Usio Inc (USIO) — Defensive Interval Ratio

Latest as of September 2025: 24 days

Usio Inc (USIO) has a Defensive Interval Ratio of 24 days as of September 2025. Defensive assets of $5.21 Million (cash $-, short-term investments $-, receivables $5.21 Million) cover 24 days of daily cash needs of $213.90K/day. Check how tangible is Usio Inc's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

24 days
Days of operational coverage

Defensive Assets

$5.21 Million
Cash + ST Investments + Receivables

Daily Cash Need

$213.90K
Current Liabilities ÷ 365

Current Liabilities

$78.07 Million
USD

Usio Inc Defensive Interval Ratio (1999–2024)

This chart shows how Usio Inc's Defensive Interval Ratio has evolved across 26 annual periods from 1999 to 2024. As of September 2025, the ratio stands at 24 days, meaning defensive assets of $5.21 Million can fund 24 days of operations without new revenue. Also explore Usio Inc annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Usio Inc (1999–2024)

The table below presents the year-by-year Defensive Interval Ratio for Usio Inc from 1999 to 2024, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see USIO market cap overview.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 28 days $6.55 Million $232.73K/day $- $- ▲ +5 days
2023 23 days $5.56 Million $244.46K/day $- $- ▲ +3 days
2022 20 days $4.37 Million $223.63K/day $- $- ▲ +3 days
2021 16 days $4.98 Million $308.12K/day $- $- ▼ 0 days
2020 16 days $2.86 Million $173.89K/day $- $- ▲ +7 days
2019 9 days $1.27 Million $141.68K/day $- $- ▲ +1 days
2018 8 days $1.32 Million $160.28K/day $- $- ▲ +1 days
2017 8 days $1.12 Million $148.80K/day $- $- ▲ +1 days
2016 7 days $1.11 Million $165.76K/day $- $- ▼ 0 days
2015 7 days $1.14 Million $162.30K/day $- $- ▼ 0 days
2014 7 days $1.04 Million $148.15K/day $- $- ▼ -1 days
2013 8 days $585.04K $73.67K/day $- $- ▼ -41 days
2012 49 days $403.30K $8.27K/day $- $- ▼ -6333 days
2011 6382 days $75.16 Million $11.78K/day $- $74.79 Million ▲ +6358 days
2010 24 days $137.96K $5.80K/day $- $- ▲ +7 days
2009 16 days $92.55K $5.61K/day $- $- ▼ -43 days
2008 59 days $158.74K $2.67K/day $- $- ▲ +17 days
2007 42 days $85.68K $2.04K/day $- $- ▲ +14 days
2006 28 days $89.02K $3.20K/day $- $- ▲ +12 days
2005 16 days $59.56K $3.69K/day $- $- ▼ -2 days
2004 19 days $57.79K $3.12K/day $- $- ▼ -3 days
2003 22 days $43.69K $1.99K/day $- $- ▼ -27 days
2002 49 days $659.07K $13.49K/day $- $- ▼ -115 days
2001 164 days $674.62K $4.12K/day $- $236.95K ▼ -21 days
2000 184 days $1.80 Million $9.75K/day $- $1.01 Million ▲ +172 days
1999 12 days $40.45K $3.29K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)