HomeStreet Inc (HMST) — Defensive Interval Ratio
HomeStreet Inc (HMST) has a Defensive Interval Ratio of 59 days as of June 2025. Defensive assets of $1.03 Billion (cash $-, short-term investments $1.03 Billion, receivables $-) cover 59 days of daily cash needs of $17.39 Million/day. See working capital position of HomeStreet Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
HomeStreet Inc Defensive Interval Ratio (2009–2024)
This chart shows how HomeStreet Inc's Defensive Interval Ratio has evolved across 16 annual periods from 2009 to 2024. As of June 2025, the ratio stands at 59 days, meaning defensive assets of $1.03 Billion can fund 59 days of operations without new revenue. See HMST net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for HomeStreet Inc (2009–2024)
The table below presents the year-by-year Defensive Interval Ratio for HomeStreet Inc from 2009 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HMST market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 52 days | $1.06 Billion | $20.31 Million/day | $- | $1.06 Billion | ▼ -2 days |
| 2023 | 54 days | $1.26 Billion | $23.31 Million/day | $- | $1.26 Billion | ▼ -6 days |
| 2022 | 60 days | $1.40 Billion | $23.50 Million/day | $- | $1.40 Billion | ▼ -313 days |
| 2021 | 373 days | $6.50 Billion | $17.43 Million/day | $- | $1.01 Billion | ▼ -8792 days |
| 2020 | 9166 days | $6.26 Billion | $682.59K/day | $- | $1.08 Billion | ▲ +4853 days |
| 2019 | 4313 days | $943.15 Million | $218.68K/day | $- | $943.15 Million | ▲ +4247 days |
| 2018 | 66 days | $923.25 Million | $13.91 Million/day | $- | $923.25 Million | ▼ -1 days |
| 2017 | 67 days | $904.30 Million | $13.52 Million/day | $- | $904.30 Million | ▼ -1926 days |
| 2016 | 1993 days | $1.04 Billion | $523.81K/day | $- | $1.04 Billion | ▲ +212 days |
| 2015 | 1781 days | $572.16 Million | $321.24K/day | $- | $572.16 Million | ▼ -842 days |
| 2014 | 2623 days | $560.34 Million | $213.63K/day | $- | $455.33 Million | ▲ +2524 days |
| 2013 | 99 days | $621.05 Million | $6.27 Million/day | $- | $498.82 Million | ▲ +9 days |
| 2012 | 90 days | $505.14 Million | $5.61 Million/day | $- | $416.33 Million | ▲ +21 days |
| 2011 | 69 days | $390.92 Million | $5.64 Million/day | $- | $329.05 Million | ▲ +51 days |
| 2010 | 18 days | $104.52 Million | $5.83 Million/day | $- | $57.60 Million | ▼ -25 days |
| 2009 | 43 days | $273.75 Million | $6.39 Million/day | $- | $193.32 Million | — |