PRA Group Inc (PRAA) — Financial Flexibility Index

Latest as of September 2025: 0.00x

PRA Group Inc (PRAA) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-8.92 Million (operating CF $-10.13 Million minus capex $1.21 Million) represents 0% of total liabilities ($4.02 Billion). Check PRAA cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-8.92 Million
Operating CF − Capex

Total Liabilities

$4.02 Billion
USD

Capital Expenditures

$1.21 Million
USD

PRA Group Inc Financial Flexibility Index (2000–2024)

Historical Financial Flexibility Index trend for PRA Group Inc across 25 annual periods. For the full cash flow conversion analysis, see how efficiently does PRA Group Inc generate cash.

Annual Financial Flexibility Index for PRA Group Inc (2000–2024)

Year-by-year free cash flow to debt coverage for PRA Group Inc. Explore PRA Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 -0.02x $-90.55 Million $-94.59 Million $3.74 Billion ▲ +15.9%
2023 -0.03x $-94.65 Million $-97.53 Million $3.29 Billion ▼ -338.8%
2022 0.01x $34.84 Million $21.59 Million $2.89 Billion ▼ -61.8%
2021 0.03x $96.14 Million $84.92 Million $3.04 Billion ▼ -38.8%
2020 0.05x $158.93 Million $141.70 Million $3.08 Billion ▲ +9.0%
2019 0.05x $151.42 Million $133.39 Million $3.20 Billion ▲ +30.1%
2018 0.04x $101.39 Million $80.87 Million $2.79 Billion ▲ +143.2%
2017 0.01x $38.31 Million $15.47 Million $2.56 Billion ▼ -84.7%
2016 0.10x $220.06 Million $205.90 Million $2.25 Billion ▼ -3.1%
2015 0.10x $217.45 Million $203.00 Million $2.15 Billion ▼ -35.1%
2014 0.16x $292.29 Million $267.90 Million $1.88 Billion ▼ -52.7%
2013 0.33x $241.00 Million $225.13 Million $731.76 Million ▲ +38.0%
2012 0.24x $138.53 Million $131.41 Million $580.53 Million ▼ -37.9%
2011 0.38x $182.66 Million $173.03 Million $475.63 Million ▲ +23.1%
2010 0.31x $153.13 Million $143.58 Million $490.94 Million ▲ +59.4%
2009 0.20x $89.81 Million $85.28 Million $458.95 Million ▼ -16.7%
2008 0.23x $87.86 Million $81.72 Million $373.98 Million ▼ -36.4%
2007 0.37x $89.02 Million $80.36 Million $241.03 Million ▼ -74.3%
2006 1.44x $66.34 Million $59.47 Million $46.10 Million ▲ +23.0%
2005 1.17x $61.34 Million $57.85 Million $52.45 Million ▼ -45.9%
2004 2.16x $51.38 Million $49.29 Million $23.79 Million ▼ -58.3%
2003 5.18x $37.54 Million $35.08 Million $7.25 Million ▲ +71.8%
2002 3.01x $23.16 Million $21.84 Million $7.68 Million ▲ +1038.1%
2001 0.26x $7.78 Million $6.50 Million $29.36 Million ▼ -96.6%
2000 7.80x $4.15 Million $3.08 Million $532.00K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities