Usio Inc (USIO) — Financial Flexibility Index
Usio Inc (USIO) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $522.50K (operating CF $303.83K minus capex $218.67K) represents 0% of total liabilities ($80.71 Million). Check USIO cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Usio Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Usio Inc across 26 annual periods. For the full cash flow conversion analysis, see Usio Inc (USIO) cash flow conversion.
Annual Financial Flexibility Index for Usio Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Usio Inc. Explore USIO debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $3.89 Million | $2.90 Million | $88.05 Million | ▼ -6.6% |
| 2023 | 0.05x | $4.34 Million | $3.51 Million | $91.87 Million | ▲ +124.5% |
| 2022 | -0.19x | $-16.22 Million | $-17.04 Million | $83.98 Million | ▼ -171.5% |
| 2021 | 0.27x | $31.06 Million | $29.78 Million | $115.01 Million | ▲ +149.1% |
| 2020 | 0.11x | $7.15 Million | $6.29 Million | $65.96 Million | ▲ +289.7% |
| 2019 | -0.06x | $-3.09 Million | $-3.73 Million | $53.99 Million | ▼ -63.0% |
| 2018 | -0.04x | $-2.05 Million | $-2.76 Million | $58.58 Million | ▼ -826.4% |
| 2017 | 0.00x | $262.06K | $-110.28K | $54.31 Million | ▼ -70.9% |
| 2016 | 0.02x | $1.00 Million | $848.44K | $60.50 Million | ▼ -65.8% |
| 2015 | 0.05x | $2.88 Million | $2.09 Million | $59.24 Million | ▼ -90.8% |
| 2014 | 0.53x | $28.49 Million | $28.45 Million | $54.08 Million | ▼ -39.0% |
| 2013 | 0.86x | $23.24 Million | $23.18 Million | $26.89 Million | ▲ +358.3% |
| 2012 | 0.19x | $569.01K | $475.06K | $3.02 Million | ▼ -66.4% |
| 2011 | 0.56x | $2.41 Million | $2.40 Million | $4.30 Million | ▲ +165.5% |
| 2010 | 0.21x | $447.31K | $446.31K | $2.12 Million | ▼ -6.4% |
| 2009 | 0.23x | $462.17K | $462.17K | $2.05 Million | ▲ +130.2% |
| 2008 | -0.75x | $-729.19K | $-748.61K | $975.84K | ▲ +28.1% |
| 2007 | -1.04x | $-776.07K | $-806.05K | $746.26K | ▼ -62.5% |
| 2006 | -0.64x | $-746.55K | $-821.73K | $1.17 Million | ▼ -9.7% |
| 2005 | -0.58x | $-784.88K | $-891.79K | $1.35 Million | ▲ +29.0% |
| 2004 | -0.82x | $-936.26K | $-940.86K | $1.14 Million | ▲ +71.7% |
| 2003 | -2.91x | $-2.11 Million | $-2.18 Million | $725.67K | ▼ -181.1% |
| 2002 | -1.03x | $-5.23 Million | $-5.63 Million | $5.05 Million | ▲ +79.1% |
| 2001 | -4.96x | $-8.26 Million | $-8.98 Million | $1.67 Million | ▼ -187.2% |
| 2000 | -1.73x | $-7.39 Million | $-11.04 Million | $4.28 Million | ▲ +22.3% |
| 1999 | -2.22x | $-3.24 Million | $-4.37 Million | $1.46 Million | — |