼ -2046 days |
| 2015 | 7734 days | $107.22 Million | $13.86K/day | $- | $105.56 Million | ▲ +1444 days |
| 2014 | 6291 days | $84.55 Million | $13.44K/day | $- | $83.29 Million | ▲ +6207 days |
| 2013 | 84 days | $104.60 Million | $1.24 Million/day | $- | $103.30 Million | ▲ +14 days |
| 2012 | 70 days | $90.92 Million | $1.29 Million/day | $- | $89.46 Million | ▼ -1 days |
| 2011 | 71 days | $93.28 Million | $1.31 Million/day | $- | $91.67 Million | ▲ +23 days |
| 2010 | 49 days | $62.09 Million | $1.28 Million/day | $- | $60.42 Million | ▲ +47 days |
| 2009 | 1 days | $1.71 Million | $1.28 Million/day | $- | $- | ▼ 0 days |
| 2008 | 1 days | $1.76 Million | $1.26 Million/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $2.23 Million | $1.23 Million/day | $- | $- | ▲ +0 days |
| 2006 | 2 days | $2.04 Million | $1.19 Million/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $1.67 Million | $1.06 Million/day | $- | $- | ▲ +0 days |
| 2004 | 1 days | $1.33 Million | $951.44K/day | $- | $- | ▼ 0 days |
| 2003 | 2 days | $1.39 Million | $762.56K/day | $- | $- | ▼ 0 days |
| 2002 | 2 days | $1.40 Million | $665.79K/day | $- | $- | ▼ 0 days |
| 2001 | 2 days | $1.30 Million | $541.04K/day | $- | $- | ▼ 0 days |
| 2000 | 3 days | $1.37 Million | $479.98K/day | $- | $- | ▲ +0 days |
| 1999 | 3 days | $1.17 Million | $424.57K/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $1.15 Million | $426.85K/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $1.15 Million | $388.89K/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $891.35K | $342.49K/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $840.27K | $320.31K/day | $- | $- | — |