Northrim BanCorp Inc (NRIM) — Financial Flexibility Index

Latest as of June 2026: 0.01x

Northrim BanCorp Inc (NRIM) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $40.66 Million (operating CF $40.08 Million minus capex $583.00K) represents 0% of total liabilities ($3.07 Billion). Check NRIM capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$40.66 Million
Operating CF − Capex

Total Liabilities

$3.07 Billion
USD

Capital Expenditures

$583.00K
USD

Northrim BanCorp Inc Financial Flexibility Index (1991–2025)

Historical Financial Flexibility Index trend for Northrim BanCorp Inc across 35 annual periods. For the full cash flow conversion analysis, see NRIM cash generation efficiency.

Annual Financial Flexibility Index for Northrim BanCorp Inc (1991–2025)

Year-by-year free cash flow to debt coverage for Northrim BanCorp Inc. Explore how well can Northrim BanCorp Inc service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.05x $144.81 Million $139.34 Million $2.96 Billion ▲ +1772.3%
2024 0.00x $-8.11 Million $-8.73 Million $2.77 Billion ▼ -116.7%
2023 0.02x $45.09 Million $38.92 Million $2.57 Billion ▼ -47.5%
2022 0.03x $81.97 Million $78.12 Million $2.46 Billion ▼ -27.5%
2021 0.05x $114.50 Million $111.99 Million $2.49 Billion ▲ +363.6%
2020 -0.02x $-33.19 Million $-36.45 Million $1.90 Billion ▼ -1231.5%
2019 0.00x $2.22 Million $-821.00K $1.44 Billion ▼ -93.1%
2018 0.02x $29.18 Million $25.15 Million $1.30 Billion ▲ +12.5%
2017 0.02x $26.52 Million $19.28 Million $1.33 Billion ▲ +14.4%
2016 0.02x $23.42 Million $20.12 Million $1.34 Billion ▲ +30.0%
2015 0.01x $17.78 Million $10.63 Million $1.32 Billion ▼ -36.7%
2014 0.02x $27.31 Million $20.48 Million $1.28 Billion ▲ +9.1%
2013 0.02x $20.86 Million $18.65 Million $1.07 Billion ▼ -41.6%
2012 0.03x $34.14 Million $32.55 Million $1.02 Billion ▲ +833.9%
2011 0.00x $-4.36 Million $-5.03 Million $959.82 Million ▼ -121.1%
2010 0.02x $20.21 Million $18.11 Million $937.41 Million ▲ +57.5%
2009 0.01x $12.21 Million $9.98 Million $892.01 Million ▼ -61.3%
2008 0.04x $31.87 Million $16.26 Million $901.71 Million ▲ +61.0%
2007 0.02x $20.05 Million $16.18 Million $913.30 Million ▼ -0.7%
2006 0.02x $18.35 Million $14.52 Million $830.17 Million ▲ +20.9%
2005 0.02x $14.82 Million $13.55 Million $810.55 Million ▼ -0.1%
2004 0.02x $13.13 Million $12.51 Million $717.37 Million ▼ -14.7%
2003 0.02x $14.24 Million $12.39 Million $663.28 Million ▼ -21.3%
2002 0.03x $17.35 Million $11.61 Million $635.88 Million ▲ +60.2%
2001 0.02x $9.53 Million $9.19 Million $559.73 Million ▼ -20.5%
2000 0.02x $10.57 Million $9.69 Million $493.20 Million ▲ +31.3%
1999 0.02x $7.43 Million $6.09 Million $455.39 Million ▼ -20.1%
1998 0.02x $6.50 Million $6.10 Million $318.20 Million ▼ -18.9%
1997 0.03x $6.30 Million $4.50 Million $250.00 Million ▼ -7.5%
1996 0.03x $5.60 Million $3.10 Million $205.50 Million ▲ +62.8%
1995 0.02x $2.90 Million $2.30 Million $173.30 Million ▼ -8.3%
1994 0.02x $2.70 Million $1.90 Million $147.90 Million ▼ -36.2%
1993 0.03x $2.90 Million $2.30 Million $101.40 Million ▲ +78.5%
1992 0.02x $1.20 Million $1.00 Million $74.90 Million ▼ -85.3%
1991 0.11x $5.00 Million $-700.00K $45.90 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities