First National Corp (FXNC) — Financial Flexibility Index
First National Corp (FXNC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $10.03 Million (operating CF $8.52 Million minus capex $1.51 Million) represents 0% of total liabilities ($1.85 Billion). Check FXNC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First National Corp Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for First National Corp across 31 annual periods. For the full cash flow conversion analysis, see First National Corp (FXNC) cash flow conversion.
Annual Financial Flexibility Index for First National Corp (1995–2025)
Year-by-year free cash flow to debt coverage for First National Corp. Explore First National Corp (FXNC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $29.37 Million | $25.19 Million | $1.85 Billion | ▲ +254.7% |
| 2024 | -0.01x | $-18.90 Million | $-22.20 Million | $1.84 Billion | ▼ -173.2% |
| 2023 | 0.01x | $18.26 Million | $16.39 Million | $1.30 Billion | ▼ -36.8% |
| 2022 | 0.02x | $27.95 Million | $26.77 Million | $1.26 Billion | ▲ +224.1% |
| 2021 | 0.01x | $8.70 Million | $7.87 Million | $1.27 Billion | ▼ -63.0% |
| 2020 | 0.02x | $16.00 Million | $15.09 Million | $866.02 Million | ▲ +3.7% |
| 2019 | 0.02x | $12.88 Million | $11.85 Million | $722.83 Million | ▼ -20.0% |
| 2018 | 0.02x | $15.30 Million | $13.76 Million | $686.29 Million | ▲ +98.7% |
| 2017 | 0.01x | $7.64 Million | $6.57 Million | $680.96 Million | ▼ -25.6% |
| 2016 | 0.02x | $10.04 Million | $9.01 Million | $665.97 Million | ▲ +47.7% |
| 2015 | 0.01x | $6.60 Million | $4.60 Million | $646.37 Million | ▼ -37.4% |
| 2014 | 0.02x | $7.48 Million | $7.01 Million | $458.60 Million | ▼ -17.1% |
| 2013 | 0.02x | $9.23 Million | $8.68 Million | $469.22 Million | ▼ -24.9% |
| 2012 | 0.03x | $12.77 Million | $12.22 Million | $487.77 Million | ▲ +20.5% |
| 2011 | 0.02x | $10.91 Million | $10.44 Million | $501.97 Million | ▲ +40.4% |
| 2010 | 0.02x | $7.68 Million | $7.30 Million | $496.13 Million | ▲ +42.4% |
| 2009 | 0.01x | $5.41 Million | $4.29 Million | $497.87 Million | ▼ -46.2% |
| 2008 | 0.02x | $10.28 Million | $6.86 Million | $509.05 Million | ▼ -0.3% |
| 2007 | 0.02x | $10.20 Million | $7.64 Million | $503.71 Million | ▼ -8.5% |
| 2006 | 0.02x | $10.97 Million | $6.27 Million | $495.39 Million | ▲ +4.9% |
| 2005 | 0.02x | $9.41 Million | $6.85 Million | $445.60 Million | ▲ +11.8% |
| 2004 | 0.02x | $7.23 Million | $5.41 Million | $382.72 Million | ▼ -41.0% |
| 2003 | 0.03x | $10.14 Million | $6.11 Million | $317.05 Million | ▲ +29.0% |
| 2002 | 0.02x | $6.74 Million | $3.10 Million | $271.68 Million | ▲ +22.9% |
| 2001 | 0.02x | $4.60 Million | $3.59 Million | $227.75 Million | ▲ +60.8% |
| 2000 | 0.01x | $2.64 Million | $2.55 Million | $210.00 Million | ▼ -26.1% |
| 1999 | 0.02x | $3.22 Million | $2.67 Million | $189.44 Million | ▼ -13.1% |
| 1998 | 0.02x | $3.39 Million | $2.56 Million | $173.53 Million | ▲ +2.3% |
| 1997 | 0.02x | $2.84 Million | $1.79 Million | $148.41 Million | ▼ -15.1% |
| 1996 | 0.02x | $2.85 Million | $2.17 Million | $126.39 Million | ▲ +15.8% |
| 1995 | 0.02x | $2.30 Million | $1.52 Million | $118.41 Million | — |