Usio Inc (USIO) — Financial Flexibility Index
Usio Inc (USIO) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $522.50K (operating CF $303.83K minus capex $218.67K) represents 0% of total liabilities ($80.71 Million). Check Usio Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Usio Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Usio Inc across 26 annual periods. See USIO current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Usio Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Usio Inc. For the full company profile including market capitalisation, see market cap of Usio Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $3.89 Million | $2.90 Million | $88.05 Million | ▼ -6.6% |
| 2023 | 0.05x | $4.34 Million | $3.51 Million | $91.87 Million | ▲ +124.5% |
| 2022 | -0.19x | $-16.22 Million | $-17.04 Million | $83.98 Million | ▼ -171.5% |
| 2021 | 0.27x | $31.06 Million | $29.78 Million | $115.01 Million | ▲ +149.1% |
| 2020 | 0.11x | $7.15 Million | $6.29 Million | $65.96 Million | ▲ +289.7% |
| 2019 | -0.06x | $-3.09 Million | $-3.73 Million | $53.99 Million | ▼ -63.0% |
| 2018 | -0.04x | $-2.05 Million | $-2.76 Million | $58.58 Million | ▼ -826.4% |
| 2017 | 0.00x | $262.06K | $-110.28K | $54.31 Million | ▼ -70.9% |
| 2016 | 0.02x | $1.00 Million | $848.44K | $60.50 Million | ▼ -65.8% |
| 2015 | 0.05x | $2.88 Million | $2.09 Million | $59.24 Million | ▼ -90.8% |
| 2014 | 0.53x | $28.49 Million | $28.45 Million | $54.08 Million | ▼ -39.0% |
| 2013 | 0.86x | $23.24 Million | $23.18 Million | $26.89 Million | ▲ +358.3% |
| 2012 | 0.19x | $569.01K | $475.06K | $3.02 Million | ▼ -66.4% |
| 2011 | 0.56x | $2.41 Million | $2.40 Million | $4.30 Million | ▲ +165.5% |
| 2010 | 0.21x | $447.31K | $446.31K | $2.12 Million | ▼ -6.4% |
| 2009 | 0.23x | $462.17K | $462.17K | $2.05 Million | ▲ +130.2% |
| 2008 | -0.75x | $-729.19K | $-748.61K | $975.84K | ▲ +28.1% |
| 2007 | -1.04x | $-776.07K | $-806.05K | $746.26K | ▼ -62.5% |
| 2006 | -0.64x | $-746.55K | $-821.73K | $1.17 Million | ▼ -9.7% |
| 2005 | -0.58x | $-784.88K | $-891.79K | $1.35 Million | ▲ +29.0% |
| 2004 | -0.82x | $-936.26K | $-940.86K | $1.14 Million | ▲ +71.7% |
| 2003 | -2.91x | $-2.11 Million | $-2.18 Million | $725.67K | ▼ -181.1% |
| 2002 | -1.03x | $-5.23 Million | $-5.63 Million | $5.05 Million | ▲ +79.1% |
| 2001 | -4.96x | $-8.26 Million | $-8.98 Million | $1.67 Million | ▼ -187.2% |
| 2000 | -1.73x | $-7.39 Million | $-11.04 Million | $4.28 Million | ▲ +22.3% |
| 1999 | -2.22x | $-3.24 Million | $-4.37 Million | $1.46 Million | — |