Usio Inc (USIO) — Defensive Interval Ratio
Usio Inc (USIO) has a Defensive Interval Ratio of 24 days as of September 2025. Defensive assets of $5.21 Million (cash $-, short-term investments $-, receivables $5.21 Million) cover 24 days of daily cash needs of $213.90K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Usio Inc Defensive Interval Ratio (1999–2024)
This chart shows how Usio Inc's Defensive Interval Ratio has evolved across 26 annual periods from 1999 to 2024. As of September 2025, the ratio stands at 24 days, meaning defensive assets of $5.21 Million can fund 24 days of operations without new revenue. For the complete balance sheet picture, see USIO current and non-current assets.
Annual Defensive Interval Ratio for Usio Inc (1999–2024)
The table below presents the year-by-year Defensive Interval Ratio for Usio Inc from 1999 to 2024, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Usio Inc to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 28 days | $6.55 Million | $232.73K/day | $- | $- | ▲ +5 days |
| 2023 | 23 days | $5.56 Million | $244.46K/day | $- | $- | ▲ +3 days |
| 2022 | 20 days | $4.37 Million | $223.63K/day | $- | $- | ▲ +3 days |
| 2021 | 16 days | $4.98 Million | $308.12K/day | $- | $- | ▼ 0 days |
| 2020 | 16 days | $2.86 Million | $173.89K/day | $- | $- | ▲ +7 days |
| 2019 | 9 days | $1.27 Million | $141.68K/day | $- | $- | ▲ +1 days |
| 2018 | 8 days | $1.32 Million | $160.28K/day | $- | $- | ▲ +1 days |
| 2017 | 8 days | $1.12 Million | $148.80K/day | $- | $- | ▲ +1 days |
| 2016 | 7 days | $1.11 Million | $165.76K/day | $- | $- | ▼ 0 days |
| 2015 | 7 days | $1.14 Million | $162.30K/day | $- | $- | ▼ 0 days |
| 2014 | 7 days | $1.04 Million | $148.15K/day | $- | $- | ▼ -1 days |
| 2013 | 8 days | $585.04K | $73.67K/day | $- | $- | ▼ -41 days |
| 2012 | 49 days | $403.30K | $8.27K/day | $- | $- | ▼ -6333 days |
| 2011 | 6382 days | $75.16 Million | $11.78K/day | $- | $74.79 Million | ▲ +6358 days |
| 2010 | 24 days | $137.96K | $5.80K/day | $- | $- | ▲ +7 days |
| 2009 | 16 days | $92.55K | $5.61K/day | $- | $- | ▼ -43 days |
| 2008 | 59 days | $158.74K | $2.67K/day | $- | $- | ▲ +17 days |
| 2007 | 42 days | $85.68K | $2.04K/day | $- | $- | ▲ +14 days |
| 2006 | 28 days | $89.02K | $3.20K/day | $- | $- | ▲ +12 days |
| 2005 | 16 days | $59.56K | $3.69K/day | $- | $- | ▼ -2 days |
| 2004 | 19 days | $57.79K | $3.12K/day | $- | $- | ▼ -3 days |
| 2003 | 22 days | $43.69K | $1.99K/day | $- | $- | ▼ -27 days |
| 2002 | 49 days | $659.07K | $13.49K/day | $- | $- | ▼ -115 days |
| 2001 | 164 days | $674.62K | $4.12K/day | $- | $236.95K | ▼ -21 days |
| 2000 | 184 days | $1.80 Million | $9.75K/day | $- | $1.01 Million | ▲ +172 days |
| 1999 | 12 days | $40.45K | $3.29K/day | $- | $- | — |