Northrim BanCorp Inc (NRIM) — Defensive Interval Ratio
Northrim BanCorp Inc (NRIM) has a Defensive Interval Ratio of 88 days as of December 2025. Defensive assets of $522.30 Million (cash $-, short-term investments $420.66 Million, receivables $101.64 Million) cover 88 days of daily cash needs of $5.92 Million/day. Check Northrim BanCorp Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Northrim BanCorp Inc Defensive Interval Ratio (1991–2025)
This chart shows how Northrim BanCorp Inc's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 88 days, meaning defensive assets of $522.30 Million can fund 88 days of operations without new revenue. Also explore net asset growth rate of Northrim BanCorp Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Northrim BanCorp Inc (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Northrim BanCorp Inc from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NRIM market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 88 days | $522.30 Million | $5.92 Million/day | $- | $420.66 Million | ▲ +9 days |
| 2024 | 79 days | $580.78 Million | $7.34 Million/day | $- | $478.62 Million | ▼ -22 days |
| 2023 | 101 days | $688.46 Million | $6.81 Million/day | $- | $637.94 Million | ▼ -7 days |
| 2022 | 108 days | $708.71 Million | $6.54 Million/day | $- | $677.03 Million | ▲ +42 days |
| 2021 | 67 days | $442.51 Million | $6.63 Million/day | $- | $426.68 Million | ▲ +12 days |
| 2020 | 55 days | $273.62 Million | $5.00 Million/day | $- | $247.63 Million | ▼ -27 days |
| 2019 | 82 days | $306.45 Million | $3.76 Million/day | $- | $276.14 Million | ▼ -33 days |
| 2018 | 115 days | $286.02 Million | $2.49 Million/day | $- | $271.61 Million | ▼ -16 days |
| 2017 | 130 days | $334.98 Million | $2.57 Million/day | $- | $312.75 Million | ▼ -9 days |
| 2016 | 139 days | $351.71 Million | $2.53 Million/day | $- | $331.22 Million | ▲ +54 days |
| 2015 | 85 days | $304.44 Million | $3.57 Million/day | $- | $291.11 Million | ▼ 0 days |
| 2014 | 86 days | $296.98 Million | $3.47 Million/day | $- | $281.73 Million | ▼ -10 days |
| 2013 | 96 days | $269.31 Million | $2.81 Million/day | $- | $248.69 Million | ▲ +12 days |
| 2012 | 84 days | $227.33 Million | $2.71 Million/day | $- | $203.92 Million | ▼ -17 days |
| 2011 | 101 days | $257.07 Million | $2.54 Million/day | $- | $222.08 Million | ▲ +7 days |
| 2010 | 94 days | $233.94 Million | $2.48 Million/day | $- | $214.01 Million | ▲ +86 days |
| 2009 | 8 days | $18.53 Million | $2.36 Million/day | $- | $7.29 Million | ▼ -7 days |
| 2008 | 14 days | $33.32 Million | $2.31 Million/day | $- | $9.43 Million | ▼ -1 days |
| 2007 | 15 days | $36.37 Million | $2.38 Million/day | $- | $11.70 Million | ▼ -2 days |
| 2006 | 17 days | $37.88 Million | $2.18 Million/day | $- | $11.78 Million | ▲ +9 days |
| 2005 | 8 days | $17.53 Million | $2.14 Million/day | $- | $936.00K | ▲ +6 days |
| 2004 | 2 days | $4.40 Million | $1.92 Million/day | $- | $724.00K | ▼ 0 days |
| 2003 | 2 days | $4.25 Million | $1.77 Million/day | $- | $945.00K | ▼ 0 days |
| 2002 | 3 days | $4.47 Million | $1.72 Million/day | $- | $1.28 Million | ▼ -10 days |
| 2001 | 13 days | $19.30 Million | $1.51 Million/day | $- | $15.83 Million | ▲ +2 days |
| 2000 | 11 days | $14.71 Million | $1.33 Million/day | $- | $10.94 Million | ▲ +9 days |
| 1999 | 3 days | $3.04 Million | $1.22 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $2.20 Million | $855.34K/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $1.80 Million | $676.71K/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $1.60 Million | $553.15K/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $1.50 Million | $470.96K/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $1.10 Million | $402.19K/day | $- | $- | ▲ +1 days |
| 1993 | 2 days | $600.00K | $275.34K/day | $- | $- | ▼ 0 days |
| 1992 | 2 days | $500.00K | $205.21K/day | $- | $- | ▲ +0 days |
| 1991 | 2 days | $300.00K | $124.38K/day | $- | $- | — |