PRA Group Inc (PRAA) — Defensive Interval Ratio

Latest as of September 2025: 21160 days

PRA Group Inc (PRAA) has a Defensive Interval Ratio of 21160 days as of September 2025. Defensive assets of $4.64 Billion (cash $-, short-term investments $63.23 Million, receivables $4.57 Billion) cover 21160 days of daily cash needs of $219.06K/day. Check PRAA goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

21160 days
Days of operational coverage

Defensive Assets

$4.64 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$219.06K
Current Liabilities ÷ 365

Current Liabilities

$79.96 Million
USD

PRA Group Inc Defensive Interval Ratio (2002–2024)

This chart shows how PRA Group Inc's Defensive Interval Ratio has evolved across 22 annual periods from 2002 to 2024. As of September 2025, the ratio stands at 21160 days, meaning defensive assets of $4.64 Billion can fund 21160 days of operations without new revenue. Also explore how fast is PRA Group Inc growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for PRA Group Inc (2002–2024)

The table below presents the year-by-year Defensive Interval Ratio for PRA Group Inc from 2002 to 2024, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PRAA stock market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 4618 days $4.22 Billion $912.88K/day $- $55.76 Million ▼ -411 days
2023 5029 days $3.74 Billion $744.44K/day $- $59.47 Million ▲ +217 days
2022 4812 days $3.39 Billion $705.23K/day $- $66.81 Million ▲ +3933 days
2021 879 days $3.48 Billion $3.95 Million/day $- $6.25 Million ▲ +178 days
2020 701 days $3.54 Billion $5.05 Million/day $- $- ▲ +52 days
2019 649 days $3.54 Billion $5.46 Million/day $- $323.00K ▼ -207 days
2018 855 days $3.15 Billion $3.68 Million/day $- $779.00K ▼ -4414 days
2017 5269 days $2.89 Billion $548.87K/day $- $78.29 Million ▲ +542 days
2016 4727 days $2.40 Billion $507.18K/day $- $68.54 Million ▼ -294 days
2015 5021 days $2.31 Billion $459.72K/day $- $73.80 Million ▼ -774 days
2014 5796 days $2.10 Billion $363.10K/day $- $89.70 Million ▼ -5060 days
2013 10856 days $1.26 Billion $116.37K/day $- $0.00 ▼ -760 days
2012 11616 days $1.09 Billion $93.79K/day $- $0.00 ▲ +10317 days
2011 1299 days $934.60 Million $719.62K/day $- $0.00 ▲ +669 days
2010 630 days $842.62 Million $1.34 Million/day $- $0.00 ▲ +64 days
2009 565 days $707.09 Million $1.25 Million/day $- $- ▲ +3 days
2008 562 days $575.70 Million $1.02 Million/day $- $- ▼ -64 days
2007 626 days $413.32 Million $660.07K/day $- $- ▼ -28150 days
2006 28776 days $227.96 Million $7.92K/day $- $- ▲ +22593 days
2004 6183 days $23.95 Million $3.87K/day $- $23.95 Million ▲ +6084 days
2003 100 days $351.86K $3.54K/day $- $- ▼ -17437 days
2002 17537 days $65.53 Million $3.74K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)